Business Details
8 Years
experience
Trusted Health Insurance Solutions in San Diego
We are a full-service health insurance brokerage dedicated to making the process of obtaining coverage quick, easy, and private. Our agency provides direct links to major carriers, allowing clients to receive quotes and apply without sharing personal information unless explicitly requested. We specialize in Individual and Family Plans, Small Group coverage, Medicare Supplements, and plans through Covered California, ensuring clients receive tailored options that meet their specific needs. With expertise in Health Savings Accounts and compliance with non-discrimination guidelines, we streamline the underwriting process through partnerships with General Agencies. Our services extend to short-term medical plans for non-U.S. citizens and travelers abroad, with a commitment to transparency, no hidden fees, and 24/7 email support.As a locally licensed broker, we prioritize client education, offering detailed explanations of coverage options, subsidy eligibility, and penalty considerations. Our team represents carriers like Aetna, Blue Shield, Kaiser Permanente, and United Healthcare, ensuring access to competitive rates and comprehensive plans. With over a decade of experience, we pride ourselves on personalized service, prompt follow-ups, and a track record of client satisfaction reflected in positive reviews. Our office operates with a focus on integrity, ensuring clients are never contacted unsolicited and that all rate information is accurate and directly sourced from carriers. We serve communities across San Diego County and throughout California, offering in-person meetings and remote support to accommodate diverse client needs.
Services
Health Insurance Brokerage
Covered California Representation
Small Group Plans
Medicare Supplements
Short-Term Medical Coverage
Details
- Year established: 2018
Highlights and features
- We provide direct carrier links for instant quotes without personal information.
- Our team offers 24/7 email support and evening/weekend availability.
- Specialized expertise in Covered California, HSA, and small group compliance.
- No unsolicited contact we only follow up when explicitly requested.
- Representing 10+ major carriers ensures competitive rates and diverse options.
Associations and certifications
- CA License No. 0748503
What people say
Trust 100%
Prompt assistance
Expertise in ACA compliance
No hidden fees
Exceptional service
Services
Health Insurance Brokerage
We connect clients with major health insurance carriers through direct partnerships, offering personalized plan comparisons and enrollment assistance. Our brokerage specializes in Individual and Family Plans, Small Group coverage, and Medicare options while ensuring compliance with state and federal regulations. With access to 10+ carriers, we provide transparent rate comparisons and tailored recommendations without charging additional fees beyond standard premiums.
Covered California Representation
As certified brokers, we guide clients through Covered California's health insurance marketplace, explaining subsidy eligibility and penalty implications. Our services include comparing on-exchange and off-exchange plans, submitting applications, and providing written documentation of coverage options. We help individuals and families navigate enrollment periods and qualify for tax credits while maintaining independence from government agencies.
Small Group Medical Plans
We design customized health insurance solutions for businesses with up to 50 employees, including sole proprietorships and corporations. Our expertise ensures compliance with non-discrimination guidelines and ACA requirements while optimizing group plans for cost-effectiveness. We partner with General Agencies to streamline underwriting and provide ongoing support for enrollment changes and policy adjustments.
Medicare Supplements
Our agency offers comprehensive Medicare coverage options including Medigap plans, Prescription Part D, and Advantage Plans. We provide comparative analyses of coverage gaps and out-of-pocket costs while explaining enrollment timelines and eligibility requirements. Our advisors help seniors navigate plan selections that align with their medical needs and prescription medication requirements.
Short-Term Medical Coverage
We provide short-term health insurance solutions for non-U.S. citizens, expatriates, and individuals between permanent plans. These policies offer flexible coverage durations and emergency medical protection while traveling abroad or during transitional periods. Our advisors help clients understand policy limitations and ensure appropriate coverage for specific travel or residency situations.
People
John Weiss
Owner/Broker
With over a decade of experience, John Weiss specializes in health insurance solutions for individuals and businesses. Licensed in California since 2013, he focuses on personalized service, ACA compliance, and transparent plan comparisons while maintaining 24/7 client availability.
Questions
What health insurance options do you offer?
We offer Individual/Family Plans, Small Group coverage, Medicare Supplements, Covered California marketplace plans, and short-term medical policies through carriers like Aetna, Blue Shield, and Kaiser Permanente.
Do you charge additional fees for your brokerage services?
No – we receive standard commissions from carriers and pass all rate savings directly to clients without markups or hidden charges.
Can you help with Covered California enrollment?
Yes – as certified brokers, we explain subsidy eligibility, compare exchange and non-exchange plans, and assist with application submissions during open enrollment periods.
What areas do you serve?
We primarily serve San Diego County including Poway, La Jolla, and Escondido, while providing remote support to clients across all California regions.
How do you protect client privacy?
We never share personal information or contact clients unsolicited – direct carrier links allow quote comparisons without submitting sensitive data.
What sets your agency apart from competitors?
Our 10+ years of experience, 24/7 email support, and focus on compliance ensure personalized service with no hidden fees or unsolicited follow-ups.
