Business Details
22 Years
experience
Emergency
services
Licensed Public Adjusters for Property Insurance Claims
Recovery Insurance Adjusters has served property owners and organizations since 2004, providing expert advocacy in insurance claims. Founded by Joseph Joe Connelly, our team combines decades of real estate and insurance experience to represent residential and commercial policyholders. We specialize in maximizing settlements for hurricane damage, water damage, fire/smoke loss, theft, and other property claims across Florida, Maine, and multiple southeastern states. Our approach merges technical expertise in construction standards, policy analysis, and negotiation strategies to ensure equitable resolutions.As a licensed public adjuster firm, we maintain active roles in professional networks like the American Association of Public Insurance Adjusters while prioritizing community engagement through local chambers of commerce and animal welfare initiatives. Our commitment to transparency and policyholder education has established us as trusted advocates in the insurance claims process.
Services
Insurance Claim Adjustment
Hurricane Damage Claims
Water Damage Assessment
Fire Smoke Damage Claims
Theft Property Claims
Commercial Property Damage
Policyholder Representation
Claim Negotiation Services
Details
- Year established: 2004
Highlights and features
- 20+ years of combined experience in property claims and real estate
- Licensed public adjusters operating in Florida, Maine, and 6 southeastern states
- Certified Insurance Appraisers with technical expertise in construction standards
- Transparent process with no upfront fees or hidden costs
- Community-focused professionals actively involved in local chambers of commerce
Associations and certifications
- Certified Insurance Appraiser
What people say
Knowledgeable professionals
Prompt communication
Successful claim outcomes
Compassionate representation
Technical expertise
Services
Insurance Claim Adjustment
Our licensed public adjusters advocate exclusively for policyholders in insurance claims. We conduct detailed property inspections, document damages, and negotiate with carriers to maximize settlements. With expertise in policy interpretation and construction valuation, we ensure homeowners and businesses receive fair compensation for covered losses through transparent, ethical practices.
Hurricane Damage Claims
Specialized handling of hurricane-related insurance claims including roof damage, flooding, and structural impacts. Our team documents wind and water damage, coordinates expert assessments, and negotiates with insurers to cover repair costs. We navigate complex claims involving multiple damage sources and ensure compliance with state-specific regulations in affected regions.
Water Damage Assessment
Comprehensive evaluation and representation for water damage claims from burst pipes, leaks, or natural disasters. We identify hidden moisture issues, document mitigation efforts, and challenge insurer denials. Our adjusters work with restoration professionals to ensure complete coverage for structural drying, mold remediation, and property repairs.
Fire Smoke Damage Claims
Expert handling of fire and smoke damage claims including structural assessment, content inventory, and odor removal documentation. We coordinate with fire restoration specialists to quantify losses and negotiate comprehensive settlements covering cleanup, repairs, and temporary housing when applicable.
Commercial Property Damage
Tailored insurance claim services for commercial property owners dealing with fire, water, or storm damage. We document business interruption losses, coordinate equipment replacement, and negotiate settlements covering structural repairs and operational recovery to minimize financial impact on businesses.
People
Joseph Joe Connelly
Owner / Public Adjuster
With 20+ years in real estate and insurance adjusting, Joe Connelly founded Recovery Insurance Adjusters in 2004. A certified insurance appraiser and former Harvard University facilities manager, he represents policyholders across seven states while serving on Maine's Windstorm Insurance Network board.
Priscilla Vega
Public Adjuster
Certified adjuster with specialized Xactimate training, Priscilla advocates for homeowners statewide. A St. Lucie Chamber Leadership graduate, she combines healthcare background with insurance expertise to handle complex claims while serving on local business boards.
Daniel Sifrar
Public Adjuster
Former construction industry professional with expertise in water damage remediation. Daniel represents policyholders in Florida, leveraging 25 years of business administration experience and DePaul University education to resolve complex property claims efficiently.
Jane Rowley
Community Liaison
Former Port St. Lucie City Council member with 15 years in public relations and community development. Jane connects local residents with insurance claim resources while drawing on her floral design business management experience.
Cathleen Owen
Office Manager
Real estate development veteran with 40+ years in marketing and community relations. Cathleen manages office operations while applying her nonprofit fundraising success to support client service initiatives across Florida locations.
Questions
What types of insurance claims do you handle?
We handle residential and commercial property claims for hurricane damage, water loss, fire/smoke damage, theft, frozen pipes, snow collapse, and other covered perils. Our licensed adjusters work with homeowners, businesses, and HOAs.
Are you licensed in my state?
We hold licenses in Florida (E157037) and Maine (ADN147954) with active representation in Georgia, South Carolina, North Carolina, Mississippi, Texas, Connecticut, Massachusetts, New Hampshire, and Maine.
How much do your services cost?
Our fees are typically a percentage of recovered funds, paid only after successful claim resolution. We provide transparent fee structures during initial consultations with no upfront charges.
What makes you different from insurance company adjusters?
We represent policyholders exclusively, while insurance adjusters work for the carrier. Our fiduciary duty ensures we negotiate settlements that prioritize your recovery needs over insurer interests.
How long does the claims process take?
Timelines vary by claim complexity, but we expedite resolutions through proactive documentation and experienced negotiation. Most claims complete within 60-90 days, with regular client updates throughout the process.
Can you help if my claim was denied?
Yes, we specialize in challenging denied claims through detailed policy analysis and evidence-based appeals. Our team has successfully overturned numerous insurer denials through formal appraisal processes and legal channels.
