Business Details
50+ Years
experience
Your Trusted Insurance Partner in Melbourne, Florida
Hoffman & Associates Insurance has been serving Brevard County residents since 1964, providing comprehensive insurance solutions tailored to individual and business needs. As a family-owned, independent agency, we prioritize quality customer service and represent multiple highly rated insurance companies to ensure competitive coverage options. Our team of experienced professionals, with over 35 years of combined expertise, specializes in homeowners, auto, commercial, and specialty insurance lines.We focus on educating clients about their coverage options while maintaining long-standing relationships built on trust and reliability. Our commitment to adapting with industry changes ensures clients receive the most current and cost-effective insurance products available in Florida's dynamic market.
Services
Homeowners Insurance
Auto Insurance
Commercial Insurance
Boat Insurance
Flood Insurance
Hurricane Insurance
Business Insurance
Renters Insurance
Vacant Dwelling Insurance
Condo Owners Insurance
Details
- Year established: 1964
Highlights and features
- We offer over 55 years of combined insurance expertise in Brevard County
- Our independent agency provides access to multiple competitive insurance carriers
- We specialize in Florida-specific insurance needs including hurricane coverage
- Our team includes third-generation insurance professionals
- We provide personalized policy reviews and customer education
Services
Homeowners Insurance
Protect your primary investment with comprehensive homeowners insurance coverage. We offer policies that safeguard against property damage, burglary, and natural disasters including hurricane protection. Our Florida-specific policies ensure compliance with state requirements while providing financial security for your family's most valuable asset.
Commercial Insurance
Secure your business operations with tailored commercial insurance solutions. We provide general liability, workers' compensation, and business owner's policies designed for Florida's unique business environment. Our 45+ years of experience help protect local businesses from industry-specific risks while ensuring compliance with state regulations.
Auto Insurance
Meet Florida's mandatory auto insurance requirements with customized coverage options. We offer policies that protect against liability claims, property damage, and uninsured motorists. Our experienced agents help clients navigate state requirements while finding competitive rates for personal and commercial vehicle coverage.
Flood Insurance
Supplement standard policies with specialized flood insurance coverage. We provide protection against water damage from flooding events, which are not typically included in standard homeowners policies. Our Florida-specific flood insurance options help property owners in high-risk areas secure comprehensive protection.
Boat Insurance
Protect your watercraft investment with comprehensive boat insurance coverage. We offer policies that safeguard against damage, theft, and liability claims associated with boat ownership. Our Florida-tailored marine insurance solutions ensure compliance with state requirements while protecting your recreational watercraft assets.
People
Bill Hoffman Jr.
President/Founder
With over 38 years in the insurance industry, Bill Hoffman Jr. leads our agency with a commitment to customer service and community focus. He transitioned from Allstate to establish our independent agency in 1999, bringing decades of local insurance expertise.
Bob Hoffman
Commercial Lines Agent
Specializing in business insurance for over 35 years, Bob Hoffman provides expert commercial coverage solutions. He focuses on ensuring local businesses receive comprehensive protection while maintaining competitive pricing for Brevard County companies.
Alex Hoffman
Licensed Agent
As a third-generation insurance professional, Alex Hoffman brings personal and commercial insurance expertise to our team. With prior business consulting experience, he helps clients navigate complex insurance decisions while maintaining family business values.
Laura Benevente
Licensed Agent
Laura Benevente offers personalized insurance solutions with a focus on client choice and product quality. Her transition from Allstate to independent agency environment reflects her commitment to providing diverse insurance options tailored to individual client needs.
Julia Roberts
Licensed Agent
With over 20 years of insurance experience, Julia Roberts specializes in home, auto, and personal umbrella insurance. She focuses on simplifying complex insurance concepts while building trusted relationships with clients throughout Florida's insurance market.
Questions
What does homeowners insurance typically cover in Florida?
Florida homeowners insurance typically covers property damage from fire, theft, and certain natural disasters. It also includes liability protection and may cover additional living expenses if your home becomes uninhabitable.
Why do I need separate flood insurance in Florida?
Standard homeowners policies don't cover flood damage. Florida's coastal location and hurricane risks make separate flood insurance essential for comprehensive protection against water damage from flooding events.
What are the minimum auto insurance requirements in Florida?
Florida requires minimum liability coverage of $10,000 for property damage and $10,000 for personal injury protection. Commercial vehicles may require higher limits based on business type and risk factors.
How can businesses reduce commercial insurance costs?
Businesses can reduce costs through risk management strategies, maintaining good loss history, bundling policies, and working with experienced agents to find competitive multi-carrier options tailored to their specific industry needs.
What is wind mitigation insurance in Florida?
Wind mitigation insurance provides additional protection against hurricane and windstorm damage. This coverage helps offset costs for storm-related property damage that may exceed standard policy limits in Florida's high-risk coastal areas.
How do I file an insurance claim with Hoffman Insurance?
Contact our office at 321-751-2511 to report claims. We'll guide you through the process with your insurance carrier, help document damages, and work to ensure timely resolution of your claim.
