Business Details
10 Years
experience
Your Trusted Insurance Partner in Lincoln, NE
At UNICO Group, we believe that meaningful connections drive exceptional service. Founded in 2016, our team of seasoned professionals brings decades of combined experience in risk management, employee benefits, and personalized insurance solutions. We specialize in crafting tailored strategies that protect businesses, families, and individuals while prioritizing transparency, expertise, and client-centric support. Our commitment to innovation is reflected in our industry-specific programs, including construction, telecommunications, and nonprofit insurance, as well as our proprietary Loss Control and Safety Management services. Recognized as a 5-time Best Places to Work in Lincoln, Nebraska, we combine award-winning culture with proven results, such as reducing workers' compensation claim reserves by $4 million in 2024.Our HR and Safety Solutions division empowers businesses with compliance tools, OSHA training, and live certified advisors, ensuring comprehensive protection beyond traditional insurance offerings. With offices across Nebraska, we serve clients nationwide, leveraging strategic partnerships to deliver competitive pricing and unparalleled service. Our dedication to client satisfaction is evidenced by testimonials highlighting our responsiveness, industry knowledge, and thoroughness in addressing complex insurance needs. As an independent agency, we maintain relationships with top carriers to provide flexible, cost-effective solutions tailored to each client's unique circumstances.
Services
Property Insurance
General Liability
Workers Compensation
Cyber Liability
Employee Benefits
Personal Umbrella
Medicare Advisory
HR Compliance Tools
Commercial Auto
Life Insurance
Details
- Year established: 2016
Highlights and features
- Certified WorkComp Advisors reduce insurance costs through proactive claim advocacy
- Industry-specific programs tailored for construction, telecommunications, and nonprofits
- Proven loss control strategies saved clients $2M in 2024 premiums
- Live HR advisors with SPHR/PHR certifications for compliance guidance
- Multi-location service with 16 years of Best Practices recognition
Associations and certifications
- Business Insurance Top 100 Brokers
- Accident Fund Agency of the Year
- Big I Best Practices Agency
What people say
Responsive service
Industry knowledge
Thorough
Best solutions
Confidence in decisions
Services
Workers Compensation
Our Certified WorkComp Advisors implement cost-reduction strategies through proactive claim advocacy and experience modification factor management. Specialized programs include reserve verifications that saved $2M in premiums during 2024. We provide comprehensive support for workplace injury claims while focusing on return-to-work initiatives and regulatory compliance.
Cyber Liability
Protect against data breaches and cyber attacks with coverage for business interruptions, litigation, and recovery costs. Our solutions address evolving threats through risk assessment tools and incident response planning tailored to businesses of all sizes.
Employee Benefits
Custom-tailored health and voluntary benefits packages include HSAs, FSAs, dental, vision, and disability coverage. Our specialists provide ACA compliance support, open enrollment assistance, and ongoing plan analysis to maintain competitive offerings while controlling costs.
General Liability
Comprehensive protection covers premises liability, product claims, and advertising injuries. Policies include medical payments coverage and defense costs for third-party claims, with options to integrate with umbrella policies for enhanced protection limits.
HR Compliance Tools
Access live SPHR-certified advisors, safety training courses, and customizable employee handbooks. Features include OSHA compliance tracking, sexual harassment prevention training, and regulatory update alerts across multiple states and industries.
Questions
What industries does UNICO specialize in?
We provide tailored insurance solutions for construction, telecommunications, nonprofits, healthcare, and manufacturing sectors, with specialized programs addressing unique risks in each industry.
How do you help reduce workers' compensation costs?
Our Certified WorkComp Advisors implement claim advocacy, reserve verifications, and safety programs that reduced client premiums by $2 million in 2024 through lower experience modification factors.
Do you offer cyber liability coverage?
Yes, our cyber liability insurance protects against data breaches, hacking incidents, and business interruptions, including legal defense costs and recovery expenses from cyber attacks.
What HR compliance services are available?
We offer live advisor support, OSHA training courses, customizable employee handbooks, and state-specific compliance tools including sexual harassment prevention programs for CA, CT, DE, ME, and NY.
How are insurance premiums calculated?
Premiums depend on coverage limits, industry risk factors, claims history, and policyholder safety practices. Our advisors analyze these elements to create cost-effective risk management strategies.
