Business Details
Your Trusted Insurance Partner in Lafayette, CO
MLJ Insurance operates as a full-service broker agency specializing in individual and group health insurance solutions. Our bilingual office provides personalized service in English and Spanish, evaluating insurance carriers based on financial stability, reputation, and plan designs to ensure optimal client options. We maintain HIPAA compliance while offering tailored insurance solutions for unique client needs, including health savings accounts, Medicare, and employee benefits programs. Our team prioritizes ongoing client support throughout policy management cycles and maintains strong relationships with insurance providers to deliver comprehensive coverage options. 
Services
Health Insurance
Medicare
Employee Benefits
Ancillary Benefits
Compliance
Health Savings Accounts
Highlights and features
- We offer bilingual insurance services in English and Spanish for better client communication
- Our team evaluates insurance carriers based on financial stability and plan designs
- We maintain HIPAA compliance for secure handling of personal healthcare information
- Our advisors provide ongoing support throughout the policy management lifecycle
- We have established strong relationships with insurance providers for better client options
What people say
Extremely knowledgeable
Outstanding to work with
Significant experience
Excellent customer service
Personalized approach
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families. Our services include evaluating various insurance carriers to find plans that match clients' specific needs. Our bilingual team helps clients navigate the complexities of health insurance markets while ensuring access to quality medical care at competitive rates.
Medicare
Our Medicare specialists guide clients through enrollment and plan selection. We explain all components including Parts A, B, C, D and Medigap options. Our team helps clients understand eligibility requirements and navigate the complexities of Medicare Advantage plans while ensuring access to appropriate healthcare providers.
Employee Benefits
We help businesses develop comprehensive employee benefits packages. Our services include evaluating group health insurance options, dental and vision plans, and disability coverage. We work with employers to create cost-effective solutions that meet ACA requirements while supporting workforce wellness and retention.
Ancillary Benefits
We offer ancillary benefits that complement primary health insurance plans. Our solutions include dental, vision, life, and disability insurance options. These supplemental plans help employees manage unexpected healthcare costs while improving overall benefits packages for employers.
Health Savings Accounts
Our HSA specialists provide guidance on qualified high deductible health plans. We explain contribution limits, tax advantages, and investment options for health savings accounts. Our team helps clients maximize tax savings while preparing for future healthcare expenses through these flexible financial tools.
People
Mary Heidbrier
Founder
Mary Heidbrier founded MLJ Insurance with over 20 years of experience in health insurance. She specializes in helping clients with pre-existing conditions and self-employed individuals find affordable coverage. Her expertise includes navigating healthcare reform and maintaining strong relationships with insurance carriers.
Antonia Kelly
Advisor
Antonia Kelly provides expert insurance advice to families and businesses. She specializes in explaining complex insurance concepts and keeping clients informed about industry changes. Her focus includes helping clients understand new laws and healthcare developments that affect their coverage options.
Questions
What types of insurance do you offer?
We offer health insurance, Medicare, employee benefits, ancillary benefits, compliance services, and health savings accounts for individuals and businesses.
Do you help with ACA-compliant plans?
Yes, we help businesses select ACA-compliant group health insurance plans and assist individuals with marketplace coverage options that meet federal requirements.
Can you help with pre-existing conditions?
Yes, our team specializes in helping clients with pre-existing conditions find appropriate coverage options through various insurance carriers.
Do you serve businesses of all sizes?
We work with employers of all sizes to develop customized benefits packages that meet their specific needs and budget constraints.
Are you available for in-person consultations?
Yes, we have a physical office in Lafayette, Colorado, and offer in-person consultations for clients who prefer face-to-face meetings.
How do you stay current with insurance changes?
Our team continuously monitors healthcare regulations and maintains relationships with insurance carriers to provide up-to-date information and solutions.
