Business Details
16 Years
experience
Free Insurance Solutions in Summerville, SC
Founded in 2010, American Insurance Benefits was established to provide individuals with unbiased insurance solutions tailored to their unique needs. Our founder, Eugene Marchenko, transitioned from the banking industry after recognizing the critical need for accessible, personalized insurance guidance during economic uncertainty. With a commitment to prioritizing clients over insurers, we specialize in Medicare Supplements, Health Insurance, and Life Insurance, offering free consultations to help clients navigate complex insurance landscapes. Our brokerage model ensures loyalty to clients, not providers, allowing us to curate packages that address specific medical and financial requirements. From ambulance coverage to prescription drug plans, we simplify the process of securing comprehensive protection.Our expertise extends to educating clients on Medicare enrollment, supplement options, and the distinctions between Advantage and Supplement plans. By focusing on transparency and affordability, we aim to alleviate the stress associated with insurance selection. Clients benefit from our extensive partnerships with U.S.-based insurance carriers, ensuring competitive rates and tailored solutions. Our mission remains centered on empowering individuals to protect their health and financial futures without hidden fees or obligations. Through personalized service and a deep understanding of evolving healthcare laws, we strive to be a trusted partner in insurance planning.
Services
Medicare Supplements
Health Insurance
Life Insurance
Medicare Part D
Insurance Consultation
Details
- Year established: 2010
Highlights and features
- We offer unbiased insurance advice with no hidden fees.
- Our team has 14 years of experience in insurance brokerage.
- We represent multiple national insurance carriers for competitive rates.
- We provide free Medicare enrollment assistance and plan comparisons.
- Our brokerage model prioritizes client needs over insurance company interests.
Services
Medicare Supplements
Medicare Supplement Insurance helps cover gaps in Original Medicare coverage. These plans assist with out-of-pocket costs like copayments, coinsurance, and deductibles. Our experts help clients compare Plan F, Plan G, and other options to find the best fit for their healthcare needs and budget.
Health Insurance
We provide comprehensive health insurance solutions for individuals and families. Our services include explaining ACA-compliant plans, catastrophic coverage options, and short-term medical policies. We help clients understand benefits like preventive care, prescription drug coverage, and emergency services to make informed decisions.
Life Insurance
Our life insurance services include term and permanent policy options to protect families financially. We help clients determine appropriate coverage amounts based on income replacement needs, mortgage protection, and future expenses. We offer policies from multiple carriers to find competitive rates and suitable terms.
Medicare Part D
We assist with selecting Medicare Part D prescription drug plans that match medication needs. Our guidance includes comparing formularies, coverage gaps, and premium costs. We help clients avoid penalties through timely enrollment and provide annual reviews to ensure continued medication coverage.
Insurance Consultation
Our free insurance consultations evaluate clients' current coverage and identify gaps. We provide personalized recommendations for Medicare beneficiaries, pre-retirees, and individuals seeking affordable medical protection. Services include plan comparisons, cost-benefit analyses, and enrollment assistance across all offered insurance types.
People
Yevgeniy "Eugene" Marchenko
Founder
Eugene Marchenko founded American Insurance Benefits in 2010 after transitioning from banking. With over 14 years in insurance brokerage, he specializes in helping clients navigate Medicare Supplements, Health, and Life Insurance. His approach focuses on unbiased advice and personalized coverage solutions.
Questions
What insurance plans do you offer?
We offer Medicare Supplements, Health Insurance, Life Insurance, and Medicare Part D drug plans from multiple national carriers.
Is there a cost for your services?
Our insurance consultation services are completely free with no hidden fees or obligations.
How do you remain unbiased?
As an independent brokerage, we're not tied to any single insurance company, allowing us to offer objective comparisons across carriers.
Do you help with Medicare enrollment?
Yes, we provide free assistance with Medicare enrollment, plan selection, and annual coverage reviews.
Are services available locally?
While based in Summerville, SC, we assist clients nationwide with insurance needs.
Videos
