Business Details
46 Years
experience
Your Trusted Insurance Partner in Irmo, SC
Gibson, James Agt has built its reputation on four core values: family orientation, fearless creativity, valuing employees, and client focus. Since 1980, we have served the first three clients we insured, demonstrating our long-term commitment to client relationships. Our team of experienced professionals offers innovative employee benefit solutions tailored to businesses, associations, and individuals across the Carolinas and beyond. As trusted advisors, we combine client advocacy with creative problem-solving to deliver personalized insurance strategies. Our service guarantee ensures client satisfactionif you're not satisfied, we assist in transitioning to a new broker.With decades of industry experience, we represent leading carriers and vendors, prioritizing transparency and ethical practices. Our mission centers on building lasting relationships by providing healthcare solutions that add value and drive growth. We serve a diverse clientele, including company owners, HR professionals, and benefit coordinators, through a structured five-step process. Our compliance assessments, plan performance evaluations, and member satisfaction focus ensure comprehensive coverage solutions. Backed by our deep industry knowledge and dedication to service excellence, we remain a trusted partner for insurance and employee benefits.
Services
Employee Benefits
Insurance Solutions
COBRA Administration
Compliance Assessments
Onsite Enrollment
Health Reimbursement Accounts
Association Plans
Claims Support
HR Consulting
Medicare Plans
Details
- Year established: 1980
Highlights and features
- We offer four decades of experience in employee benefits and insurance solutions.
- Our team provides personalized service with two dedicated representatives per client.
- We guarantee client satisfaction with a transition assistance policy.
- We specialize in compliance assessments and DOL-audit-ready documentation.
- Our onsite enrollment simplifies employee education and plan selection.
Services
Employee Benefits
We design customized employee benefit plans tailored to business needs. Our solutions include health, dental, and disability insurance, ensuring competitive coverage for employers and employees. With a focus on cost savings and compliance, we help businesses attract and retain talent through comprehensive benefits packages.
COBRA Administration
Our full-service COBRA administration simplifies post-employment health coverage management. We handle all compliance requirements and participant communications, reducing administrative burdens for employers. This service ensures seamless transitions for employees maintaining coverage after job changes.
Compliance Assessments
We conduct thorough compliance evaluations for ERISA, ACA, and IRS requirements. Our assessments cover annual notices, reporting obligations, and plan documentation to ensure DOL-audit readiness. This proactive approach minimizes legal risks for businesses of all sizes.
Onsite Enrollment
Our team provides on-location enrollment assistance with personalized employee education. We handle plan explanations, answer questions, and facilitate sign-ups directly at client workplaces. This service streamlines implementation while improving employee understanding of their benefits options.
Health Reimbursement Accounts
We implement flexible HRA solutions that empower employees with tax-advantaged healthcare spending. These accounts complement high-deductible plans, offering cost-effective coverage alternatives. Our expertise ensures proper structuring and compliance with current healthcare regulations.
People
J. David Gibson IV
President
With over two decades in insurance, David Gibson leads Gibson, James Agt' strategic direction. Licensed in multiple insurance lines, he specializes in health and life products. His leadership focuses on client relationships and industry innovation.
Michael P. Gibson
COO
Michael Gibson oversees finance and operations, bringing extensive insurance licensing and consulting experience. He manages client service delivery and financial strategy, ensuring operational excellence across all business functions.
Bo Mobley
CEO
As CEO, Bo Mobley directs sales and supplemental insurance strategies. With a background in voluntary benefits and HR solutions, he drives growth initiatives and client-focused service improvements across the organization.
Jacqueline Moye
Director of Operations
Jackie Moye leads operational strategy with an MBA and decades of insurance experience. She specializes in compliance and client-focused solutions, managing day-to-day operations while serving on healthcare foundation boards.
Brandi Brill
Director of Sales
Brandi Brill manages sales operations from our Concord office. With extensive industry experience, she develops client relationships and expands our market presence across multiple states.
Questions
How do I get started with Gibson and Associates?
Contact us to schedule onsite enrollment. We'll coordinate timing and guide you through plan selection and employee education.
What information is needed for enrollment?
Your agent will specify requirements in advance. We ensure you understand documentation needs before enrollment begins.
Do you offer additional coverage options?
Yes, we provide dental, vision, life insurance, and disability coverage as complementary benefits to primary plans.
How are claims handled?
Contact our office directly for claims support. We serve as your advocate with insurance carriers for all service issues.
Do you provide compliance assistance?
We perform full compliance assessments covering ACA, ERISA, COBRA, and IRS reporting requirements for DOL-audit readiness.
Is COBRA administration available?
Yes, we offer full-service COBRA administration through G&A Administration at competitive pricing.
