Business Details
23 Years
experience
Emergency
services
Your Trusted St. Augustine Insurance Partner
Ancient City Insurance has been a trusted St. Augustine insurance provider since 2003, offering personalized insurance solutions tailored to Florida residents' unique needs. Our team of experienced professionals works diligently to match clients with the best coverage options from a carefully selected network of reputable insurance carriers. With over 25 years of combined experience in personal and commercial insurance, our agents provide expert guidance through complex policy decisions while maintaining a client-first approach.We specialize in homeowners, auto, life, liability, flood, and workers' compensation insurance, ensuring comprehensive protection for individuals and businesses. Our commitment to continuing education and industry expertise enables us to deliver customized risk management strategies that evolve with changing client needs. Through transparent communication and ethical practices, we've built lasting relationships with our community, consistently earning recognition as St. Augustine's premier insurance agency.
Services
Homeowners Insurance
Auto Insurance
Life Insurance
Commercial Insurance
Flood Insurance
Workers Compensation
Liability Insurance
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of combined insurance expertise with personalized service
- Our team holds multiple professional insurance designations including AIS
- We provide 24/7 claims support through multiple carrier partnerships
- Our local market expertise ensures tailored coverage for Florida residents
- We guarantee transparent policy comparisons from multiple trusted carriers
What people say
Outstanding customer service
Significant cost savings
Quick claim resolution
Expert policy analysis
Personalized coverage options
Services
Homeowners Insurance
Protect your home investment with comprehensive coverage options tailored to Florida's unique risks. Our policies address structural damage, personal property protection, and liability coverage for homeowners. We help clients navigate flood insurance requirements and secure appropriate coverage limits based on property value and location. Our agents compare multiple carriers to find optimal protection at competitive rates while explaining policy details clearly for informed decision-making.
Commercial Insurance
Safeguard your business with customized commercial insurance packages addressing property, liability, and operational risks. We offer workers' compensation, business interruption, and specialized coverage options for diverse industries. Our agents analyze business operations to identify potential risks and recommend appropriate coverage levels. We maintain relationships with multiple commercial carriers to provide competitive pricing while ensuring comprehensive protection for St. Augustine businesses of all sizes.
Auto Insurance
Secure reliable auto insurance for personal and commercial vehicles with flexible coverage options. We offer standard liability, collision, and comprehensive coverage while helping clients understand state requirements and optional protections. Our comparative rating system finds competitive premiums across multiple carriers while explaining coverage differences. We specialize in unique vehicle needs including collector cars, RVs, and commercial fleets while providing ongoing policy reviews to ensure continued appropriate coverage.
Flood Insurance
Address critical flood risk with specialized coverage not included in standard homeowners policies. We educate clients about flood zones, elevation requirements, and coverage options through the National Flood Insurance Program and private carriers. Our agents help determine appropriate coverage limits for both building and contents while explaining policy specifics. We provide ongoing flood risk assessments and coverage adjustments as property needs evolve, ensuring comprehensive protection against water-related damages.
Life Insurance
Protect your family's financial future with term and permanent life insurance solutions. We offer policy comparisons across multiple carriers to find appropriate coverage amounts at competitive rates. Our agents explain policy features including death benefits, cash value components, and riders to help clients make informed decisions. We provide ongoing policy reviews to ensure coverage evolves with changing life circumstances while offering supplemental insurance options for comprehensive financial protection.
People
Rebecca Houpe
Agency President
With over 20 years in insurance, Rebecca founded Ancient City Insurance in 2003. She holds Property & Casualty, Life & Health licenses and earned her Associate In Insurance Services designation, focusing on comprehensive Florida coverage solutions.
Stephanie Smith
Commercial Lines Manager
Bringing 20+ years of insurance experience, Stephanie specializes in business insurance solutions. She analyzes commercial risks to create tailored protection plans while maintaining strong carrier relationships for competitive pricing.
Barbara Rickards
Commercial Insurance Specialist
A licensed Property & Casualty agent with 25+ years experience, Barbara focuses on business insurance renewals and risk management. Her military background enhances her approach to commercial policy planning.
Myles Giacosa
Account Executive
A St. Augustine native with 3+ years experience, Myles provides personalized insurance solutions for commercial and personal lines. His local knowledge helps tailor policies to specific regional needs and risks.
Lindsey Kelly
Personal Lines Team Lead
With 6+ years at Ancient City, Lindsey combines finance expertise with insurance knowledge. She holds multiple industry certifications and specializes in matching clients with optimal coverage solutions.
Questions
What types of insurance does Ancient City Insurance offer?
We provide homeowners, auto, life, commercial, liability, flood, and workers' compensation insurance for St. Augustine residents and businesses.
How can I get a competitive insurance quote?
Contact our agents for personalized comparisons from multiple carriers to find optimal coverage at competitive rates.
Do you handle insurance claims assistance?
Yes, we provide 24/7 claims support and guidance through the entire claims process with all represented carriers.
Are your insurance agents licensed professionals?
All our agents hold active Florida insurance licenses with specialized expertise in personal and commercial lines.
Can you help with high-risk insurance needs?
Our network includes specialty carriers for unique insurance requirements including flood coverage and commercial risks.
What sets Ancient City Insurance apart from competitors?
We combine local market expertise with personalized service and access to multiple carriers for truly customized solutions.
