Business Details
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Your Trusted Insurance Partner in Fort Myers, FL
Founded with a commitment to providing personalized insurance solutions, Losapio Insurance and Financial Services has served the Fort Myers community for over two decades. As a Florida native and State Farm agent, we specialize in understanding the unique insurance needs of Lee County residents, offering tailored coverage for auto, home, life, and business. Our approach emphasizes integrity, transparency, and ethical conduct, ensuring clients receive honest guidance and comprehensive protection.With a team of licensed professionals, we prioritize building lasting relationships through exceptional service, proactive policy reviews, and community engagement. Our mission extends beyond transactionswe aim to be trusted advisors, helping families and businesses safeguard their futures while navigating life's uncertainties. Recognized for our 4.9/5 Google rating, we combine local expertise with national resources to deliver reliable, customer-centric solutions.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Renters Insurance
Condo Insurance
Pet Insurance
Boat Insurance
Annuities
Banking Services
Highlights and features
- Over 20 years of experience serving Lee County's insurance needs
- Personalized coverage options tailored to individual lifestyles and risks
- Proactive policy reviews to ensure year-round protection adequacy
- Team of licensed professionals with combined decades of local expertise
- 4.9/5 average rating based on 242 verified Google reviews
Associations and certifications
- CLU
What people say
Exceptional service
Knowledgeable staff
Personalized attention
Prompt responses
Community-focused
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection tailored to individual driving habits and vehicle needs. Coverage includes liability, collision, comprehensive, uninsured motorist, and personal injury protection. We help clients navigate state requirements while optimizing discounts for safe driving, multi-policy bundling, and vehicle safety features.
Homeowners Insurance
Designed to protect one of life's largest investments, our homeowners insurance covers structural damage, personal belongings, and liability claims. Policies include protection against hurricanes, floods, and other Florida-specific risks while offering customizable riders for high-value items and additional living expenses during repairs.
Life Insurance
We offer term and permanent life insurance solutions to secure financial futures for families and businesses. Our policies provide death benefits for mortgage protection, income replacement, and estate planning while incorporating living benefits and cash value accumulation options for long-term financial strategies.
Business Insurance
Customized business insurance packages protect Florida enterprises from liability claims, property damage, and operational disruptions. Coverage includes general liability, commercial property, business interruption, and workers' compensation with industry-specific endorsements for construction, retail, and professional services sectors.
Pet Insurance
Our pet insurance plans cover veterinary expenses for accidents, illnesses, and chronic conditions. Policies include reimbursement for diagnostic tests, surgeries, medications, and alternative treatments while offering wellness coverage for routine care and preventive treatments.
People
Michele Losapio
Agent
Florida native with over 20 years of insurance experience, specializing in personalized coverage solutions. Holds CLU designation and FL-L081573 license. Leads team in community-focused service while maintaining 4.9/5 Google rating through client-centric approach.
Zachury Smith
Office Manager
Licensed with #W549293, brings customer service expertise from Virginia and Maine. Focuses on auto, home, and life insurance needs for Lee County residents while maintaining office operations and client relations standards.
Monique Brown
Account Representative
Jamaican-born professional with Florida experience since 2009. License #G136752 holder specializes in policy management while balancing client interactions with community engagement through local markets and cultural activities.
Julian Cavazos
Receptionist
Licensed (#G222082) team member with passion for community connections. Handles initial client interactions while pursuing professional development goals, applying adventurous spirit to problem-solving and customer service challenges.
Sarah Bernhard
Account Representative
Florida native since 2020 with expertise in insurance sales across Lee, Collier, and Charlotte counties. License #W566943 holder recognized in multiple 5-star reviews for personalized service and policy guidance excellence.
Questions
How do I get a personalized insurance quote?
Contact us via phone, text, or online form to connect with our licensed agents. We'll assess your specific needs and provide customized coverage options within 24 hours.
What insurance products do you specialize in?
We offer auto, homeowners, life, business, renters, condo, pet, boat, and recreational vehicle insurance, along with annuities and banking services.
Are you available for emergencies?
Yes, our team provides 24/7 support for urgent insurance needs and claims assistance through our after-hours appointment system.
Do you serve areas outside Fort Myers?
We serve Lee County including Lehigh Acres, Estero, and Bonita Springs, with policy availability extending to neighboring Collier and Charlotte counties.
How can I file a claim?
File claims online through our website, contact us directly at (239) 332-4999, or reach out to your assigned agent for immediate assistance.
What makes your agency different?
Combining State Farm's national strength with local expertise, we offer personalized policy reviews, proactive risk management, and community-focused service recognized by our 4.9/5 Google rating.
