Business Details
Your Trusted Insurance Partner in El Cajon, CA
Axelrod Insurance is a locally owned and operated insurance agency dedicated to providing quality insurance products for individuals and businesses. With years of collective industry experience, our team of insurance professionals specializes in crafting personalized policies designed to meet specific needs. We combine strong industry background and product knowledge to help clients manage and plan for potential risks.Our friendly staff works one-on-one with clients to develop not only the perfect policy but also lasting relationships. As an independent insurance agency, we offer the exceptional service and attention to detail that can only be found with local expertise.
Services
Business Insurance
Home Insurance
Auto Insurance
Employee Benefits
Life Insurance
Health Insurance
Commercial Auto
Workers Compensation
Group Benefits
Disability Insurance
Highlights and features
- We have 40+ years of combined industry experience writing personal and commercial insurance policies
- Our team works one-on-one with clients to develop personalized insurance solutions
- We serve 11,000+ clients across 100+ industries with 200+ approved providers
- As an independent agency, we maintain the adaptability of a locally-owned business
- We offer access to a customer portal for easy document and policy management
What people say
Outstanding services
Best customer service
Superior level of service
Seasoned representatives
Perfect balance
Services
Business Owners Policy
A Business Owners Policy combines property, liability, and crime insurance into one package for small to medium businesses. This customized solution offers comprehensive protection for premises liability, business income, and inventory loss while providing cost savings through bundled coverage. Our specialists help determine if your business qualifies for this convenient insurance option.
Commercial Auto Insurance
Commercial Auto Insurance protects business vehicles and drivers with coverage for bodily injury, property damage, and legal costs. Our policies include options like collision coverage, uninsured motorist protection, and specialized bailee coverage for goods in transit. We create customized plans to protect your mobile business operations and fleet vehicles.
Commercial General Liability
Commercial General Liability insurance protects against financial losses from lawsuits involving bodily injury or property damage. Coverage includes premises liability, products liability, and legal defense costs. We offer specialized options like garagekeepers liability and employment practices liability to address specific business risks.
Commercial Property Insurance
Commercial Property Insurance protects your business assets including buildings, equipment, and inventory. Coverage extends to on-site equipment, outdoor signs, and inventory loss with optional builders risk and equipment breakdown coverage. We help combine property and liability coverage for comprehensive protection.
Workers Compensation
Workers Compensation insurance covers medical expenses and lost wages for work-related injuries. This mandatory coverage protects businesses from lawsuits while ensuring employee care. We help businesses navigate coverage requirements and select appropriate plans for their specific industry risks.
People
Raad Khalaf
President
Raad Khalaf brings extensive insurance expertise as President of Axelrod Insurance, leading with over 40 years of combined industry experience in crafting commercial insurance solutions for local businesses.
Haydeh Saadatyazdi
Vice President
Haydeh Saadatyazdi serves as Vice President with deep knowledge of insurance products, helping clients manage risk through personalized commercial and personal insurance policies tailored to their specific needs.
Melissa Somo
Senior Account Manager
Melissa Somo provides expert account management as Senior Account Manager, specializing in developing comprehensive insurance strategies that protect both individuals and businesses across multiple industries.
Questions
What types of insurance do you offer for businesses?
We offer Business Owners Policies, commercial auto, general liability, property insurance, workers compensation, and umbrella insurance tailored to specific business needs.
How can you help small businesses with insurance needs?
We provide customized insurance solutions combining multiple coverages at competitive rates while offering personalized service from experienced insurance professionals.
Do you serve areas outside El Cajon?
Yes, we serve businesses in San Diego, Chula Vista, La Jolla, Escondido, Riverside, and surrounding areas with comprehensive insurance coverage.
What employee benefit plans do you offer?
We provide group health, disability, life insurance, and voluntary benefits programs tailored to meet employers' needs while attracting quality employees.
Can I manage my insurance policies online?
Yes, our secure customer portal allows easy access to documents, policies, and account management features for your convenience.
