Business Details
22 Years
experience
Your Trusted Source for Travel Insurance Advocacy
Founded in 2004, our organization serves as a collaborative network representing the travel insurance industry. We are a national nonprofit association comprising insurance carriers, third-party administrators, insurance agencies, and related businesses that develop, administer, and market travel insurance and travel assistance products. Our membership represents 90% of the travel insurance marketplace, reflecting our industry leadership. We are governed by a 16-member board of directors and two advisory associations, operating under a strict code of ethics that emphasizes transparency, consumer protection, and professional conduct.Our committees drive initiatives in advocacy, education, and market research, including biannual studies conducted in partnership with Willis Tower Watson. Through our Travel Retailer Registry, we connect travel businesses with insurance providers, while our advocacy efforts focus on advancing the Travel Model Act across all states. Our staff includes seasoned professionals with expertise in association management, marketing, and member services, ensuring we deliver value to both members and consumers.
Services
Travel Insurance Advocacy
Consumer Education
Industry Standards
Government Relations
Market Research
Details
- Year established: 2004
Highlights and features
- We represent 90% of the travel insurance marketplace
- Our code of ethics ensures professional conduct and consumer protection
- We drive industry-wide advocacy and legislative progress
- Our biannual market studies provide critical industry insights
- We connect travel businesses with insurance providers through our registry
Services
Travel Insurance Advocacy
We champion legislative and regulatory reforms to strengthen the travel insurance industry. Our advocacy efforts include promoting the Travel Model Act across all states and engaging with federal and state policymakers. Through dedicated committees, we address industry challenges and opportunities, ensuring our members' voices are heard in shaping regulatory frameworks that protect consumers and businesses alike.
Consumer Education
We provide comprehensive resources to help travelers understand travel insurance benefits and protections. Our educational initiatives include consumer FAQs, market trend analyses, and outreach programs. By promoting transparency in policy terms and claims processes, we empower consumers to make informed decisions while fostering trust in the industry through our member companies' ethical practices.
Market Research
We conduct biannual market studies in partnership with Willis Tower Watson to track industry trends and consumer behavior. These insights help members adapt to market changes, improve products, and identify growth opportunities. Our research provides data-driven perspectives on coverage patterns, claim frequencies, and emerging risks in the travel insurance sector.
Code of Ethics
We enforce rigorous ethical guidelines requiring members to maintain transparency, fair competition, and consumer protection. Our code mandates accurate product representation, prompt claims processing, and privacy safeguards. By promoting self-regulation, we demonstrate the industry's commitment to accountability while maintaining a positive public image for travel insurance professionals.
Membership Services
We offer member companies opportunities for industry leadership, committee participation, and networking. Members gain access to exclusive research, advocacy support, and marketing resources. Our membership structure encourages collaboration through six active committees addressing key industry issues, while our Travel Retailer Registry connects travel businesses with insurance providers nationwide.
People
Thomas Stefaniak
Executive Director
MBA and CAE credentialed leader with extensive association management experience. Oversees strategic operations and industry initiatives for USTIA, driving advocacy efforts and member engagement programs to strengthen the travel insurance sector.
Idari Mhadji
Member Services Manager
Responsible for managing member relations and benefits administration. Provides strategic support to member companies, ensuring they receive maximum value from USTIA's resources, networking opportunities, and industry representation.
Immanuel Smith
Marketing Manager
Leads marketing initiatives to enhance USTIA's visibility and promote industry awareness. Develops communication strategies that highlight member achievements and educate consumers about travel insurance benefits.
Murphy McLaughlin
Sponsorships
Manages sponsorship programs and conference partnerships. Coordinates with member companies to create mutually beneficial sponsorship opportunities that support association activities and industry events.
Questions
What is USTIA's primary mission?
We promote ethical standards, consumer education, and industry advocacy in travel insurance while representing 90% of the U.S. market through our member companies.
How does USTIA support industry regulation?
We advocate for the Travel Model Act adoption across all states and work with policymakers to establish fair regulatory frameworks protecting consumers and businesses.
What consumer resources do you provide?
We offer educational materials explaining travel insurance benefits, claims processes, and coverage options to help travelers make informed purchasing decisions.
How can companies join USTIA?
Businesses can join by selecting appropriate categories and registering online, gaining access to advocacy support, market research, and industry networking opportunities.
What market research do you conduct?
We partner with Willis Tower Watson for biannual market studies tracking industry trends, consumer behavior, and emerging risks in travel insurance.
How does USTIA enforce ethical standards?
Our Code of Ethics requires members to maintain transparency, fair competition, and consumer protection through accurate product representation and prompt claims processing.