Business Details
41 Years
experience
Trusted Life Settlement & Estate Planning Services in Naples
David M. Jones has been dedicated to serving high-net-worth families since 1985, specializing in innovative estate planning strategies and life settlement solutions. Our expertise lies in assisting clients aged 60 and over with estates valued at $5 million or more, navigating the complexities of wealth preservation in volatile markets. With a deep understanding of tax laws, trusts, investments, and insurance, we provide tailored solutions to ensure family wealth is safeguarded for future generations. Recognized as an industry authority, David M. Jones has represented hundreds of policy owners in life settlement transactions, saving clients over $1 billion in estate taxes.Our team prioritizes personalized service, offering consultations in-office, at-home, or at a location of your choice, with no obligation. We operate on a transparent fee structure, charging only when successful in securing policy offers. Our commitment to excellence is reflected in our professional designations, including Chartered Life Underwriter and Accredited Estate Planner, ensuring clients receive expert guidance. We invite you to explore how our experience can empower you to make informed decisions about your financial legacy.
Services
Life Settlements
Estate Planning
Wealth Preservation
Policy Evaluation
Tax Strategies
Details
- Year established: 1985
Highlights and features
- We have over 35 years of experience in estate planning and life settlements.
- Our team has saved clients over $1 billion in estate taxes.
- We offer free policy evaluations with no obligation.
- We charge fees only upon successful policy sale completion.
- Recognized industry authority with professional designations in tax and estate planning.
Associations and certifications
- Chartered Life Underwriter (CLU)
- Chartered Financial Consultant (ChFC)
- Accredited Estate Planner (AEP)
What people say
Expert guidance
Personalized service
Effective strategies
Feeling in control
No hidden fees
Services
Life Settlements
We specialize in helping clients sell unwanted life insurance policies for cash. With expertise since 2000, we represent policyholders in the marketplace, securing competitive offers without upfront fees. Our process ensures transparency, charging only upon successful sale completion, providing immediate liquidity while eliminating premium payments.
Estate Planning
Our estate planning strategies protect assets for future generations. Focused on clients with estates over $5 million, we address tax implications, trusts, and insurance solutions. Leveraging the $12 million estate tax exemption per spouse, we help restructure outdated policies and implement modern strategies to minimize tax burdens and preserve family wealth.
Wealth Preservation
We guide high-net-worth individuals in safeguarding assets against market volatility. Our approach combines insurance, investment, and tax planning to maintain wealth integrity. By analyzing individual needs, we create customized plans that ensure long-term financial stability and intergenerational wealth transfer without unnecessary erosion.
Policy Evaluation
We provide free, no-obligation appraisals of life insurance policies. Our evaluation determines market value by analyzing policy terms, health status, and market demand. This service helps clients understand their options, whether retaining, selling, or restructuring policies to align with current financial goals and estate planning needs.
Tax Strategies
Our tax-efficient solutions minimize estate tax liabilities for clients with substantial assets. By leveraging current exemptions and restructuring insurance policies, we reduce tax burdens while maintaining financial flexibility. We integrate insurance, trusts, and investment strategies to create holistic plans that maximize wealth retention for beneficiaries.
People
David M Jones
Principal
David M. Jones has specialized in life settlements and estate planning since 1985. With over $1 billion saved in estate taxes for clients, he holds prestigious designations including Chartered Life Underwriter and Accredited Estate Planner. His expertise spans trust, tax, and insurance strategies for high-net-worth families.
Questions
What is a life settlement?
A life settlement allows you to sell your unwanted life insurance policy for immediate cash, retaining more value than surrendering or lapsing the policy.
Who qualifies for a life settlement?
Clients over 65 with a life insurance policy and estates valued at $5 million or more typically qualify, especially if the policy is no longer needed for estate tax purposes.
How does the policy evaluation process work?
We provide a free, no-obligation appraisal of your policy's market value, analyzing factors like health, policy terms, and market demand to determine potential offers.
Are there fees for your services?
We charge no fees unless we secure a successful policy sale. If no offer is accepted, our services cost you nothing.
How can estate planning benefit my family?
Effective estate planning ensures your wealth is preserved and transferred efficiently to future generations, minimizing tax burdens and legal complexities through tailored strategies.
