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Your Trusted Insurance Partner in Portland, ME
Patrons Oxford Insurance has been dedicated to providing comprehensive property and casualty insurance solutions since 1877. As a Maine-based insurer, we combine over 145 years of industry expertise with a commitment to personalized service through our network of more than 250 independent agents. Our mission focuses on delivering responsive products tailored to modern lifestyles while maintaining faster, fairer, and more efficient service than competing insurers. We prioritize creating economic value through responsible growth while supporting Maine communities and policyholders.Our corporate identity emphasizes proprietary distribution systems, asset protection strategies, and innovative coverage options like our PLUS endorsement for enhanced home insurance. With a focus on cyber liability, business owners policies, and specialized endorsements for home-based businesses, we address evolving risks for individuals and enterprises. Our claims process prioritizes transparency, offering 24-hour reporting capabilities and multiple payment options to accommodate diverse customer needs.
Services
Auto Insurance
Home Insurance
Business Insurance
Cyber Insurance
Umbrella Coverage
Mobile Home Insurance
Home Business Endorsement
Highlights and features
- We offer 145+ years of experience in property and casualty insurance
- Our PLUS endorsement provides enhanced home insurance coverage options
- 24/7 claims reporting available for emergency situations
- Specialized cyber liability coverage for small businesses
- Network of 250+ independent agents for personalized service
Services
Auto Insurance
Patrons Oxford provides comprehensive auto insurance coverage including bodily injury, property damage, collision, and comprehensive protection. Policies feature optional endorsements for trip insurance, custom equipment, and electronic devices. Competitive rates with discounts available for safe drivers, multi-policy bundling, and vehicle safety features.
Home Insurance
Home insurance policies protect against property damage, personal liability, and loss of use. Specialized coverage includes inflation guard protection, higher deductible options, and the PLUS endorsement for enhanced personal property and liability limits. Available for traditional, modular, and manufactured homes.
Business Insurance
Business owners policies cover property damage, liability, and business interruption. Additional coverage options include equipment breakdown protection, employment practices liability, and commercial umbrella policies. Cyber liability coverage available with limits from $50,000 to $1,000,000 for small businesses.
Umbrella Coverage
Personal umbrella policies provide excess liability protection beyond underlying homeowner or auto insurance. Coverage limits available from $1 million to $5 million. Protects assets against catastrophic losses from lawsuits exceeding primary policy limits. Available as endorsement to existing policies.
Mobile Home Insurance
Specialized insurance for mobile homes covering dwelling, personal property, and liability. Optional endorsements include continuous masonry foundation discounts and older home coverage. Available for both standard and manufactured homes with flexible payment options and deductible choices.
Questions
How do I file a claim with Patrons Oxford Insurance?
Report claims 24/7 through our dedicated claims line at 800-542-7032 or contact your local independent agent for assistance with the claims process.
What payment options are available for insurance premiums?
Patrons Oxford offers multiple payment methods including electronic funds transfer, check payments, and installment plans for policyholders.
Do you offer cyber liability insurance for small businesses?
Yes, we provide cyber liability coverage with limits from $50,000 to $1,000,000 as an endorsement to our Businessowners Policy.
Can I get insurance for a home-based business?
Yes, our Home Business endorsement covers qualifying professional services including accounting, consulting, and educational services conducted from home.
Are there discounts available for policyholders?
We offer multiple discounts including multi-policy bundling, loss-free credits, protective device discounts, and EFT payment incentives.
How can I find an independent agent in my area?
Use our online agent locator tool or contact our Portland office at 207-699-1599 to connect with a local independent insurance agent.
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