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22 Years
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Your Trusted Insurance Partner in Sacramento
BPH Insurance & Financial Services is a full-service insurance agency dedicated to providing tailored insurance solutions for individuals and businesses. Established in 2004, we have built a reputation for exceptional customer service, earning accolades such as the 2006 Platinum sponsorship to the 9th Annual CNYA celebration and multiple awards for superior customer service. Our team of licensed agents specializes in reviewing clients' assets and liabilities to create customized insurance policies that ensure comprehensive coverage.

We maintain active memberships in local chambers of commerce, reinforcing our commitment to the Sacramento community. With six branch offices across Northern California, we offer personalized service through dedicated agents who provide ongoing policy reviews and 24/7 support for claims assistance. Our mission is to deliver dependable, experienced, and trustworthy insurance solutions that provide peace of mind to our clients.
Services
Business Insurance Auto Insurance Homeowners Insurance Life Insurance Health Insurance Recreational Vehicle Insurance Workers Compensation Insurance General Liability Insurance
Details
  • Year established: 2004
Highlights and features
  • We offer more than 80 years of combined experience in the insurance industry.
  • Our team provides personalized service with dedicated agents for policy management.
  • We guarantee fast, fair handling of claims 24/7.
  • We offer customizable insurance plans designed to meet specific client needs.
  • Our agency has won multiple awards for superior customer service.
Services
Business Insurance
Business Insurance protects companies against financial losses from risks like property damage, liability claims, and employee injuries. We offer General Liability, Workers Compensation, Commercial Auto, and Business Property Insurance tailored to your industry needs. Our agents help businesses in Sacramento and surrounding areas secure comprehensive coverage to safeguard operations and assets.
Auto Insurance
Auto Insurance provides financial protection against vehicle-related incidents, including collision damage, liability claims, and uninsured motorists. We offer customizable policies with coverage options like comprehensive, liability, and medical payments insurance. Our agents assist California drivers in selecting affordable, compliant policies that match their driving habits and vehicle value.
Homeowners Insurance
Homeowners Insurance covers property damage, personal liability, and additional living expenses after covered losses. We provide standard policies with optional endorsements for flood, earthquake, or high-value item coverage. Our agents help Northern California homeowners secure policies that protect their homes and assets while meeting mortgage requirements.
Health Insurance
Health Insurance helps cover medical expenses for preventive care, emergencies, and chronic conditions. We offer individual, family, and supplemental plans with access to networks of healthcare providers. Our agents guide clients through options like HSAs, vision/dental riders, and prescription coverage to find affordable, comprehensive health solutions.
Life Insurance
Life Insurance provides financial support to beneficiaries upon the policyholder's death. We offer term and whole life policies to replace income, cover debts, or fund long-term goals. Our agents help clients in Sacramento and surrounding areas choose policies that align with their family's financial needs and estate planning objectives.
Questions
What types of insurance does BPH Insurance offer?
We provide business, auto, home, life, health, and recreational vehicle insurance, including specialized policies like Workers Compensation and flood coverage.
Can I get insurance coverage outside Sacramento?
Yes, we serve clients in Elk Grove, Roseville, Folsom, Fremont, San Ramon, and surrounding Northern California areas.
How do I file a claim after business hours?
Our 24/7 customer service allows you to report claims by phone anytime, with support available seven days a week.
Do you offer customized insurance plans?
Yes, our agents create personalized policies tailored to your specific needs, whether for individuals or businesses.
Are your agents licensed and trained?
All our agents are licensed professionals with expertise in insurance products and local market requirements.