Business Details
26 Years
experience
Emergency
services
Your Trusted Insurance Partner in Nevada
Capital Insurance Service has been serving Nevada and California communities for over 25 years. Our full-service, multi-line agency specializes in providing affordable insurance solutions tailored to meet individual and business needs. With partnerships spanning more than 20 insurance carriers, we offer comprehensive coverage options for auto, home, business, motorcycle, recreational vehicles, health, and life insurance.Our experienced agents prioritize exceptional customer service, ensuring clients receive personalized guidance to secure optimal policies at competitive rates. We are committed to simplifying the insurance process while maintaining transparency, reliability, and a steadfast dedication to client satisfaction.
Services
Auto Insurance
Homeowners Insurance
Motorcycle Insurance
Recreational Insurance
Business Insurance
Health and Life Insurance
Details
- Year established: 2000
Highlights and features
- We offer over 25 years of experience in Nevada and California insurance markets.
- Our team partners with 20+ insurance carriers to secure competitive rates.
- Agents provide personalized guidance for tailored insurance solutions.
- We guarantee transparent pricing with no hidden fees.
- Clients benefit from 24/7 roadside assistance and emergency support.
What people say
Best prices
Excellent service
Knowledgeable agents
Saves money
Efficient process
Services
Auto Insurance
Auto insurance protects against financial losses from accidents, theft, or damage. We offer liability, collision, and comprehensive coverage with discounts for multi-policy bundles, safe drivers, and prior insurance. Our agents help clients in Nevada and California secure affordable rates tailored to their driving history and vehicle type.
Homeowners Insurance
Homeowners insurance covers property damage, liability claims, and living expenses during repairs. Policies include dwelling, personal property, and loss of use coverage. We provide options for single-family homes, condos, and mobile homes, with add-ons like earthquake and flood protection in high-risk areas.
Motorcycle Insurance
Motorcycle insurance covers theft, collision, and liability for riders in Nevada and California. Coverage includes bodily injury, property damage, and medical payments. We offer discounts for experienced riders, multi-policy bundles, and safety course completions, ensuring competitive rates for sport, custom, and dirt bikes.
Recreational Insurance
Recreational insurance protects RVs, boats, and ATVs against damage, theft, and liability. Policies include comprehensive coverage, roadside assistance, and vacation liability protection. We offer discounts for multi-policy bundles and safe storage practices, ensuring tailored coverage for motorhomes, jet skis, and fishing boats.
Business Insurance
Business insurance safeguards companies against property damage, liability claims, and income loss. We provide BOPs, general liability, and workers' compensation policies tailored to Nevada's regulatory environment. Coverage includes commercial auto, property protection, and bonding services for small to mid-sized enterprises.
People
Stephanie Navarro
General Manager
Stephanie oversees policy management and client relations at Capital Insurance Service. With over a decade in the industry, she ensures personalized service and competitive pricing for Nevada and California clients.
Lupita Cervantes
Licensed Agent
Lupita specializes in auto and recreational insurance, helping clients bundle policies for savings. Her expertise in Nevada's insurance regulations ensures tailored coverage solutions for individuals and families.
Millan
Insurance Specialist
Millan assists clients with policy reviews and rate comparisons. He focuses on securing affordable commercial and auto insurance options while maintaining high customer satisfaction through transparent communication.
Questions
What types of insurance does Capital Insurance Service offer?
We provide auto, home, motorcycle, recreational, business, health, and life insurance policies tailored to Nevada and California residents.
Can I bundle multiple insurance policies for discounts?
Yes, combining policies like auto and home insurance can save up to 15% on premiums through our multi-policy discount program.
Do you offer 24/7 roadside assistance?
Yes, our auto insurance policies include 24/7 roadside assistance covering towing, lockout service, and emergency fuel delivery.
How can I get a free rate quote?
Request a free quote online, visit our Reno or Carson City offices, or call us directly for personalized policy comparisons.
Are there discounts for safe drivers?
Yes, we offer safe driver discounts for clients with clean records and accident forgiveness for minor claims under $500.
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