Business Details
50+ Years
experience
Your Trusted Insurance Partner in Willoughby, OH
Founded in 1951, Howell Insurance Agency has been a trusted provider of insurance solutions in Willoughby, Ohio, and the greater Cleveland area. As an independent firm affiliated with United Agencies Insurance Group, we offer a comprehensive range of personal, business, and professional liability insurance policies tailored to meet our clients' unique needs. Our team prioritizes exceptional service and dependable protection, ensuring policies are placed with reputable providers that deliver the coverage clients require.We advocate on behalf of our clients during claims to achieve fair resolutions, emphasizing quality and service in every interaction. With decades of experience, we combine industry expertise with personalized attention to safeguard our clients' homes, businesses, and futures.
Services
Business Owners Insurance
Commercial Property Insurance
Cyber Liability Insurance
General Liability Insurance
Workers Compensation
Medical Malpractice Insurance
Business Interruption Insurance
Commercial Umbrella Policy
Home and Auto Insurance
Secondary Home Insurance
Details
- Year established: 1951
Highlights and features
- We offer over 70 years of combined experience in the insurance industry.
- Our independent agency provides access to multiple insurance carriers.
- We specialize in personalized risk management strategies for local businesses.
- Our team advocates for clients during claims to ensure fair resolutions.
- We maintain partnerships with insurers rated A+ or higher for financial strength.
What people say
Exceptional service
Reliable protection
Dedicated team
Fair resolutions
Personalized approach
Services
Business Owners Insurance
Our Business Owners Policies combine property and liability protection for small to mid-sized businesses. This comprehensive solution covers physical assets against damage while safeguarding against third-party claims. With customizable options for equipment breakdown and business interruption, we help ensure your practice maintains continuity during unexpected disruptions.
Cyber Liability Insurance
This specialized coverage protects against digital threats including data breaches and network security failures. We provide policies that cover legal expenses, notification costs, and business losses from cyber incidents. Our experts help medical offices and other businesses implement risk management strategies to protect sensitive patient information and maintain HIPAA compliance.
General Liability Insurance
Essential protection for businesses facing claims of bodily injury or property damage. Our policies cover legal defense costs and settlements for incidents occurring on your premises or related to your operations. We offer enhanced limits through commercial umbrella policies to provide additional security for high-risk scenarios.
Workers Compensation
Mandatory coverage for work-related injuries or illnesses. Our plans provide medical benefits and wage replacement for affected employees while protecting employers from lawsuits. We ensure compliance with state regulations and offer risk management resources to help reduce workplace accidents and insurance premiums.
Commercial Umbrella Policy
This supplemental coverage extends protection beyond standard policy limits. Available in $2M to $10M increments, it covers general liability, auto, and workers' compensation claims exceeding primary policy limits. We help businesses maintain financial stability during catastrophic events that could otherwise threaten their operations.
Questions
What types of insurance do you specialize in?
We specialize in business owners policies, cyber liability, general liability, workers compensation, and professional liability insurance for medical offices and other industries.
How do you help with insurance claims?
Our team advocates for clients during claims processes, working directly with insurers to ensure fair resolutions and timely payments for covered losses.
Are you an independent insurance agency?
Yes, we're an independent agency offering policies from multiple carriers, allowing us to find customized coverage solutions that best meet clients' needs.
Do you offer coverage outside Ohio?
While based in Ohio, we provide insurance solutions to clients in 46 states through our licensing network and carrier partnerships.
How do you handle business interruptions?
We offer business interruption insurance that covers lost income and operating expenses when covered events like fires or water damage disrupt normal operations.
