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We are a family-owned agency that focuses on our customers & is dedicated to providing customized insurance solutions that are both comprehensive and affordable. As independent agents we do not work for the insurance company; we work for you, our customers. We shop your requirements among a number of high-quality, top-rated insurance companies in order to find the best coverage at the lowest reasonable cost.

Stevens Insurance Associates is licensed to conduct business in the states of Tennessee and Georgia. The information on this site is a solicitation to conduct business only in the aforementioned states of authority. Shout out to Stevens Insurance! Its rare when you go from an old car to a newer car and end up paying less in car insurance. Best unexpected present ever!

Thanks to my wonderful rep, Gayle!
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About Us
Our staff is friendly, hard-working, eager to serve your insurance needs, and one of the most knowledgeable and experienced groups of people in the insurance business.
In 2001, Tom Stevens decided to take his 47 years of insurance experience and form a new insurance agency here in Chattanooga along with his son Chuck (Tom, Jr.) so they could write insurance their way, with a personal focus on individual needs.
That little agency has now grown into a staff of 8 and 1000+ clients.
The staff has over a century of cumulative insurance experience.
Services
Stevens Insurance Associates can help you navigate the complex world of insurance plans because we are independent agents with a commitment to tailoring insurance coverage to our customers' needs.
Whether you need coverage for your home, business, or auto, we can help you find the coverage you need.
We also write life insurance policies to protect your family against unfortunate, unforeseen events.
Annuities
There are many forms of annuities, but one of the most popular operates much like a certificate of deposit at a bank.
For as little as $2,000 you can put money in an annuity that will not only earn guaranteed interest but will also provide multi-policy discounts on your other effective policies every year.
Some have seen a total return on their investment of nearly 10%!
And, remember, the $2,000 is still yours!
You'll get it back when you're done with the annuity.
Boat Insurance
We have the ability to insure boats from the smallest fishing boat to the most luxurious yacht, as well as speedboats, personal watercraft, and houseboats.
Give us a call to find out about the many discounts that are available such as: Coast Guard courses, safety equipment, and multi-policy credits.
Business Insurance
A Business Owners Policy that is broad and comprehensive to meet business owners' needs in the areas of property and liability coverage.
The Commercial Package Policy is flexible to ensure comprehensive coverages tailored for specific businesses.
It can include Property, Comprehensive General Liability, Crime, Inland Marine, and Automobile coverages.
The Commercial Umbrella Policyprovides the extra protection every business requires with extra limits where general liability and automobile limits end.
Life Insurance
We offer a wide variety of products to meet your needs, your families, and the needs of your business.
Select Choice Term Series, offering you a choice of term lengths, coverage amounts and giving you the maximum amount of coverage for your premium dollar.
Burial Insurance to protect your loved ones from the financial burdens of funeral, burial, and final expenses.
First Step provides your children with a base for saving and planning for a lifetime.
Coverage is available through age 30, with the option to convert to a permanent life policy at that time.
Motorcycle Insurance
We can insure your motorcycle for a full 12-month term.
And did you know that you may qualify for premium credits if you're a member of certain Motorcycle Groups?
If you're a member of certain Motorcycle Group, did you know that you may qualify for premium credits?
Stevens Insurance offers motorcycle insurance for a full 12-month term.
Umbrella Liability
We can provide you with protection against catastrophic liability claims.
An umbrella policy acts as an excess coverage over your primary liability policies.
Its limits apply in addition to those provided by underlying coverage, thereby providing an overall a higher limit of coverage.
To provide additional limits of protection over the coverage listed in your underlying schedule.
To provide primary coverage for some risks, subject to retention, when your underlying coverage does not apply.
Workers Compensation
State law requires that every employer provides Workers' Compensation insurance for their employees.
This insurance provides coverage for accidents or diseases arising from employment as prescribed by these state laws.
Benefits can include lost wages, medical expenses, and permanent disfigurement disability payments.