Business Details
24 Years
experience
Your Trusted Insurance Partner in Venice, FL
Ramey Insurance Agency has served the Venice, Sarasota, and North Port communities since 2002, providing personalized insurance solutions tailored to individual and business needs. Our team of licensed professionals leverages relationships with multiple carriers to secure competitive policies, ensuring clients receive comprehensive coverage that aligns with their unique circumstances. As an independent agency, we prioritize local accessibility, industry expertise, and community engagement, maintaining active membership in the Florida Association of Insurance Agents and Venice Area Chamber of Commerce.Our mission emphasizes proactive client education, empowering informed decisions through transparent guidance and dedicated support. With office hours from 8:00 AM to 4:30 PM Monday through Friday, we offer face-to-face service without reliance on third-party vendors, ensuring consistent, reliable assistance for all policy-related inquiries.
Services
Auto Insurance
Home Insurance
Flood Insurance
Business Insurance
Workers Compensation Insurance
Golf Cart Insurance
Mobile Home Insurance
Motorcycle Insurance
Personal Umbrella Insurance
Details
- Year established: 2002
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs.
- We provide access to multiple insurance carriers for competitive coverage options.
- Our team has over 20 years of local insurance expertise in Southwest Florida.
- We maintain active involvement in the Venice Area Chamber of Commerce.
- We deliver face-to-face service with no third-party vendor intermediaries.
Services
Auto Insurance
Auto insurance policies protect against financial losses from vehicle accidents, theft, or damage. Our coverage options include liability, collision, comprehensive, and uninsured motorist protection. We help clients in Venice and surrounding areas select policies that meet state requirements while addressing individual risk profiles and budget considerations.
Home Insurance
Homeowners insurance safeguards property and personal belongings against perils like fire, windstorms, and vandalism. Our policies include dwelling coverage, personal property protection, liability insurance, and loss of use provisions. We specialize in helping Florida residents secure policies that address regional risks while ensuring compliance with mortgage lender requirements.
Flood Insurance
Flood insurance covers water damage from rising water events excluded in standard homeowners policies. We offer National Flood Insurance Program (NFIP) compliant policies and private market options for high-risk areas. Our specialists help clients in flood-prone regions of Sarasota and Venice understand coverage requirements and secure appropriate protection.
Business Insurance
Business insurance packages protect companies against liability claims, property damage, and operational disruptions. Our offerings include general liability, commercial property, and workers' compensation coverage. We assist Southwest Florida businesses in creating customized risk management strategies that align with industry-specific needs and regulatory requirements.
Workers Compensation Insurance
Workers' compensation insurance provides benefits for job-related injuries or illnesses. Our policies cover medical expenses, lost wages, and rehabilitation costs while protecting employers from related lawsuits. We serve businesses across North Port and Wellen Park, ensuring compliance with Florida's mandatory coverage requirements for employers.
People
Terri Ramey
Owner
Terri Ramey founded Ramey Insurance Agency in 2002 with a commitment to personalized service and community-focused insurance solutions. With over two decades of industry experience, she leads a team of licensed professionals dedicated to helping clients navigate complex coverage options while maintaining active involvement in local business organizations.
Questions
What types of insurance does Ramey Insurance Agency offer?
We provide auto, home, flood, business, workers' compensation, golf cart, mobile home, motorcycle, and umbrella insurance policies tailored to individual and business needs in Southwest Florida.
Do you serve areas outside Venice, Florida?
Yes, we serve clients throughout Sarasota, North Port, Wellen Park, and surrounding communities in Southwest Florida with personalized insurance solutions.
Are you affiliated with specific insurance carriers?
As an independent agency, we partner with multiple insurance carriers to provide competitive options and customized coverage solutions for our clients.
What are your office hours?
Our office is open Monday through Friday from 8:00 AM to 4:30 PM Eastern Time for in-person consultations and policy assistance.
Do you offer online insurance management tools?
While we prioritize face-to-face service, we provide digital tools for policy documents, payment processing, and claims submission through our secure client portal.
