Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Springfield
Always Better Insurance is a family-owned independent agency serving Springfield, MO and surrounding areas since the 1960s. With over 50 years of combined experience, our team prioritizes customer needs while maintaining relationships with dozens of insurance companies to secure competitive rates. We specialize in auto, home, commercial, umbrella, and workers compensation insurance, offering personalized service and rapid claims processing.Our local expertise extends to Greene County and the Springfield-Branson Metropolitan Area, providing comprehensive coverage solutions for individuals and businesses. We guarantee no-pressure consultations and free quotes, ensuring clients receive optimal protection tailored to their specific needs.
Services
Auto Insurance
Homeowners Insurance
Commercial Insurance
Umbrella Insurance
Workers Compensation
Details
- Year established: 1960
Highlights and features
- We offer over 50 years of combined insurance experience
- We maintain relationships with dozens of insurance companies
- We provide personalized service as a locally owned agency
- We guarantee free, no-obligation consultations
- We process claims quickly and efficiently
What people say
Excellent care
Saved a bundle
Best insurance
Quick claims
Personalized service
Services
Auto Insurance
Our auto insurance policies protect Missouri drivers from financial risks associated with vehicle ownership. We offer competitive rates for sedans, trucks, motorcycles, and specialty vehicles while maintaining comprehensive coverage options. Our independent agency shops multiple carriers to find optimal price-to-service ratios for clients needing standard or high-risk coverage solutions.
Homeowners Insurance
We provide comprehensive homeowners insurance covering structural damage, personal belongings, and liability protection. Our policies address fire, theft, and natural disaster risks while offering flexible options for both mortgage holders and paid-off property owners. We emphasize clear policy explanations and rapid claims processing for residential clients.
Commercial Insurance
Our commercial insurance solutions protect businesses of all sizes with workers compensation, general liability, and commercial bond options. We specialize in risk management strategies for workplace injuries, property damage, and government contract requirements. Our experienced agents help businesses maintain continuity through unexpected challenges.
Umbrella Insurance
Umbrella insurance policies provide additional liability protection beyond standard policy limits. We offer coverage for personal and business assets against catastrophic lawsuits or claims exceeding primary insurance limits. Our agents help clients assess risk exposure from property ownership, international travel, and high-liability activities.
Workers Compensation
We provide workers compensation insurance meeting Missouri's legal requirements while protecting businesses from financial impacts of workplace injuries. Our policies ensure proper medical care for employees and business continuity during recovery periods. We serve diverse industries with customized solutions for varying risk profiles.
People
Mike Prater
Agent
Mike Prater brings decades of insurance expertise to Always Better Insurance, specializing in personalized policy solutions for individuals and businesses. He focuses on building long-term client relationships through transparent communication and comprehensive coverage analysis.
Phyllis Prater
Agent
Phyllis Prater combines industry experience with local market knowledge to help clients navigate insurance decisions. She prioritizes client education and policy customization, ensuring clients understand their coverage options and risk management strategies.
Robert Fanatia
Agent
Robert Fanatia specializes in commercial insurance solutions, helping businesses protect assets and maintain operational continuity. He works closely with clients to assess risk exposure and implement tailored insurance strategies that align with business objectives.
Alexee Denbow
Office Manager
Alexee Denbow oversees daily operations and client communications, ensuring efficient service delivery across all insurance products. She coordinates between clients and underwriters to maintain high service standards and timely policy implementation.
Roxie
Office Greeter
Roxie serves as our official office greeter, creating a welcoming environment for all visitors. While not an insurance professional, she contributes to our positive client experience through friendly interactions and office hospitality.
Questions
What types of insurance do you offer?
We offer auto, home, commercial, umbrella, workers compensation, and renters insurance policies tailored to Missouri residents and businesses.
How do you help clients save money?
As an independent agency, we compare rates across multiple carriers to find optimal price-to-coverage ratios for each client's specific needs.
What if I need to file a claim?
We prioritize rapid claims processing and work directly with policyholders to ensure timely resolution of all insurance claims.
Do you serve businesses outside Springfield?
We serve all of Greene County and the Springfield-Branson Metropolitan Area for commercial insurance needs.
What payment options are available?
We accept cash, major credit cards, personal checks, and money orders for insurance premium payments.
