Business Details
Trusted Insurance Solutions in New Jersey
Central Jersey Insurance Associates has been serving clients for over five decades with a commitment to providing tailored insurance solutions. Our team of experienced professionals prioritizes personalized service, ensuring each client receives coverage that aligns with their unique needs. We specialize in business, personal, health, and life insurance, offering competitive pricing and comprehensive risk management strategies. Our agency prides itself on building lasting relationships through transparency, expertise, and a client-centric approach. With offices in Eatontown and Medford, New Jersey, we serve both individuals and businesses across the state.Our mission is to protect clients' assets and futures by recommending customized policies and advocating for their interests during claims. We emphasize the importance of insurance as a safeguard rather than a commodity, avoiding one-size-fits-all solutions. Our staff includes certified professionals with designations such as ARM, AAI, and CIC, ensuring industry expertise. We offer 24/7 support and maintain partnerships with leading insurance carriers to deliver reliable coverage options. Through decades of service, we have established a reputation for reliability, professionalism, and exceptional client care.
Services
Business Insurance
Personal Insurance
Group Benefits
Risk Management
Financial Planning
Highlights and features
- We have over 50 years of experience in the insurance industry.
- Our team includes certified professionals with ARM, AAI, and CIC designations.
- We offer tailored insurance solutions instead of generic policies.
- We advocate for clients during claims to ensure fair outcomes.
- We maintain partnerships with top-tier insurance carriers statewide.
What people say
Outstanding personal service
Proper coverage at competitive prices
Seasoned professionals
Excellent claims support
Tailored insurance solutions
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to protect companies from risks like property damage, liability claims, and cyber threats. Our offerings include workers' compensation, general liability, and professional liability policies. With expertise in New Jersey regulations, we help businesses secure affordable coverage that aligns with their operational needs.
Group Benefits
Our group benefits programs help employers attract talent by offering competitive health, dental, vision, and life insurance plans. We assist businesses in selecting cost-effective packages that meet employee needs while maintaining affordability. Our brokerage approach ensures access to multiple carriers for optimal plan customization.
Personal Insurance
We offer customized personal insurance for homeowners, auto, health, and life needs. Our agents assess individual risks to recommend policies that protect assets and provide financial security. From flood insurance to disability coverage, we ensure comprehensive protection tailored to each client's lifestyle.
Risk Management
Our risk management services identify potential threats to businesses and individuals, implementing strategies to minimize exposure. This includes liability assessments, safety protocol development, and insurance gap analysis. We focus on proactive solutions to reduce claims and enhance long-term stability.
Financial Planning
Led by a Certified Financial Planner, our financial planning services integrate insurance with retirement and estate strategies. We help clients optimize tax efficiency, asset protection, and intergenerational wealth transfer. This holistic approach ensures alignment between insurance needs and long-term financial goals.
People
Joseph Zigler
Agency Principal
Joseph Zigler, an ARM and AAI-certified professional, leads Central Jersey Insurance Associates with decades of industry experience. He focuses on building client relationships and ensuring strategic growth while maintaining the agency's commitment to personalized service.
Michael DeMaio
Agency Principal
Michael DeMaio, a seasoned insurance executive with CIC certification, co-leads the agency. His expertise in commercial risk management and client advocacy ensures businesses receive tailored coverage solutions that address evolving industry challenges.
Mark McLafferty
VP of Financial Planning
Mark McLafferty, a Certified Financial Planner, specializes in integrating insurance with comprehensive financial strategies. His 20+ years of experience help clients achieve long-term security through customized retirement plans and asset protection frameworks.
Juliet Zigler-Teller
Account Executive
Juliet Zigler-Teller assists individuals and businesses in securing personalized insurance coverage. With a background in real estate and property insurance, she provides tailored solutions for high-net-worth clients and complex asset portfolios.
Kate Plageman
Senior VP of Group Benefits
Kate Plageman leads the agency's group benefits division, helping employers design competitive insurance packages. Her expertise in health and retirement plans enables businesses to attract talent while managing costs effectively.
Questions
What types of insurance do you offer?
We provide business insurance, personal insurance, group benefits, risk management, and financial planning services across New Jersey.
How do you tailor insurance policies to individual needs?
Our agents conduct detailed risk assessments and consult with clients to create customized coverage plans that address specific personal or business requirements.
Do you offer 24/7 claims support?
Yes, we provide 24/7 claims assistance to ensure prompt resolution and support during emergencies or urgent situations.
Can small businesses get affordable group benefits?
Yes, we help small businesses access cost-effective group insurance plans through carrier partnerships and association programs.
Are your insurance agents certified professionals?
Our team includes certified professionals with designations such as ARM, AAI, CIC, and Certified Financial Planner credentials.
How do you handle insurance claims advocacy?
We actively represent clients during claims processes, ensuring fair treatment and timely settlements while addressing disputes with insurers.
