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Business Details
43 Years
experience
Your Trusted Partner for RV Insurance Solutions
Since 1983, Miller Insurance has specialized in providing tailored insurance solutions for RV enthusiasts. Our agency was founded by John C. Miller, whose background in the trucking industry and passion for RVing led him to create a company that truly understands the unique needs of RV owners. Over 40 years, we have built a reputation for offering personalized service, leveraging relationships with multiple insurance carriers to secure competitive rates. Our team, including John's son and daughters, continues to prioritize honesty, approachability, and deep industry knowledge. We focus on educating clients about policy details, ensuring comprehensive coverage that aligns with their lifestyle, whether full-time or seasonal.

Our commitment to maintaining personal relationships with every client remains central to our approach. Licensed nationwide, we offer policies for RVs, automobiles, boats, motorcycles, and recreational equipment. Our expertise extends to specialized coverage for Park Model homes, outdoor structures, and towed vehicles. We pride ourselves on transparency, avoiding hidden fees while providing clear explanations of coverage options. Today, under the leadership of Cheryl Howarth, our agency continues to grow while staying true to its founding principles of integrity and client-focused service.
Services
RV Insurance Auto Insurance Boat Insurance Motorcycle Insurance Home Insurance Park Model Insurance Outdoor Structures Insurance Golf Cart Insurance Big Truck Insurance
Details
  • Year established: 1983
Highlights and features
  • We offer 40+ years of specialized RV insurance expertise
  • Our team maintains personal relationships with every client
  • We represent multiple carriers to secure competitive rates
  • Our policies address unique RV usage patterns and lifestyles
  • Family-owned agency with deep industry knowledge and transparency
Services
RV Insurance
Specialized insurance coverage designed specifically for RV owners, addressing unique risks associated with recreational vehicles. Our policies consider usage patterns, whether full-time or seasonal, and provide comprehensive protection for various RV types. We help clients navigate coverage options that protect their investment while accommodating their lifestyle needs.
Auto Insurance
Comprehensive auto insurance solutions for standard vehicles, including cars and trucks. Our policies provide essential protection against accidents, liability, and property damage. We work with multiple carriers to find competitive rates while ensuring adequate coverage that meets individual driving needs and state requirements.
Boat Insurance
Tailored insurance plans for boat owners, covering watercraft and related equipment. Our policies address risks specific to marine environments, including damage, liability, and emergency assistance. We provide coverage options that protect various boat types while considering usage patterns and storage requirements.
Home Insurance
Insurance solutions for residential properties including traditional homes, condominiums, and renters. Our policies protect against common risks like fire, theft, and weather damage. We offer customizable coverage options that address specific property types and occupancy situations while ensuring financial protection for homeowners.
Park Model Insurance
Specialized coverage for Park Model and manufactured homes, addressing unique insurance needs of these properties. Our policies consider construction methods, mobility features, and usage patterns. We provide comprehensive protection that accounts for both property and liability risks associated with these specialized housing units.
People
John C. Miller
Founder
Founded Miller Insurance in 1983 after serving as Vice President of a large trucking firm. Leveraged his RV industry knowledge to create specialized insurance solutions. Built the agency on principles of honesty and client-focused service.
Cheryl Howarth
President
Daughter of founder John Miller, leads the agency with commitment to personalized service. Actively engages with RV communities nationwide. Focuses on expanding services while maintaining family values of integrity and client relationships.
Questions
What types of insurance does Miller Insurance Agency offer?
We provide RV insurance, auto insurance, boat insurance, motorcycle coverage, home/condo/renters insurance, Park Model home policies, and specialized coverage for outdoor structures and recreational vehicles.
Why choose Miller Insurance for RV coverage?
With 40+ years of experience since 1983, we specialize in RV insurance tailored to owners' lifestyles. Our agency understands unique RV usage patterns and offers personalized policies that protect both full-time and seasonal users.
Do you offer insurance nationwide?
Yes, we're licensed to provide insurance services across the United States, serving RV owners and other clients in all 50 states through our network of trusted carriers.
How do you help clients find competitive rates?
We represent multiple insurance carriers, allowing us to compare policies and pricing. This approach helps clients find coverage that matches their needs at competitive rates without compromising protection quality.
What makes your agency different from other insurers?
We combine specialized RV expertise with personalized service. Our family-owned agency maintains direct client relationships, offers policy education, and focuses on understanding individual coverage needs rather than providing generic solutions.