Business Details
50+ Years
experience
Your Trusted Insurance Partner in Scottville, MI
Smith & Eddy Insurance has served customers for nearly 12 decades with a commitment to quality insurance coverage. Our agency is staffed by trained professionals dedicated to exceeding customer expectations through personalized service. We specialize in home, auto, business, life, health, and farm insurance, providing tailored solutions to meet diverse needs. Our team maintains deep expertise in local agricultural risks and commercial exposures, supported by partnerships with top-rated carriers. As active community members, we prioritize transparency, ethical practices, and long-term relationships with clients and carriers alike. 
Services
Auto Insurance
Business Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Medicare Plans
Details
- Year established: 1905
Highlights and features
- We have nearly 12 decades of experience in the insurance industry
- Our team of trained agents provides personalized insurance solutions
- We maintain specialized expertise in Michigan agricultural insurance
- Our staff includes CPIA-certified insurance professionals
- We offer tailored commercial insurance packages for unique business needs
Services
Auto Insurance
We provide comprehensive auto insurance solutions including collision, liability, and gap coverage. Our policies protect against property damage, bodily injury, and theft while offering road assistance options. Our agents help clients select appropriate coverage levels based on vehicle value, driving habits, and financial needs.
Business Insurance
Our business insurance packages include property, liability, and workers' compensation coverage tailored to specific industries. We offer specialized protection for restaurants, dealerships, and other commercial operations. Policies can be customized to include business interruption coverage and equipment protection.
Farm Insurance
We specialize in Michigan farm insurance for operations ranging from large-scale crop farms to small hobby farms. Our policies address unique agricultural risks including crop loss, equipment damage, and livestock protection. We partner with top-rated carriers to provide competitive rates for farm property and crop insurance.
Health Insurance
Our health insurance division offers individual and group plans including ACA-compliant options and Medicare supplements. We assist clients with plan selection, compliance, and cost optimization. Our team negotiates competitive rates while ensuring coverage meets specific medical needs for individuals and businesses.
Home Insurance
We provide homeowners, condo, and renters insurance covering property damage, personal belongings, and liability risks. Policies include protection against common perils like fire, theft, and weather damage. Our agents help clients determine appropriate coverage limits for their primary residence or investment properties.
People
Scott Smith
President
Scott Smith has led Smith & Eddy Insurance since 1995, overseeing daily operations across multiple offices. He actively participates in community organizations including the chamber board and hospital foundation board while balancing family commitments.
Joe Knowles
Senior Vice President / Ag Director
Joe Knowles brings agricultural insurance expertise from 12 years running a Farm Bureau agency. He holds the LUTCF designation and specializes in Michigan farm insurance needs while serving on local community boards.
Matt Johnson
Partner / Treasurer
Matt Johnson focuses on personal insurance lines with expertise in home and auto coverage. A Mason County native, he graduated from Grand Valley State University and maintains active involvement in local outdoor recreational activities.
Alisha Howes
Partner / Personal Lines Director
Alisha Howes oversees personal insurance operations with a CPIA certification. She manages office locations and participates in community events including the Ludington Lakestride race as director.
Dean Raven
Partner / Account Executive
Dean Raven specializes in personal and small business insurance with a CPIA certification. He serves on local educational and service organization boards while maintaining active community involvement in Ludington.
Questions
What types of insurance do you offer?
We offer auto, home, business, life, health, farm, and Medicare insurance policies tailored to individual and commercial needs.
Do you specialize in Michigan agricultural insurance?
Yes, we have specialized farm insurance expertise covering over 200 Michigan farms with customized agricultural risk solutions.
Can you help with Medicare plan selection?
Our team provides Medicare counseling to help clients choose appropriate supplement plans and navigate enrollment requirements.
Are you an independent insurance agency?
Yes, we represent multiple carriers to provide unbiased recommendations and competitive coverage options for all clients.
Do you offer commercial insurance packages?
We create customized commercial insurance packages including property, liability, and workers' compensation coverage for businesses.
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