Business Details
39 Years
experience
Your Trusted Insurance Partner in Frisco, TX
A + Insurance Services has been a trusted provider of comprehensive insurance solutions since 1987. As a family-owned and operated independent agency, we specialize in individual health insurance, Medicare plans, and group health coverage tailored to meet diverse client needs. Our team of certified professionals brings decades of combined experience in navigating the complexities of health insurance markets. We pride ourselves on offering personalized service that extends beyond policy sales to include ongoing support for claims and benefit questions. Our commitment to client satisfaction is matched by our dedication to community service through partnerships with organizations like the American Fallen Soldiers and Children's Miracle Network. By maintaining certifications through Marketplace, Medicare, and SHOP programs, we ensure access to top-tier insurance carriers while prioritizing affordability and flexibility for our clients.Our expertise spans major medical plans, short-term coverage, dental/vision benefits, and long-term care solutions. Through three decades in the industry, we've built a reputation for removing obstacles in health insurance access while maintaining a focus on the personal and professional priorities of our clients. Our approach combines deep market knowledge with a client-first philosophy that emphasizes transparency and long-term relationships. This enduring commitment to both quality coverage and community impact defines our approach to insurance services.
Services
Individual Health Insurance
Medicare Supplements
Medicare Advantage Plans
Part D Prescription Drug Plans
Group Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Coverage
Long-term Care Insurance
Details
- Year established: 1987
Highlights and features
- Family-owned agency with 36+ years of local insurance expertise
- Independent agents offering multiple carrier options for better choices
- Certified specialists in Medicare, Marketplace, and SHOP programs
- Comprehensive coverage including health, dental, vision, and long-term care
- Community-focused with partnerships supporting local and national charities
Associations and certifications
- Marketplace Certified
- Medicare Certified
- SHOP Certified
Services
Medicare Supplements
Medicare Supplement plans provide comprehensive coverage for seniors by covering the 20% of medical expenses not paid by Original Medicare. These plans offer nationwide access to any Medicare-accepting provider without network restrictions. Our specialists help clients navigate plan options to find coverage that complements their Medicare Part A and B benefits while minimizing out-of-pocket costs.
Individual Health Insurance
Customized health insurance solutions for individuals and families, including Affordable Care Act plans with potential subsidies. We offer comprehensive major medical coverage and short-term plans with flexible deductible options. Our agents help clients understand eligibility requirements and select plans that balance premium costs with coverage needs during life transitions.
Group Health Insurance
Tailored insurance packages for employers seeking health, dental, vision, and life coverage for employees. Our certified specialists provide guidance on plan design, compliance, and cost-effective solutions. We offer ongoing administrative support and training to help businesses manage employee benefits programs while maintaining regulatory compliance.
Medicare Advantage Plans
Private insurance alternatives to Original Medicare offering enhanced benefits like prescription drug coverage, vision, and dental care. Available in HMO and PPO networks, these plans provide predictable costs through fixed copayments. Our team helps seniors compare network options and additional benefits to find the most comprehensive coverage for their healthcare needs.
Dental Insurance
Affordable dental coverage plans designed to reduce costs for routine exams, cleanings, and major dental work. Plans include preventive care benefits and discounts on eyewear. Our agents help clients understand benefit structures and select plans that provide financial protection against unexpected dental expenses while promoting regular preventive care.
People
Larry Kozeny
Agent
With over 30 years in individual health and Medicare insurance, Larry specializes in helping seniors navigate Medicare Supplement, Advantage, and Part D plans. He has provided insurance solutions since the agency's founding in 1987.
Lee Kozeny
Agent
Lee brings 25+ years of insurance expertise, focusing on group health, dental, vision, and life insurance. As a certified specialist, he provides employer training and guidance on group benefit programs while maintaining Marketplace and SHOP certifications.
Dana Kozeny
Agent
Transitioning from banking in 2014, Dana focuses on simplifying group insurance for employers. She specializes in administrative support and training for group health, dental, vision, and life insurance programs while maintaining Marketplace and SHOP certifications.
Questions
What types of insurance does A+ Insurance Services offer?
We provide individual health insurance, Medicare supplements, Medicare Advantage plans, Part D prescription drug coverage, group health insurance, dental, vision, life insurance, disability, and long-term care coverage.
Are you certified to sell Marketplace and Medicare plans?
Yes, we are certified through the Marketplace, Medicare, and SHOP programs to provide qualified insurance solutions and expert guidance on government-regulated plans.
How long has A+ Insurance Services been in business?
We've served clients since 1987, providing insurance solutions for individuals, families, and businesses with over 36 years of combined experience among our certified agents.
Do you offer assistance with insurance claims?
Yes, our service extends beyond policy sales to include ongoing support for benefit questions and claims processing to ensure clients maximize their coverage benefits.
Can you help with employer group insurance programs?
We specialize in group health insurance solutions, offering plan design assistance, compliance guidance, and administrative support for employers seeking comprehensive employee benefit packages.
What community involvement does A+ Insurance Services have?
We actively support local and national charities including the American Fallen Soldiers, Special Olympics, Children's Miracle Network, and Rumble Against Cancer through our community partnership initiatives.
