Business Details
37 Years
experience
Your Trusted Insurance Partner in Concord, CA
Since 1989, Specialists In Health Insurance Services has dedicated itself to demystifying health insurance complexities for individuals and businesses. Our journey began with individual health insurance and expanded to include Medicare Supplements, Long-Term Care, and group benefits for small to medium-sized companies. We pride ourselves on staying ahead of industry changes, offering tailored solutions through 401(k) plans, group health insurance, dental and vision coverage, and voluntary payroll deduction insurance.Our team of experts brings decades of combined experience, ensuring clients receive accurate, up-to-date guidance. We maintain partnerships with all major health plans and insurance carriers, simplifying plan comparisons to help clients make cost-effective decisions. Our commitment to transparency and personalized service has made us a trusted advisor in the insurance landscape.
Services
Health Insurance
Medicare Supplement
Life Insurance
Group Health Insurance
Dental and Vision Insurance
Long-Term Care Protection
401(k) Retirement Plans
Travel Insurance
Details
- Year established: 1989
Highlights and features
- We have over 30 years of experience in health insurance solutions.
- We represent all major health insurance carriers nationwide.
- Our team provides personalized, no-pressure insurance guidance.
- We simplify complex plan comparisons for cost-effective decisions.
- We specialize in Medicare Supplement options for seniors.
Services
Health Insurance
We help individuals and families compare health insurance plans from all major carriers. Our experts analyze your needs and budget to recommend customized solutions. With access to multiple providers, we ensure you find coverage that balances cost and benefits effectively.
Medicare Supplement
Our specialists guide Medicare-eligible clients through supplement plan options. We explain coverage gaps in original Medicare and match you with appropriate supplemental policies. We provide clear comparisons of plan benefits, premiums, and out-of-pocket costs to optimize senior healthcare coverage.
Group Health Insurance
We design comprehensive group health benefits packages for small to mid-sized businesses. Our services include plan selection, employee enrollment assistance, and ongoing management of health, dental, and vision benefits. We help employers offer competitive insurance packages while controlling costs through strategic carrier partnerships.
Life Insurance
We offer term and permanent life insurance solutions from top-rated carriers. Our advisors assess your financial protection needs and recommend appropriate coverage amounts. We simplify policy comparisons by explaining premium costs, death benefits, and additional features like cash value accumulation or long-term care riders.
Long-Term Care
We provide long-term care insurance plans that cover assisted living, nursing home care, and in-home support services. Our experts explain policy options, benefit triggers, and coverage limitations. We help clients protect assets by finding affordable plans that address potential future care needs while maintaining financial security.
People
E. Scott McKnight
President
With over 30 years in the insurance industry, Scott leads our team in providing expert guidance. He specializes in individual and group insurance solutions, focusing on long-term client relationships and comprehensive coverage strategies.
Ted Porter
Executive Vice President
Ted oversees our group benefits division with 25+ years of experience in corporate insurance solutions. He specializes in designing cost-effective health and retirement plans for small to mid-sized businesses across California.
Janelle Lee
Group Benefits Specialist
Janelle manages employee benefits programs, helping businesses select and implement health, dental, and retirement plans. She brings 15 years of expertise in voluntary insurance programs and payroll deduction solutions.
Cindy Claycomb
Office Manager
Cindy coordinates our daily operations and client communications. With 20 years in insurance administration, she ensures smooth policy processing and maintains our commitment to exceptional customer service.
Questions
What types of insurance do you offer?
We offer health, dental, vision, life, Medicare supplement, long-term care, travel insurance, and group benefits including 401(k) plans.
How do you help clients choose insurance plans?
We provide personalized comparisons of all available plans, highlighting costs, coverage details, and benefits to help you make informed decisions.
Do you specialize in Medicare supplements?
Yes, we specialize in Medicare Supplement plans and help seniors navigate enrollment, coverage options, and cost-saving opportunities.
What group insurance options are available?
We offer group health, dental, vision, life insurance, and voluntary payroll deduction benefits for small to medium-sized businesses.
What areas do you serve?
While based in Concord, CA, we provide insurance services to individuals and businesses throughout California and select national markets.
