Business Details
Your Trusted Medicare Insurance Partner in Southern California
Yellowstar Health Insurance Services specializes in simplifying Medicare enrollment through personalized guidance and expert analysis of coverage options. With decades of experience serving Southern California, we combine local healthcare system knowledge with national carrier partnerships to deliver tailored solutions. Our three-pronged approach prioritizes education about plan benefits and costs, customized advice based on individual health histories, and seamless enrollment assistance.As a licensed broker, we maintain carrier-agnostic independence while offering ongoing support to adjust coverage as clients' needs evolve. Our services are compensated by insurance carriers, ensuring free access to expert guidance for all clients.
Services
Medicare Advantage Plans
Medigap Insurance
Prescription Drug Plans
Employee Transition Assistance
Medicare Coaching
Highlights and features
- We offer decades of Southern California healthcare system expertise
- We maintain carrier-agnostic independence across all major Medicare carriers
- We provide ongoing coverage adjustments as client needs evolve
- We guarantee 24-hour response times for client inquiries
- Our services are completely free to clients through carrier compensation
What people say
Excellent service
Knowledgeable and helpful
Personal touch
Trusted advisor
Confident in their choice
Services
Medicare Advantage Plans
Medicare Advantage Plans provide comprehensive coverage through private insurers, bundling Part A, Part B, and usually Part D benefits. These plans offer additional benefits like vision, dental, and hearing coverage that Original Medicare doesn't include. Our experts help clients compare HMO, PPO, and SNP options to find the most cost-effective solution matching their healthcare needs and provider networks.
Medigap Insurance
Medicare Supplement Insurance helps cover out-of-pocket costs from Original Medicare through standardized plans. We assist clients in selecting appropriate coverage levels from Plans A through N, considering their specific healthcare usage patterns. Our guidance ensures clients understand how these plans work with their existing Medicare coverage while helping maintain access to preferred providers.
Prescription Drug Plans
Our Part D plan specialists help clients navigate prescription drug coverage options from approved private insurers. We analyze medication lists and cost structures to identify plans offering optimal coverage at lowest out-of-pocket expense. Our comparative analysis considers formulary differences, coverage gaps, and pharmacy network accessibility to ensure comprehensive medication support.
Employee Transition Assistance
We help businesses transition employees over 65 from group insurance to Medicare, potentially saving $12,000 annually per employee. Our services include HR team education, employee workshops, and individualized enrollment assistance. We ensure seamless coverage continuation while maintaining compliance with federal regulations through our carrier-agnostic approach.
Medicare Coaching
Our personalized coaching sessions help individuals and families understand Medicare components (A, B, C, D) and make informed enrollment decisions. We offer one-on-one consultations, family sessions, and corporate workshops covering plan comparisons, cost structures, and timing considerations. Our founder's decades of experience ensure clients receive clear, actionable guidance tailored to their specific healthcare needs.
People
Thermon Rick Holliday
Founder | Medicare Insurance Broker
Rick Holliday founded Yellowstar Health Insurance Services to simplify Medicare enrollment through personalized guidance. With decades of experience in Southern California's healthcare market, he combines local provider knowledge with national carrier relationships. His client-first approach focuses on long-term coverage solutions rather than one-time transactions.
Raphy Timour
Co-Founder | PT Business Solutions
Raphy Timour partners with Yellowstar Health Insurance Services to expand access to Medicare education through professional networks. As a business solutions expert, he helps integrate Medicare transition planning into HR and financial advisory services. His collaborative approach enhances TRH's ability to serve corporate clients and professional referral partners.
Questions
How is TRH Insurance compensated for their services?
We receive payment from insurance carriers after successful client enrollment. This arrangement allows us to provide free, unbiased guidance while maintaining independence across all major Medicare plans.
Do you serve clients outside Southern California?
While our primary service area includes six Southern California counties, we maintain licensing in multiple states to assist clients with specific needs beyond our core region.
Can you help compare different Medicare plan types?
Our experts specialize in comparing Medicare Advantage, Medigap, and prescription drug plans. We analyze coverage details, cost structures, and provider networks to help clients make informed decisions.
What sets TRH Insurance apart from other brokers?
We combine decades of local healthcare experience with carrier-agnostic independence. Our ongoing support model ensures clients receive continuous coverage optimization rather than one-time enrollment assistance.
How do you assist businesses transitioning employees to Medicare?
We help businesses save up to $12,000 annually per employee by managing Medicare transitions. Our services include HR education, employee workshops, and individualized enrollment support for smooth workforce coverage changes.
