Business Details
27 Years
experience
Trusted Life Insurance Solutions for Working Families in New York
National Income Life Insurance has been dedicated to serving working families in New York since 1999, establishing itself as a premier provider of in-home life insurance solutions. Our mission centers on building long-term relationships through personalized service, meeting clients in the comfort of their homes while offering affordable, permanent, and portable coverage. With over $8 billion in life insurance in force as of December 2024, we maintain a strong financial foundation reflected in our A (Excellent) rating from A.M. Best Company. Our commitment extends beyond insurancewe actively support labor rights, financial reform, and community initiatives, including food banks and union advocacy.As a 100% union-affiliated company, we prioritize fair labor practices and job creation, ensuring our values align with those of the families we serve. Our growth stems from high customer satisfaction, innovative lead programs, and a lucrative agent compensation structure that fosters trust and loyalty. We partner with over 45 international unions and organizations to deliver tailored benefits, emphasizing transparency, ethical practices, and unwavering support during life's most challenging moments.
Services
Life Insurance
Supplemental Health Insurance
Child Safe Kit Program
Portable Coverage
Union Member Benefits
Family Policy Plans
Claims Assistance
Policy Management
Community Outreach
Agent Training
Details
- Year established: 1999
Highlights and features
- We have maintained an A (Excellent) financial strength rating from A.M. Best since 1999.
- Our 100% union-affiliated model supports fair labor practices and job creation.
- We offer personalized in-home insurance consultations for client comfort and convenience.
- We've paid over $16 million in claims in 2023 alone, demonstrating our financial reliability.
- Our partnership with 45+ international unions ensures tailored benefits for working families.
Associations and certifications
- A.M. Best Company
Services
Life Insurance
We provide permanent and term life insurance policies tailored to working families in New York. Our coverage ensures financial security for dependents during unexpected life events. Policies remain portable if you change jobs or relocate.
Supplemental Health Insurance
Our supplemental plans cover medical expenses beyond primary insurance, including hospital stays and prescription medications. Designed to complement existing coverage, these policies help reduce out-of-pocket costs for families.
Child Safe Kit Program
This free program provides parents with emergency child information kits for abduction or missing child scenarios. Kits include fingerprinting, DNA samples, and photo documentation for rapid response by authorities.
Union Member Benefits
We offer exclusive insurance solutions for union members through partnerships with 45+ international labor organizations. Benefits include discounted premiums and specialized policy options aligned with union values.
Portable Coverage
Our portable insurance remains valid when relocating or changing employers, ensuring continuous protection without policy cancellation. This feature provides long-term stability for policyholders' financial planning.
Questions
What types of insurance does National Income Life offer?
We specialize in life insurance and supplemental health insurance policies for working families in New York, including portable coverage options.
How do I file a claim with National Income Life?
Visit our website to access claim forms or contact our customer service team at 800-516-4466 during business hours for assistance.
Is National Income Life affiliated with labor unions?
Yes, we are a 100% union-affiliated company with partnerships across 45+ international labor organizations, supporting fair labor practices.
What is the Child Safe Kit Program?
Our free Child Safe Kit helps parents prepare for emergencies by providing essential identification materials for missing child scenarios.
How financially stable is National Income Life?
We maintain an A (Excellent) financial strength rating from A.M. Best Company and have paid over $16 million in claims in 2023.
