Business Details
8 Years
experience
Your Trusted Insurance Partner on the East Coast
Horne Insurance has been dedicated to helping individuals and families navigate the complexities of health and life insurance since 2018. Our team of seasoned professionals specializes in Medicare Advantage, Supplement, and Prescription Drug Plans, alongside dental, long-term care, life insurance, and fixed annuities. We serve clients across 16 East Coast states, from Maine to Florida, offering personalized solutions tailored to each client's unique needs. With decades of combined experience, including Dawn Horne's 30-year career as an independent agent and her leadership roles in professional organizations like NABIP, we prioritize transparency, client education, and long-term relationships.Our commitment to excellence is reflected in our client testimonials, which highlight our responsiveness, expertise, and unwavering focus on delivering peace of mind through comprehensive coverage. We work with multiple carriers to ensure competitive options while maintaining a local, hands-on approach to service.
Services
Medicare Advantage
Medicare Supplement
Prescription Drug Plans
Dental Insurance
Long Term Care
Life Insurance
Fixed Annuities
Details
- Year established: 2018
Highlights and features
- We offer 30 years of experience in independent insurance services
- Our team provides personalized, client-focused solutions
- We serve clients across 16 East Coast states
- Our agents are certified and actively involved in professional associations
- We offer comprehensive insurance options including Medicare, dental, and life insurance
What people say
Knowledgeable and client-oriented
Excellent service
Genuine human touch
Saved time and money
Highly recommended
Services
Medicare Advantage
Medicare Advantage plans combine Original Medicare benefits with additional coverage options. These plans often include prescription drug coverage and cover hospital, doctor, and skilled nursing services. Our experts help clients compare plans to find optimal coverage for their healthcare needs.
Medicare Supplement
Medicare Supplement insurance helps cover out-of-pocket costs from Original Medicare. These plans assist with copayments, coinsurance, and deductibles. We guide clients through plan options to find the right financial protection for their medical expenses.
Prescription Drug Plans
Medicare Part D plans provide prescription drug coverage at participating pharmacies. We help clients evaluate formularies and costs to select plans that match their medication needs while optimizing affordability.
Dental Insurance
Dental coverage options help maintain oral health through preventive and restorative care. We offer plans that cover routine checkups, cleanings, and major dental procedures to support comprehensive wellness.
Long Term Care Insurance
Long term care insurance helps protect against the financial burden of extended care services. We provide planning solutions that cover nursing home care, home health aides, and assisted living facilities to preserve family assets.
People
Dawn Horne
CEO and Owner
Dawn Horne has 30 years of experience as an independent insurance agent. She specializes in Medicare planning and holds leadership roles in NABIP and the Association of Medicare Supplement Insurance. Certified in long-term care planning, she serves clients from her Ridgefield, Connecticut office.
Greg Horne
Director of Social Media / Agent
Greg Horne assists clients with insurance needs while managing the agency's digital presence. With seven years in the industry, he combines client service with content creation for the company's blog and social media platforms.
Chrissy Dullinger
Office Manager / Assistant
Chrissy Dullinger oversees office operations and insurance application processes. A former KPMG accountant and bank CFO, she brings financial expertise to her role while managing administrative functions for the agency.
Trudy Nicita
Assistant
Trudy Nicita supports office operations with 25 years of healthcare insurance experience from her nursing home industry background. She assists clients with understanding health insurance benefits and claims processes.
Questions
What insurance services do you offer?
We offer Medicare Advantage, Supplement, Prescription Drug Plans, dental, long-term care, life insurance, and fixed annuities for clients across 16 East Coast states.
Do you provide free insurance consultations?
Yes, we offer no-cost consultations to help you understand your insurance options and find coverage that meets your specific needs.
How can I compare Medicare plans?
We provide online tools and personalized guidance to compare current Medicare plans, including coverage details, costs, and network providers.
Are you affiliated with Medicare?
We are independent agents not connected with the U.S. government. This allows us to offer unbiased comparisons across multiple carriers.
Do you serve clients outside Connecticut?
Yes, we serve clients in 16 East Coast states from Maine to Florida, with particular expertise in New York, New Jersey, and Florida Medicare plans.
How do I schedule an appointment?
You can schedule a consultation through our online calendar or by calling (203) 244-5456 to discuss your insurance needs with our team.
