Business Details
Hometown Insurance delivers quality insurance solutions to individuals in Ohio, specializing in Auto, Home and Business insurance coverage. Our team of experienced insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and exceptional customer service to create an experience that's difficult to find in today's market.
At Hometown Insurance, we'll work with you to ensure that you and those you care about most are protected.
At Hometown Insurance, we'll work with you to ensure that you and those you care about most are protected.
Services
Personal Products
Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier.
Choosing the right auto insurance is the key to keeping you and your car safe on the road in the event of an accident or other vehicle damage.
Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.
Keep your confidential information and personal assets secure with extended coverage options including personal umbrella insurance.
Choosing the right auto insurance is the key to keeping you and your car safe on the road in the event of an accident or other vehicle damage.
Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.
Keep your confidential information and personal assets secure with extended coverage options including personal umbrella insurance.
Auto Insurance
Having proper Auto Insurance ensures your independence behind the wheel.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
At Hometown Insurance, we combine premium Auto Insurance with personalized service to give you the best coverage possible.
Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs - for peace-of-mind driving assurance.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
At Hometown Insurance, we combine premium Auto Insurance with personalized service to give you the best coverage possible.
Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs - for peace-of-mind driving assurance.
Liability Coverage
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
Collision Coverage
Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
Contact Hometown Insurance today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.
GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
Contact Hometown Insurance today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.
Uninsured & Underinsured Motorist Coverage
Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you'll be compensated for the amount in which you are legally entitled to - in regards to you, your passengers, and your vehicle.
Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it's important to contact Hometown Insurance to find out how you can be prepared for any situation on the road.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you'll be compensated for the amount in which you are legally entitled to - in regards to you, your passengers, and your vehicle.
Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it's important to contact Hometown Insurance to find out how you can be prepared for any situation on the road.
Diminishing Deductible
As a driver, safety should be one of your top concerns - safety for your passengers and for other drivers on the road.
When you find the right coverage with Hometown Insurance, you'll learn that being a responsible driver has its benefits.
With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
When you sign up for Diminishing Deductible, you'll receive an immediate $100 credit on your deductible.
From there, you can add $100 of more credit for every year - simply by being a safe driver.
When you find the right coverage with Hometown Insurance, you'll learn that being a responsible driver has its benefits.
With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.
When you sign up for Diminishing Deductible, you'll receive an immediate $100 credit on your deductible.
From there, you can add $100 of more credit for every year - simply by being a safe driver.
Accident Forgiveness
We understand that accidents happen.
On the road, there are many situations that are outside of your control and sometimes cannot be avoided.
At Hometown Insurance, we don't want an accident to hurt your driving record, or even cause your rates to go up.
With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.
Under Accident Forgiveness, if you're involved in an accident, your rates won't increase - even if the accident is your fault.
This applies only one time per policy, and once it's been used, you'll be eligible to receive it again three years later.
On the road, there are many situations that are outside of your control and sometimes cannot be avoided.
At Hometown Insurance, we don't want an accident to hurt your driving record, or even cause your rates to go up.
With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.
Under Accident Forgiveness, if you're involved in an accident, your rates won't increase - even if the accident is your fault.
This applies only one time per policy, and once it's been used, you'll be eligible to receive it again three years later.
Minor Violation Forgiveness
We know that if you're a safe driver, you probably take every precaution possible when behind the wheel.
But if you receive a citation without the right coverage, that one minor violation could affect your good driving record.
At Hometown Insurance, we can help you receive a proper coverage option, like Minor Violation Forgiveness, that allows you to avoid accidental points on your license.
With Minor Violation Forgiveness, if you receive a minor traffic citation, you'll be prepared with the assurance that your rates won't increase.
But if you receive a citation without the right coverage, that one minor violation could affect your good driving record.
At Hometown Insurance, we can help you receive a proper coverage option, like Minor Violation Forgiveness, that allows you to avoid accidental points on your license.
With Minor Violation Forgiveness, if you receive a minor traffic citation, you'll be prepared with the assurance that your rates won't increase.
Roadside Assistance
This package includes towing up to 15 miles, fuel delivery, lockout, jump starts, flat tires, and membership discounts.
This includes everything in the Basic Package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages.
With Roadside Assistance, you'll never be alone behind the wheel.
Contact Hometown Insurance today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).
This includes everything in the Basic Package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages.
With Roadside Assistance, you'll never be alone behind the wheel.
Contact Hometown Insurance today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).
Specialty Auto Insurance
With options and choices ranging from agreed value coverage to spare parts coverage, Hometown Insurance can provide you with the tools you need to insure your timeless automobile.
We even offer multi-vehicle discounts for the avid collector.
Whatever your situation, you can rest assured knowing that your Specialty Auto is protected with Hometown Insurance.
We even offer multi-vehicle discounts for the avid collector.
Whatever your situation, you can rest assured knowing that your Specialty Auto is protected with Hometown Insurance.
24-Hour Customer Service
At Hometown Insurance, we strive for quality service with your convenience in mind.
By offering 24/7/365 support, we're here to serve you - when you need us most.
Since accidents and non-collision oriented situations can fall outside of normal business hours, we've partnered with Allied Insurance's On Your Side service center to provide you with extended hours in case you need assistance.
By offering 24/7/365 support, we're here to serve you - when you need us most.
Since accidents and non-collision oriented situations can fall outside of normal business hours, we've partnered with Allied Insurance's On Your Side service center to provide you with extended hours in case you need assistance.
Rental Reimbursement
We understand that your days are busy, and between work and your family, not having a car is typically out of the equation.
If your vehicle is left out of commission after an accident or theft, Hometown Insurance offers Rental Reimbursement services so that you won't miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Since benefits and details vary by insurance policy, it's important to speak with an insurance specialist from Hometown Insurance to make sure you know what's covered and to see if you qualify for this additional service.
If your vehicle is left out of commission after an accident or theft, Hometown Insurance offers Rental Reimbursement services so that you won't miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Since benefits and details vary by insurance policy, it's important to speak with an insurance specialist from Hometown Insurance to make sure you know what's covered and to see if you qualify for this additional service.
Home Insurance
At Hometown Insurance, we know how hard you've worked to turn your house into a home.
Since your home is one of the most important financial investments of your lifetime, you'll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they'll always be safe and sound.
Hometown Insurance is your trusted solution for homeowners insurance.
We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs.
Since your home is one of the most important financial investments of your lifetime, you'll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they'll always be safe and sound.
Hometown Insurance is your trusted solution for homeowners insurance.
We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs.
Property Insurance
Your home is your sanctuary.
It's a dependable shelter that keeps you and your family safe, and it's the place where memories are made.
For most people, a house represents the biggest financial and emotional investment they'll ever make.
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, and at Hometown Insurance, we'll work with you to make sure that your policy fits the needs of yourself and your family.
It's a dependable shelter that keeps you and your family safe, and it's the place where memories are made.
For most people, a house represents the biggest financial and emotional investment they'll ever make.
With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.
Every Home Insurance policy is different, and at Hometown Insurance, we'll work with you to make sure that your policy fits the needs of yourself and your family.
Homeowners Liability
Accidents can happen, even at home.
If someone were to claim an injury on your property, there's no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation.
As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.
With a Homeowners Liability policy from Hometown Insurance, you can ensure the security of your finances and the safety of your family in the event of an accident.
If someone were to claim an injury on your property, there's no stopping them from affecting your finances, your house, or anything else you own that can be labeled as compensation.
As the property owner, you could be held fully responsible for injuries to others that occur due to hazardous conditions such as poor lighting, floor hazards, or falls resulting from snow or ice.
With a Homeowners Liability policy from Hometown Insurance, you can ensure the security of your finances and the safety of your family in the event of an accident.
Renters Insurance
If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance.
But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.
At Hometown Insurance, we know that you've most likely invested a lot of time and money in your personal property, and it's up to you to take care of it.
Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they're stolen.
But in the event that fire, theft, or vandalism damages your property, it's unlikely that your landlord will pay to replace your belongings.
At Hometown Insurance, we know that you've most likely invested a lot of time and money in your personal property, and it's up to you to take care of it.
Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they're stolen.
Condo Insurance
For many, a condo is a great alternative to living in an apartment or a home, and can offer more space, more living area, and more amenities.
But since a condo is a special kind of residence, it requires its own insurance policy.
With Condo Insurance from Hometown Insurance, you can extend your protection past that of what your condo community provides.
It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage.
And unlike Renters Insurance, Condo Owners Insurance covers any damage done to the interior of your unit.
But since a condo is a special kind of residence, it requires its own insurance policy.
With Condo Insurance from Hometown Insurance, you can extend your protection past that of what your condo community provides.
It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage.
And unlike Renters Insurance, Condo Owners Insurance covers any damage done to the interior of your unit.
Scheduled Property Insurance
At Hometown Insurance, we know that your personal belongings are an extension of you, and oftentimes, the things you hold onto the most are the items in which you've invested much time and money.
The Personal Property Insurance of your Homeowners policy will protect your valuables up to a certain amount, but may not cover many of your most prized possessions.
Scheduled Personal Property (SPP) Insurance enhances your current Homeowners or Renters policy to include items of exceptional value such as jewelry, cameras, artwork, golf equipment, firearms, musical instruments, fine silverware, collectibles, and more.
The Personal Property Insurance of your Homeowners policy will protect your valuables up to a certain amount, but may not cover many of your most prized possessions.
Scheduled Personal Property (SPP) Insurance enhances your current Homeowners or Renters policy to include items of exceptional value such as jewelry, cameras, artwork, golf equipment, firearms, musical instruments, fine silverware, collectibles, and more.
Landlords Insurance
A rental property is an important asset that can supply you with a valuable source of income.
As the owner of an apartment, home, condo, or other property, you'll want to be prepared in the event that your investment is damaged.
With a Landlords Insurance policy from Hometown Insurance, you'll receive a complete degree of protection to keep yourself and your rental property insured.
The proper Landlord policy can provide options from Personal Property and Liability to Medical Payments to Others and Dwelling to accommodate the special risks that you as a property owner may face.
As the owner of an apartment, home, condo, or other property, you'll want to be prepared in the event that your investment is damaged.
With a Landlords Insurance policy from Hometown Insurance, you'll receive a complete degree of protection to keep yourself and your rental property insured.
The proper Landlord policy can provide options from Personal Property and Liability to Medical Payments to Others and Dwelling to accommodate the special risks that you as a property owner may face.
