Business Details
Althans is a large Midwest agency licensed in all 50 states providing risk management, insurance, bonding, benefit programs, and financial services. Our client base includes manufacturers, contractors, distributors/wholesalers, transportation carriers, professional services and financial institutions. We don't meet expectations - we exceed them. From integrity and ethics to technology and coverage, we understand insurance and the value of professionalism and personal service.
It has helped us to forge relationships with some top-notch companies around the country. That's why our agents and insurance partners work together as a team, keeping the focus on you! Based out of Northeast Ohio, Althans is a large, full-service insurance agency, available nationwide. With four generations and over 90 years of experience, we have helped business owners protect their investments since 1925.
Thorough, efficient, and consistent service sets us apart - professionalism and personal attention are at the heart of everything we do.
It has helped us to forge relationships with some top-notch companies around the country. That's why our agents and insurance partners work together as a team, keeping the focus on you! Based out of Northeast Ohio, Althans is a large, full-service insurance agency, available nationwide. With four generations and over 90 years of experience, we have helped business owners protect their investments since 1925.
Thorough, efficient, and consistent service sets us apart - professionalism and personal attention are at the heart of everything we do.
Services
Our History
The company prides itself on being active members in the community, as well as participating in nonprofit work.
When Arthur J. Althans began selling insurance, he had one simple philosophy: "To provide each customer with professional services including a personal touch."
As one of three children born to German immigrants, Mr. Althans was extremely active in the Cleveland community and decided not to join the family grocery business.
Instead, he signed a contract with the Aetna Insurance Company as an independent contractor.
When Arthur J. Althans began selling insurance, he had one simple philosophy: "To provide each customer with professional services including a personal touch."
As one of three children born to German immigrants, Mr. Althans was extremely active in the Cleveland community and decided not to join the family grocery business.
Instead, he signed a contract with the Aetna Insurance Company as an independent contractor.
Franchise Insurance
With over 25 years' experience in the franchise industry, Althans understands the unique insurance needs of franchisors and franchisees.
By collaborating with our partners, we develop risk management strategies and best safety practices.
Althans has the experience and the resources to work with the most complicated programs.
Our mission is to add value to the franchise industry by developing cost effective programs and coverage solutions for each systems specific needs.
By collaborating with our partners, we develop risk management strategies and best safety practices.
Althans has the experience and the resources to work with the most complicated programs.
Our mission is to add value to the franchise industry by developing cost effective programs and coverage solutions for each systems specific needs.
Non-Profit & Schools
As a nonprofit or school, your mission is to serve, and mentor others and we are passionate about serving and supporting you with an innovative and comprehensive insurance program.
Our dedicated team will tailor your insurance program to suit your organization which will include coverage for your volunteers, independent contractors, medical professionals, and employees.
Althans Insurance works with childcare centers, group homes, foundations, counseling centers, school districts and more that serve diverse populations.
Our dedicated team will tailor your insurance program to suit your organization which will include coverage for your volunteers, independent contractors, medical professionals, and employees.
Althans Insurance works with childcare centers, group homes, foundations, counseling centers, school districts and more that serve diverse populations.
Property & Casualty
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program.
Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program.
Surety Bonds
Bond types are many and varied.
But regardless of who or what they're protecting, the principle is the same--if an agreement isn't kept to standard, the bond provider pays the party that's due, and you repay the bond provider.
A bond is essentially a form of credit that's only used if an agreement is breached.
Unlike insurance that protects you, the policy-holder, surety bonds are meant to protect others and ensure that their goals and needs are met, come what may.
Surety bonds are also different from insurance on the technical end of things, and providers rely on a multi-faceted approach when assessing a bond application.
But regardless of who or what they're protecting, the principle is the same--if an agreement isn't kept to standard, the bond provider pays the party that's due, and you repay the bond provider.
A bond is essentially a form of credit that's only used if an agreement is breached.
Unlike insurance that protects you, the policy-holder, surety bonds are meant to protect others and ensure that their goals and needs are met, come what may.
Surety bonds are also different from insurance on the technical end of things, and providers rely on a multi-faceted approach when assessing a bond application.
Employee Benefits
Providing a comprehensive, affordable Benefits package for your employees is vital in securing and retaining those employees.
At Althans Insurance Agency, Inc., our experienced and knowledgeable Group Insurance Specialists partner with you to provide a range of integrated benefit and health management services.
We enjoy long-standing relationships with all the major carriers which enable us to be the intermediary on behalf of our clients, returning the best possible rates and service.
In today's era of change, Althans Insurance Agency remains a committed partner with our clients.
At Althans Insurance Agency, Inc., our experienced and knowledgeable Group Insurance Specialists partner with you to provide a range of integrated benefit and health management services.
We enjoy long-standing relationships with all the major carriers which enable us to be the intermediary on behalf of our clients, returning the best possible rates and service.
In today's era of change, Althans Insurance Agency remains a committed partner with our clients.
Life Insurance
Life insurance is crucial in planning for your future and your family's future.
It can provide much needed security and peace of mind for your loved ones and fulfill promises and obligations to your family.
Life insurance may also be used to help ensure that a family business will pass to your intended survivor.
It can provide much needed security and peace of mind for your loved ones and fulfill promises and obligations to your family.
Life insurance may also be used to help ensure that a family business will pass to your intended survivor.
Personal Insurance
Protecting your personal belongings is always a primary concern for any family.
At Althans Insurance Agency, Inc., our Personal Lines Specialists work with you to develop a custom-tailored insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable, competitive costs our carriers can provide.
At Althans Insurance Agency, Inc., our Personal Lines Specialists work with you to develop a custom-tailored insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable, competitive costs our carriers can provide.
Auto Insurance
To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.
If you have any doubts about the appropriate level of automobile coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.
If you have any doubts about the appropriate level of automobile coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.
Home Insurance
The biggest investment most people will ever make is in their home.
That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.
Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.
That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.
Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.
How To File A Claim
Call the police to report the incident/accident.
Whether it is a burglary, theft, or car accident, the police will be there to make sure you and others are safe.
Call your insurance agency as soon as possible to report the incident/accident.
Gather as many facts, photos, reports, and any other information related to the event.
The more information you have, the better the claims department will be able to help you and avoid delays.
If you are one of Althans insureds, please call our claims department directly at (440) 893-3126.
Whether it is a burglary, theft, or car accident, the police will be there to make sure you and others are safe.
Call your insurance agency as soon as possible to report the incident/accident.
Gather as many facts, photos, reports, and any other information related to the event.
The more information you have, the better the claims department will be able to help you and avoid delays.
If you are one of Althans insureds, please call our claims department directly at (440) 893-3126.
Claims FAQ
There is a basic set of steps to take when reporting an incident and filing a claim.
But we understand and acknowledge that every case is different, and it's likely that you will have additional questions.
To better help you navigate the claims process, we have worked up some commonly asked questions and corresponding answers.
As always, if things still aren't clear, feel free to reach out.
Q: Will I have rental car and/or transportation expense coverage while my vehicle is being repaired?
A: It will depend on your policy.
But we understand and acknowledge that every case is different, and it's likely that you will have additional questions.
To better help you navigate the claims process, we have worked up some commonly asked questions and corresponding answers.
As always, if things still aren't clear, feel free to reach out.
Q: Will I have rental car and/or transportation expense coverage while my vehicle is being repaired?
A: It will depend on your policy.
Our Mission & Vision
Our mission is to meet and exceed the expectations of our clients by adhering to the highest level of integrity and ethical standard with a motivated and talented team of individuals.
By maintaining a top-tier status with our Insurance Company Partners, we utilize and leverage only those carriers with superior financial stability to ensure delivery on our customer promise.
Althans Insurance is a 4th generation family business that has been a pillar of the community for over 90 years.
The Althans team provides a measurable and sustainable value to its clients through the development of innovative risk management, insurance, and life & benefit solutions.
By maintaining a top-tier status with our Insurance Company Partners, we utilize and leverage only those carriers with superior financial stability to ensure delivery on our customer promise.
Althans Insurance is a 4th generation family business that has been a pillar of the community for over 90 years.
The Althans team provides a measurable and sustainable value to its clients through the development of innovative risk management, insurance, and life & benefit solutions.
