Business Details
50+ Years
experience
Your Trusted Colorado Insurance Partner
Rogue Risk has been a trusted independent insurance agency serving Colorado communities since 1911. With offices in Glenwood Springs and Rifle, we specialize in providing personalized insurance solutions for individuals, families, and businesses across Aspen, the Roaring Fork Valley, and Garfield County. Our experienced team of professionals combines local expertise with access to top-tier carriers to deliver comprehensive coverage tailored to each client's unique needs. We pride ourselves on building long-term relationships through exceptional service, proactive risk management, and a deep understanding of the evolving insurance landscape.From personal auto and home policies to complex commercial insurance and surety bonds, our century-long commitment to excellence ensures clients receive both protection and peace of mind. Our dedicated loss control specialists and claims support team work tirelessly to help clients mitigate risks and navigate challenges efficiently.
Services
Personal Insurance
Business Insurance
Health & Life Insurance
Surety Bonds
Cyber Security
Property Insurance
Auto Insurance
Public Entities Insurance
Loss Control
Private Client Coverage
Details
- Year established: 1911
Highlights and features
- Over a century of serving Colorado communities with insurance expertise
- Local knowledge of Aspen, Roaring Fork Valley, and Garfield County needs
- Customized insurance solutions for individuals and businesses of all sizes
- Access to top-tier insurance carriers through independent agency status
- Dedicated loss control and risk management specialists on staff
What people say
Amazing service
Excellent customer service
Highly recommend
Proactive approach
Tailored solutions
Services
Personal Insurance
We provide comprehensive personal insurance solutions protecting Colorado residents' homes, vehicles, and valuable assets. Our policies cover auto, home, health, life, and specialty items like collectibles and watercraft. With access to multiple carriers, we tailor coverage to match individual risk profiles while maintaining competitive pricing for both primary residences and vacation properties.
Business Insurance
Our business insurance division protects Colorado companies of all sizes with customized liability, property, workers' compensation, and cyber security policies. We specialize in risk management solutions for construction firms, public entities, and specialty contractors. Our surety bond experts help businesses secure necessary bonding requirements while maintaining cost-effective premium structures.
Surety Bonds
We offer comprehensive surety bond solutions for Colorado contractors and businesses requiring performance, payment, and bid bonds. Our specialists guide clients through the bonding process, help maintain compliance with regulatory requirements, and negotiate favorable terms with surety providers. We also assist with bond claims resolution and risk mitigation strategies.
Loss Control
Our certified loss control advisors provide proactive risk assessment services for commercial clients. We conduct workplace safety evaluations, develop customized safety programs, and implement cost containment strategies. Our team accompanies carrier representatives during inspections and helps implement recommended safety improvements to reduce claims frequency and premium costs.
Private Client Group
This specialized division serves high-net-worth individuals and family offices with tailored insurance solutions. We provide coverage for luxury homes, classic vehicles, fine art collections, and cyber risks through partnerships with premier insurers like Chubb and AIG. Our dedicated advisors offer concierge-level service for complex personal insurance needs.
People
James Howell
Insurance Advisor
With over 20 years of experience, James specializes in connecting Colorado residents with optimal insurance solutions. He focuses on personalized service, helping clients understand policy details while maintaining cost-effective coverage for both personal and business needs.
Nettie Avery
Insurance Advisor
As a seasoned professional with over 30 years in the industry, Nettie specializes in commercial insurance programs for municipalities and public entities. She develops customized risk management strategies, focusing on workers' compensation, liability, and operational continuity for Colorado's public sector organizations.
Tom Jensen
Loss Control Advisor
A certified safety professional, Tom brings extensive risk management expertise to Rogue Risk. He specializes in workplace safety assessments, regulatory compliance, and loss prevention strategies for public sector clients, leveraging his membership in the Colorado Premium Cost Containment Board.
Stacey Campos
Insurance Advisor
Stacey focuses on personal insurance solutions, helping clients protect their assets through comprehensive home, auto, and life insurance policies. She emphasizes clear communication and tailored coverage options that evolve with clients' changing life circumstances.
Kristine Toole
Insurance Advisor
With deep local knowledge, Kristine builds long-term client relationships through attentive service. She specializes in matching Colorado businesses and individuals with insurance solutions that balance coverage needs and budgetary considerations.
Questions
What types of insurance does Glenwood Insurance offer?
We provide personal insurance (auto, home, health, life), business insurance (liability, property, workers' comp), surety bonds, cyber security coverage, and specialized policies for public entities and high-net-worth individuals.
How does Glenwood Insurance help businesses manage risk?
Our team offers loss control services including workplace safety assessments, customized risk management programs, and compliance guidance to help Colorado businesses reduce claims and lower insurance costs.
Do you serve clients outside Colorado?
While our offices are in Glenwood Springs and Rifle, we primarily serve Colorado clients in Aspen, Roaring Fork Valley, and Garfield County with select services available to out-of-state residents.
How quickly can I get insurance coverage?
Our advisors work efficiently to provide quotes and implement coverage, often completing personal insurance policies within one business day and commercial policies within 2-3 days.
What makes Glenwood Insurance different from other agencies?
Our century-long local expertise, dedicated loss control specialists, and personalized approach set us apart. We combine independent agency flexibility with access to top-tier carriers for optimal client solutions.
How do I file an insurance claim?
Contact our Glenwood Springs office at (970) 945-9161 to connect with our claims specialists who will guide you through the process and coordinate with insurance carriers for timely resolution.
