Business Details
42 Years
experience
Your Trusted Financial Advisers in West Hartford
Lindberg & Ripple is a third-generation independent investment and insurance advisory firm with over four decades of experience in financial services. Since 1984, we have specialized in creating customized wealth management strategies, life insurance solutions, and employer services tailored to the unique needs of affluent families, successful executives, and business owners. Our client-centered approach prioritizes long-term relationships, transparent fee structures, and comprehensive planning that integrates investment consulting, advanced tax strategies, and risk management.We maintain independence from financial product producers to ensure unbiased recommendations aligned with client interests. Our team collaborates with external advisors such as CPAs and attorneys to deliver holistic solutions, while our partnership with M Financial provides access to institutionally priced insurance products. With offices in Connecticut and Florida, we serve clients nationally through a commitment to continuous improvement, ethical standards, and multi-generational wealth preservation.
Services
Wealth Management
Life Insurance Solutions
Employer Services
Retirement Planning
Executive Benefits
Estate Planning
Risk Management
Investment Consulting
Charitable Planning
Compliance Assistance
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of experience in independent financial advisory services
- Our third-generation firm maintains complete independence from financial product producers
- We provide access to institutionally priced life insurance through M Financial partnerships
- Our transparent fee structures apply to all retirement and executive benefit programs
- We collaborate with clients' existing legal and tax advisors for comprehensive planning
Associations and certifications
- FINRA
- SIPC
Services
Wealth Management
Our wealth management services integrate relationship management, investment consulting, and advanced planning to create comprehensive strategies for affluent families. We act as personal CFOs, developing customized plans that consider tax implications, diversification, and long-term objectives. Our approach emphasizes global diversification, risk management, and disciplined investment strategies to help clients maintain and grow their wealth across generations while working closely with their existing legal and tax advisors.
Life Insurance Solutions
We specialize in high-value life insurance solutions for ultra-wealthy families, leveraging our M Financial partnership to access institutionally priced policies. Our experts navigate complex underwriting processes and create competitive bidding environments among carriers to secure optimal coverage. These solutions integrate with estate plans to address substantial tax liabilities, wealth distribution challenges, and multi-generational wealth transfer needs while maintaining long-term policy management for decades.
Employer Services
Our employer services focus on designing customized retirement plans and executive benefits programs with transparent fee structures. We assist with marketplace studies, compliance requirements, and plan implementation while providing employee education and communication support. Our services help organizations attract top talent through competitive benefits packages while managing fiduciary responsibilities and regulatory compliance for both traditional retirement plans and specialized executive compensation arrangements.
Estate Planning
Our estate planning services focus on tax-efficient wealth transfer strategies that integrate with comprehensive financial plans. We help clients develop customized solutions for equitable asset distribution, charitable giving, and addressing complex family dynamics. These plans incorporate life insurance solutions, trust structures, and advanced tax planning techniques to preserve wealth across generations while coordinating with clients' legal and accounting professionals.
Investment Consulting
We provide investment consulting services that begin with creating customized Investment Policy Statements defining asset allocation strategies and risk parameters. Our team monitors portfolios across custodians, rebalances holdings to maintain target allocations, and focuses on factors that positively influence returns including diversification and tax efficiency. This service emphasizes disciplined investing, global diversification, and long-term perspective while maintaining regular performance reviews and annual strategy updates.
People
Anthony T. Pace
Principal
With extensive experience in financial planning, Anthony T. Pace leads client relationships as a trusted advisor, focusing on comprehensive wealth management strategies that address both immediate needs and long-term objectives.
Chuck Lindberg
Founder
As one of the founding partners, Chuck Lindberg established the firm's independent advisory model in 1984, creating a legacy of client-centered service and unbiased financial guidance that continues through three generations.
Ezra Ripple
Founder
Co-founder Ezra Ripple helped shape the firm's core values of integrity and independence, establishing long-term relationships with clients that have endured across multiple generations of wealth management.
Questions
What services does Lindberg & Ripple specialize in?
We specialize in wealth management, life insurance solutions for affluent families, and employer-sponsored benefit programs including retirement plans and executive benefits.
How is Lindberg & Ripple different from other financial advisory firms?
As a third-generation independent firm, we don't sell financial products and maintain no affiliations with product providers, ensuring completely unbiased recommendations tailored to client needs.
What makes your wealth management approach unique?
Our approach combines relationship management, investment consulting, and advanced planning while monitoring your complete portfolio regardless of custodian for comprehensive wealth preservation.
Do you work with clients outside the Hartford, CT area?
Yes, while based in Connecticut and Florida, we serve clients nationwide through our network of professionals and digital communication capabilities.
How do you handle life insurance for high-net-worth individuals?
We leverage our M Financial partnership to access institutionally priced policies and create competitive bidding environments among carriers to secure optimal coverage at favorable rates.
What compliance support do you provide for employer benefit programs?
We offer comprehensive compliance assistance including ERISA requirements, Section 404(c) compliance, Affordable Care Act regulations, and fiduciary responsibilities for retirement plans.
