Business Details
6 Years
experience
Your Trusted Insurance Partner in Johnson City, TN
Highlands Insurance Group operates as an independent insurance agency dedicated to providing personalized risk management solutions. Our approach prioritizes understanding clients' unique needs through direct consultation rather than algorithmic assessments. We represent multiple insurance carriers to offer tailored coverage options for individuals and businesses, emphasizing comprehensive protection beyond mere cost considerations.Our core values include educating clients about risk mitigation strategies and investing in advanced data security measures to protect sensitive information. With a strong commitment to community engagement, we allocate resources to local organizations through volunteer efforts and profit-sharing initiatives while maintaining physical offices in Johnson City, Tennessee for direct client interaction.
Services
Business Insurance
Auto Insurance
Homeowners Insurance
Trucking Insurance
Surety Bonds
Details
- Year established: 2020
Highlights and features
- We offer independent agency representation with access to multiple insurance carriers
- Our risk management approach includes comprehensive client education programs
- We maintain advanced data security systems for client information protection
- Our agents provide personalized consultations rather than automated assessments
- We demonstrate community commitment through local organization support programs
Services
Business Insurance
Our business insurance solutions provide comprehensive protection for commercial operations. We offer property insurance, general liability coverage, workers' compensation, commercial auto, and industry-specific policies tailored to each business's unique needs. Our agents help clients understand risk exposures and select appropriate coverage limits while considering additional protections like commercial umbrella policies.
Auto Insurance
Auto insurance policies include liability protection, collision and comprehensive coverage, and uninsured motorist options. We help clients determine appropriate coverage limits to protect personal assets while meeting state requirements. Our agents explain deductible options and policy features to help clients make informed decisions about their vehicle protection needs.
Homeowners Insurance
Homeowners insurance covers dwelling structures, personal property, and liability exposures. We explain policy details including coverage limits, deductibles, and optional endorsements for high-value items. Our agents help clients understand replacement cost calculations and recommend appropriate coverage levels for their residential properties.
Trucking Insurance
Specialized trucking insurance covers commercial vehicles, cargo, and transportation operations. We offer liability protection, physical damage coverage, and workers' compensation for motor carriers and owner-operators. Our agents help determine appropriate coverage based on vehicle type, driving radius, and cargo specifications.
Surety Bonds
We provide various surety bonds including contractor bonds, license and permit bonds, and court bonds. Our agents explain the three-party agreement structure between principal, obligee, and surety company while helping clients meet legal bonding requirements for business operations.
Questions
What makes Highlands Insurance Group different from other agencies?
We operate as an independent agency with multiple carrier options, providing personalized consultations rather than algorithmic assessments to find optimal coverage solutions.
What types of insurance do you offer?
We provide business insurance, auto insurance, homeowners insurance, trucking insurance, and surety bonds for both individual and commercial clients.
How do you help clients understand their insurance needs?
Our agents explain policy details, coverage limits, and risk management strategies through direct consultations to ensure clients make informed decisions.
Are you involved in the local community?
Yes, we support local organizations through volunteer efforts and profit-sharing initiatives as part of our community commitment.
What are your office hours and location?
Our Johnson City office is open Monday through Friday from 8:30 AM to 5:00 PM at 508 Princeton Road, Suite 104.
