Business Details
22 Years
experience
Your Trusted Term Life & Health Insurance Provider in Plano, TX
The Term Life Shop has been dedicated to providing comprehensive life and health insurance solutions since 2004. With over two decades of industry expertise, our team specializes in helping clients nationwide secure tailored coverage from top-rated carriers. We offer a wide range of products including term life, final expense, disability, and health insurance plans, including ACA-compliant options. Our mission focuses on simplifying the insurance process through personalized guidance, ensuring clients receive optimal coverage at competitive rates.As an independent brokerage, we maintain impartiality while leveraging access to over 50 insurance companies to serve diverse client needs. Our commitment to transparency, customer education, and post-purchase support has earned consistent positive feedback from satisfied policyholders.
Services
Term Life Insurance
Final Expense Insurance
Disability Insurance
Marketplace Health Insurance
Medicare Supplements
Whole Life Insurance
Details
- Year established: 2004
Highlights and features
- We have over 20 years of experience in life and health insurance.
- Our team offers personalized guidance through the insurance selection process.
- We provide access to policies from over 50 top-rated insurance carriers.
- Our transparent approach explains why specific plans suit individual needs.
- We offer post-purchase support to ensure policy implementation success.
What people say
Fantastic at finding the right policy
Super knowledgeable
Excellent service
Thoroughly explaining the entire process
Best quote in the market
Services
Term Life Insurance
Term life insurance provides temporary coverage for specific life stages. We offer policies ranging from 10 to 40-year terms with flexible coverage amounts. Our clients receive personalized guidance to select appropriate term lengths and coverage amounts that align with their financial obligations. As an independent agency, we access multiple carriers to find competitive rates for healthy individuals seeking protection for dependents.
Marketplace Health Insurance
We help clients navigate Affordable Care Act-compliant health insurance options with subsidies available for qualifying individuals. Our experts explain essential benefits including preventive care, prescription coverage, and maternity services. We assist with enrollment during open enrollment periods or special enrollment situations, ensuring clients understand network limitations and out-of-pocket costs associated with different plan tiers.
Medicare Supplements
Our Medicare supplement plans help cover gaps in original Medicare coverage. We explain different plan types (A-N) and their associated benefits including copayments, coinsurance, and deductibles. We guide clients through enrollment requirements and timing considerations to ensure continuous coverage when transitioning from employer plans to Medicare-based solutions.
Disability Insurance
We offer disability insurance policies that protect income in case of unexpected illness or injury. Our specialists explain key policy features including elimination periods, benefit durations, and definition of disability. We help clients determine appropriate coverage amounts based on occupation-specific risks and existing employer-provided disability benefits.
Final Expense Insurance
Our final expense insurance provides funds specifically for end-of-life costs. We help clients select appropriate coverage amounts to cover funeral expenses, medical bills, and other final costs. These policies offer simplified underwriting options for older applicants while ensuring guaranteed acceptance for qualifying applicants regardless of health status.
People
Corey Schuler
Independent Agent
Corey Schuler has been helping families secure life and health insurance since 2004. With over 20 years of industry experience, she specializes in finding affordable coverage solutions while maintaining a strong focus on client education and personalized service.
Questions
What types of life insurance do you offer?
We offer term life insurance (10-40 year terms), guaranteed universal life, and whole life insurance policies tailored to individual needs.
How can I get a life insurance quote?
Complete our online form to receive instant term life insurance quotes from multiple carriers in less than one minute.
Do you offer health insurance options?
Yes, we provide marketplace health insurance (ACA plans), short-term medical plans, and off-marketplace health insurance solutions.
What factors affect life insurance rates?
Rates depend on age, health status, policy term, coverage amount, and lifestyle factors like smoking or hazardous activities.
Is there a special enrollment period for health insurance?
Yes, qualifying life events like job loss, relocation, or marriage may make you eligible for special enrollment outside open enrollment periods.
