Business Details
24 Years
experience
Emergency
services
Your Trusted Colorado Health Insurance Partner
Colo Health has been dedicated to helping Coloradans navigate the complexities of health insurance since 2002. Our team of experts specializes in identifying cost-effective solutions tailored to individual and family needs, including ACA-compliant plans, healthshare programs, and HSA-qualified options. With a focus on personalized service, we guide clients through the selection process, ensuring they understand their choices and secure coverage that aligns with their financial and healthcare goals.Our commitment to transparency and client education has earned us a reputation as a trusted advisor in the Colorado health insurance market. By staying abreast of evolving regulations and industry trends, we empower clients to make informed decisions that balance affordability with comprehensive protection.
Services
Health Insurance Plans
Healthshare Programs
HSA-Qualified Plans
Group Insurance Solutions
Free Consultations
Details
- Year established: 2002
Highlights and features
- We offer 20+ years of experience in Colorado health insurance markets.
- Our team provides personalized consultations to match your unique needs.
- We guarantee transparent comparisons of ACA, HSA, and healthshare options.
- Our 24/7 client support ensures continuous assistance throughout your coverage.
- We specialize in cost-saving strategies for small businesses and families.
What people say
Leslie deserves a raise
Most affordable options
Five-star service
Simplified process
Personalized approach
Services
Health Insurance Plans
We provide ACA-compliant health insurance plans from top carriers like Anthem, Cigna, and UnitedHealthcare. These plans cover pre-existing conditions, offer unlimited lifetime benefits, and qualify for subsidies for households earning under 400% of the federal poverty level. Our experts help clients navigate metal-tier options (Bronze, Silver, Gold) and network restrictions to find coverage matching their healthcare needs and budget.
Healthshare Programs
Our healthshare memberships connect like-minded individuals who share medical expenses through monthly contributions. These non-insurance alternatives offer lower premiums but typically exclude pre-existing condition coverage for 24-36 months. Popular options include Medi-Share for faith-based communities and HSA Secure for tax-advantaged savings, providing flexibility for those seeking alternatives to traditional insurance.
HSA-Qualified Plans
We offer high-deductible health plans paired with Health Savings Accounts (HSAs) that provide triple tax benefits. Contributions reduce taxable income, earnings grow tax-free, and withdrawals for qualified expenses remain tax-exempt. These plans suit healthy individuals seeking to lower premiums while building tax-efficient savings for future medical costs or retirement.
Group Insurance Solutions
Our small business solutions include group health insurance, health reimbursement arrangements (HRAs), and healthshare plans for companies with up to 49 employees. We help employers maximize tax credits while providing flexible benefits that attract talent without straining budgets, including direct primary care integration for comprehensive cost management.
Free Consultations
We provide personalized consultations to analyze your healthcare needs and financial situation. Our licensed agents compare all available options, including subsidies, network coverage, and out-of-pocket costs, ensuring you understand trade-offs between insurance and healthshare plans before making informed decisions aligned with your specific circumstances.
People
Wiley Long
President
Wiley Long leads Colo Health with over two decades of experience in health insurance solutions. He specializes in helping Coloradans navigate ACA regulations and alternative coverage options while advocating for healthcare affordability through industry publications and policy discussions.
Leslie Alford
Personal Benefits Manager
Leslie Alford provides personalized insurance guidance, helping clients compare plans and maximize savings. With extensive knowledge of Colorado's healthcare landscape, she ensures clients understand complex coverage details and select options matching their unique needs.
Misty Berryman
Personal Benefits Manager
Misty Berryman delivers expert insurance advice with a focus on small business solutions. Her approach combines detailed plan analysis with responsive support, earning recognition for exceptional client service and problem-solving in healthcare coverage matters.
Questions
What health insurance options are available in Colorado?
We offer ACA-compliant plans from Anthem, Cigna, and UnitedHealthcare, plus healthsharing programs like Medi-Share and HSA Secure.
How do healthshare plans differ from traditional insurance?
Healthshare plans are community-based cost-sharing programs with lower premiums but waiting periods for pre-existing conditions, unlike regulated insurance policies.
Can small businesses get affordable group coverage?
Yes, we provide tailored solutions including group health insurance, HRAs, and healthshare plans designed for Colorado businesses with 49 employees or fewer.
What are the benefits of HSA-qualified plans?
HSA plans offer triple tax advantages, allowing pre-tax contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses.
How do I qualify for ACA subsidies?
Subsidies are available for households earning <400% of the federal poverty level, reducing premiums through the Connect for Health Colorado marketplace.
