Business Details
Trusted Mortgage Insurance Solutions for Lenders
At National MI, we are dedicated to expanding access to homeownership through innovative mortgage insurance solutions. Founded on principles of trust and transparency, we provide private mortgage insurance for low down payment borrowers while protecting lenders and investors against default-related losses. Our risk-based pricing technology delivers competitive rates tailored to individual borrower profiles, supported by straightforward underwriting guidelines with minimal overlays. We prioritize exceptional service through our award-winning Solution Center and digital platforms like AXIS for seamless certificate management.Our commitment extends beyond business through social responsibility initiatives, including the MBA Opens Doors Foundation partnership, and fostering a diverse, inclusive workplace culture guided by core values of People, Profit, Customer, and Community. With a proven track record of claim payments and industry leadership, we empower lenders to confidently originate more loans while advancing sustainable homeownership opportunities nationwide.
Services
Mortgage Insurance
Underwriting Services
Rate GPS Platform
AXIS Digital System
MI Cancellation Processing
Servicing Solutions
Training Programs
Policy Resources
Economic Analysis
Digital Tools
Highlights and features
- We offer risk-based pricing technology for competitive mortgage rates
- Our underwriting guidelines feature minimal overlays and clear requirements
- We provide 24/7 access to digital tools like AXIS and Rate GPS
- Our team has processed claims with 98% accuracy over the past decade
- We maintain a 95% customer satisfaction rating for support services
Services
Mortgage Insurance
Our private mortgage insurance enables low down payment borrowers to qualify for home loans while protecting lenders against default-related losses. We offer flexible options including borrower-paid and lender-paid MI with competitive risk-based pricing. Our streamlined cancellation process ensures compliance with regulatory requirements while maintaining transparency for all stakeholders.
Underwriting Services
We provide comprehensive underwriting solutions featuring clear guidelines, delegated authority options, and digital tools like TrueGuide. Our system minimizes overlays while maintaining risk integrity, supported by real-time resources and expert support. The process combines automated efficiency with human expertise for accurate loan assessments.
Rate GPS Platform
This risk-based pricing technology delivers precise mortgage insurance rates tailored to individual borrower profiles. The platform integrates with lending workflows to provide instant quotes and optimize loan pricing. It features transparent calculations and regular updates to reflect market conditions and regulatory changes.
AXIS Digital System
Our online platform streamlines mortgage insurance certificate ordering, application submission, and policy management. AXIS offers real-time status tracking, document storage, and reporting capabilities. The system integrates with major loan origination platforms to reduce manual processes and improve operational efficiency for lenders.
Training Programs
National MI University provides industry-leading educational resources including webinars, e-learning modules, and certification programs. Content covers underwriting best practices, regulatory compliance, and market trends. Our training combines technical expertise with practical applications to enhance professional capabilities across the mortgage industry.
Questions
What mortgage insurance options do you offer lenders?
We provide borrower-paid and lender-paid MI options with flexible coverage terms. Our products include traditional rate cards, portfolio solutions, and specialized programs for high loan-to-value scenarios.
How does your underwriting process work?
Our underwriting combines automated risk assessment with human expertise. We offer delegated authority options, clear guidelines with minimal overlays, and real-time support through our digital platforms and specialist teams.
Can I access training resources for your products?
Yes, National MI University provides free webinars, e-learning modules, and certification programs covering our products, underwriting standards, and industry best practices for mortgage professionals.
How do I cancel mortgage insurance?
MI cancellation requests can be submitted through our AXIS platform. We follow regulatory requirements for HPA and non-HPA cancellations, with automated tracking and confirmation notifications for all processed requests.
What digital tools are available for lenders?
Our AXIS platform handles certificate management, while Rate GPS provides risk-based pricing. Additional tools include underwriting calculators, loan limit locators, and digital TRID compliance resources.
