Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Solutions for Businesses and Individuals in New Jersey
Kusel Associates has been a trusted provider of comprehensive insurance solutions since 1957. Our team of experts prioritizes personalized service, building long-term relationships with clients to deliver tailored personal, auto, home, life, and commercial insurance policies. With decades of experience and a commitment to understanding unique risk profiles, we offer dependable coverage that extends beyond standard policies. Our independent agency status allows us to shop multiple carriers to secure competitive rates while maintaining a focus on transparency and client education. We provide 24/7 support for emergency claims and maintain a dedicated approach to claims resolution.Our commercial insurance specialists address industry-specific risks for businesses in New Jersey and New York, including contractors, restaurants, and auto service providers. Through our Business Owners Policy (BOP), we offer flexible, cost-effective coverage combining property, liability, and business interruption protections. Our team remains committed to evolving with industry changes while maintaining the personalized service that has defined our practice for over six decades.
Services
Commercial Insurance
Homeowners Insurance
Auto Insurance
Contractors Insurance
Restaurant Insurance
Auto Service Programs
Life Insurance
Business Owners Policy
General Liability Insurance
Commercial Auto Insurance
Details
- Year established: 1957
Highlights and features
- We offer over 65 years of experience in insurance services
- Our team provides personalized policy solutions
- We guarantee 24/7 customer support availability
- Our independent agency status secures competitive rates
- We specialize in commercial, auto, home, and life insurance
Services
Commercial Insurance
Protect your business with customized commercial insurance solutions addressing property, liability, and operational risks. Our policies cover business interruption, crime insurance, and vehicle fleets. We specialize in creating comprehensive plans for diverse industries across New Jersey and New York.
Contractors Insurance
Tailored insurance for contractors covering property damage, liability, and safety management. Our policies address risks from equipment damage to workplace injuries, with expert guidance to help reduce insurance costs through improved safety protocols.
Restaurant Insurance
Comprehensive coverage for restaurants including liability protection, food spoilage, and business interruption. Our policies address liquor liability, equipment breakdowns, and income loss, with dedicated claim analysts to support restaurant owners.
Auto Service Programs
Specialized insurance for auto repair businesses covering garage liability, property damage, and portable equipment. Our policies include business interruption coverage and workers compensation to protect automotive service providers from industry-specific risks.
Business Owners Policy
Flexible, bundled insurance solution combining property, liability, and business interruption coverage. This customizable policy offers cost-effective protection for small to mid-sized businesses, with options for fleet coverage and crime insurance.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and commercial insurance including contractors, restaurant, and business owners policies.
How do you help find competitive rates?
As an independent agency, we compare multiple carriers to secure optimal coverage at competitive prices for each client.
Do you offer 24/7 claims support?
Yes, our team provides 24/7 emergency claims assistance for urgent insurance needs.
What areas do you serve?
We primarily serve New Jersey and surrounding areas including New York businesses.
How often should policies be reviewed?
We recommend annual policy reviews to ensure coverage remains aligned with your evolving personal or business needs.
