Alternative Risk Underwriting (ARU), are industry experts that help mid-sized companies finance their business insurance risk through uniquely structured "member-owned" group captive reinsurance companies. Our clients have greater control, stability, and lower cost than what is available under traditional business insurance solutions. Does your business
At Innovative Healthcare Concepts, we know that different needs mean different policies. We are experts in helping seniors seamlessly transition to Medicare and work to find the best supplemental and drug coverage for your unique situation. Are you turning 65 at some point in the next 6 months or have Medicare questions? Innovative Healthcare Concepts
We help you obtain direct contract relationships or access with high quality and sought-after insurance companies for which you would not be able to ordinarily qualify due to premium volume commitments. Our story begins in 2005, when an industry visionary called a dozen seasoned insurance professionals. SIMG affiliated carriers are selected after very