Business Details
20 Years
experience
Sell Your Life Insurance Policy with Expert Guidance
Since 2006, Boyd Settlements has specialized in helping policyholders explore options for their life insurance policies. Our team understands that life circumstances change, often altering the need for existing coverage. We provide personalized guidance to clients considering policy lapsation, cash surrender, or partial retention. Our fiduciary responsibility remains with the policy owner, ensuring transparent recommendations aligned with individual financial goals. With extensive experience in life settlement transactions, we prioritize uncovering competitive offers that maximize policy value. Our process begins with a confidential consultation to assess each client's unique situation and identify viable solutions.We specialize in navigating complex insurance markets to secure favorable outcomes for clients seeking alternatives to traditional policy management. Our approach combines industry expertise with compassionate service, recognizing the sensitivity of these financial decisions. By maintaining relationships with multiple buyers, we foster competitive bidding environments that benefit our clients. Our commitment to ethical practices ensures clients receive accurate information to make informed choices about their life insurance assets.
Services
Life Settlements
Policy Evaluation
Retained Death Benefits
Premium Analysis
Insurance Consultation
Details
- Year established: 2006
Highlights and features
- We prioritize your financial interests as fiduciaries
- 20+ years of life settlement transaction expertise
- Competitive bidding process maximizes policy value
- Personalized guidance through complex insurance decisions
- Transparent process with no hidden fees
What people say
Professional and helped beyond expectations
Substantial amount of money secured
Compassionate guidance during difficult times
Expert in his field
Delivered financial results beyond expectations
Services
Life Settlements
Facilitate the sale of life insurance policies for cash value exceeding surrender amounts. Our process connects policyholders with multiple buyers to maximize competitive offers while maintaining fiduciary responsibility to the policy owner throughout the transaction.
Policy Evaluation
Comprehensive assessment of existing life insurance policies to determine optimal financial strategies. We analyze premium costs, policy type, and health status to identify whether retention, modification, or sale provides the best financial outcome for each client.
Retained Death Benefits
Create customized solutions allowing policyholders to sell portions of their coverage while retaining essential death benefits. This approach provides immediate liquidity while maintaining some insurance protection for beneficiaries.
People
Boyd Crisler
Founder
With 20+ years in life settlements, Boyd Crisler specializes in maximizing policy values through competitive bidding. He maintains fiduciary responsibility to policy owners, providing personalized guidance since founding Boyd Settlements in 2006.
Questions
Can I sell my life insurance policy?
Yes, qualifying policyholders can sell their life insurance through settlement transactions if they no longer need coverage or can't afford premiums.
How much can I get for my policy?
Payouts depend on policy size, health status, and premium costs. We typically secure higher values than surrender amounts through competitive bidding.
What policy types qualify?
Policies with $250,000+ death benefits, including whole life, universal life, and certain term conversions, typically qualify for settlement options.
Is this different from cash surrender?
Yes, settlements provide higher returns than cash surrender values by connecting policyholders with third-party buyers through competitive market evaluation.
How does the process work?
We analyze your policy details, health status, and financial goals to identify optimal solutions, then facilitate competitive bidding to maximize your proceeds.
