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50+ Years
experience
Emergency
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Your Trusted Insurance Partner in Myrtle Beach
H.B. Springs has served Horry and Georgetown County residents since 1928, establishing itself as the oldest and one of the largest insurance agencies in Myrtle Beach. Our commitment to professionalism, personalized service, and community involvement drives our approach to meeting client needs. As an independent agency, we partner with multiple carriers to provide tailored insurance solutions for individuals and businesses. Our team of experienced professionals prioritizes client trust, offering expertise in auto, home, life, health, and commercial insurance. With decades of local knowledge, we address coastal-specific challenges and support community growth through comprehensive coverage options. Our employees, many with 25+ years of tenure, embody the 'H.B.

Springs Family' ethos, ensuring dedicated service for every client. We combine national insurer strength with local accessibility, maintaining a downtown Myrtle Beach office for convenient client support. Honesty and integrity guide our insurance process, helping clients protect their futures through informed decision-making. Our 85-year legacy reflects our ability to adapt to evolving client needs while maintaining unwavering service standards. We measure success through prompt, fair claims resolution and long-term client relationships built on reliability.
Services
Auto Insurance Homeowners Insurance Life Insurance Health Insurance Business Insurance Annuities Employee Benefits Storm Preparation Personal Lines Commercial Insurance
Details
  • Year established: 1928
Highlights and features
  • We offer 85+ years of local insurance expertise
  • Our team provides personalized service with coastal region knowledge
  • We partner with multiple carriers for customized solutions
  • Employees average 25+ years of service experience
  • We maintain direct contracts with major insurance providers
Services
Auto Insurance
Comprehensive auto insurance protects drivers and families with coverage beyond state minimums. Our policies include liability protection, collision coverage, and uninsured motorist provisions. We help clients secure competitive rates while ensuring adequate financial security through personalized policy customization.
Homeowners Insurance
Tailored home insurance covers primary residences and coastal properties against damage, theft, and liability claims. Policies include dwelling coverage, personal property protection, and living expense reimbursement during repairs. Our agents ensure proper valuation for rebuilding costs in high-risk areas.
Business Insurance
Customized commercial insurance packages protect local businesses with property, liability, and workers' compensation coverage. We offer specialized policies for coastal operations and access surplus lines for unique business risks through regional brokers.
Employee Benefits
We design competitive employee benefits packages including health insurance, retirement plans, and disability coverage. Our solutions help businesses attract talent while managing costs through customized plans that protect employees and employers.
Annuities
We offer annuity products for retirement income planning, including fixed, variable, and indexed options. Our agents explain benefits and risks to help clients determine if annuities suit their long-term financial goals and retirement strategies.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, business, annuities, employee benefits, and specialty insurance for coastal properties.
Why choose H.B. Springs for insurance needs?
Our 85+ years of local experience, personalized service, and access to multiple carriers ensure tailored coverage solutions.
How do I file an insurance claim?
Use our 24/7 direct claims reporting system through partnered insurers for prompt, fair resolution assistance.
Do you serve businesses only or individual clients too?
We serve both individuals and businesses with personal lines, commercial insurance, and employee benefits programs.
Can you help with coastal property insurance challenges?
Yes, our local expertise addresses coastal-specific risks through standard and surplus lines insurance options.