Business Details
Your Trusted Insurance Advisor in West Hollywood
With 34 years of experience helping clients save money on quality health insurance policies at affordable prices, Shop 4 Your Insurance is a trusted resource for individuals and businesses navigating the complex insurance landscape. Our founder, Steve Heyman, brings expert knowledge of ever-changing laws, taxes, and regulations governing the health insurance market, offering personalized guidance to clients seeking coverage through Covered California or direct insurance company purchases. We specialize in making the insurance shopping process fun, quick, and easy while prioritizing client education and cost savings. As a full-service insurance broker, we represent over 50 A-rated insurance companies and provide comprehensive solutions including health, dental, vision, life, long-term care, Medicare supplements, accident, and disability insurance. Our commitment to transparency ensures no hidden fees, with services offered at no cost to clients through insurance company commissions.Having served clients in and out of the entertainment industry, we combine deep market expertise with personalized service to help clients protect their health, income, and assets. Our track record demonstrates measurable results, including reducing monthly premiums by over 50% for some clients while maintaining quality coverage. We maintain active licenses in California, Texas, and Georgia to serve a diverse clientele across multiple states. By staying current with regulatory changes and market trends, we position ourselves as reliable advisors who prioritize client needs over sales targets. Our mission remains focused on demystifying insurance markets and empowering clients to make informed decisions that align with their financial and healthcare goals.
Services
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Long Term Care Insurance
Medicare Supplements
Accident Insurance
Disability Insurance
Business Health Insurance
Employee Benefits
Highlights and features
- 34 years of health insurance market expertise
- Personalized coverage comparisons with no-cost assistance
- Active licenses in California, Texas, and Georgia
- Represents over 50 A-rated insurance companies
- Proven track record reducing premiums by 50%+
Associations and certifications
- Covered California Broker
What people say
Awesome service
Over-delivered
Helped fill applications
Saved $335 monthly
Best friend recommendation
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families, specializing in navigating Covered California and private insurance markets. Our expertise includes policy comparisons, subsidy qualification assistance, and application support to secure affordable coverage. With 34 years of experience, we help clients understand complex insurance terminology and select plans that balance cost and coverage requirements while maintaining compliance with evolving regulations.
Life Insurance
Our life insurance services focus on securing financial protection for families through term and permanent policy options. We work with over 50 A-rated insurance companies to find policies that match clients' specific needs and budget constraints. Our process includes coverage amount calculations, policy comparisons, and application assistance to ensure beneficiaries receive adequate financial support while maintaining policy affordability.
Medicare Supplements
We specialize in helping clients navigate Medicare enrollment and supplement options when turning 65. Our services include explaining Original Medicare vs. Advantage Plan differences, comparing Medigap policies, and identifying cost-saving opportunities. We provide personalized guidance through the complex decision-making process while ensuring clients understand coverage limitations and out-of-pocket expenses associated with different plan options.
Business Health Insurance
We assist growing businesses in establishing health insurance and employee benefit packages that attract talent while remaining cost-effective. Our services include carrier comparisons, plan design recommendations, and compliance guidance with employer mandate requirements. We help businesses evaluate group plan options, understand tax implications, and implement benefits packages that support employee wellness and retention strategies.
Long Term Care Insurance
Our long-term care insurance solutions help clients protect assets while planning for potential future care needs. We explain policy benefits, elimination periods, and coverage limits while helping clients determine appropriate coverage levels. With 70% of over-65 individuals likely needing care, we provide market comparisons and cost analysis to help clients make informed decisions about this critical component of retirement planning.
People
Steve Heyman
Owner
With 34 years of insurance industry experience, Steve Heyman specializes in making health insurance purchasing decisions easy and affordable for clients. He provides expert guidance through Covered California and private insurance markets while maintaining active licenses in California, Texas, and Georgia.
Questions
What insurance services do you offer?
We provide health, dental, vision, life, long-term care, Medicare supplements, accident, and disability insurance for individuals, plus business health insurance and employee benefits.
Do you charge for insurance broker services?
No, our services are free to clients as we receive commissions from insurance companies when policies are purchased through our agency.
How do you help reduce insurance costs?
We compare multiple insurance providers and leverage market knowledge to identify cost-saving opportunities, as demonstrated by clients saving up to $335 monthly.
Can you help with Covered California applications?
Yes, we specialize in guiding clients through Covered California applications and subsidy qualification while ensuring compliance with program requirements.
What areas do you serve?
While based in West Hollywood, we serve clients throughout California including Covina, Westminster, Silver Lake, Redondo Beach, and Oxnard.
Are you licensed to sell insurance?
Yes, we hold active insurance licenses in California (0501236), Texas (1620245), and Georgia (2692104) to legally operate as insurance brokers.
