Business Details
50+ Years
experience
Trusted Insurance Solutions in Johnson City, TN
Founded in 1972, Comer Insurance Agency has built a legacy of providing comprehensive insurance solutions tailored to individual and business needs. Our commitment to affordability and quality coverage stems from decades of experience navigating the evolving insurance landscape. Harold Comer established this agency with a vision to make insurance accessible while prioritizing client welfare over profit margins. Under Rex Comer's leadership from 1991-2018, we expanded our reputation for fast, friendly service and competitive rates. Today, Rachel Comer Baker and Jason Baker continue this tradition, leveraging over 40 years of combined family expertise to serve Tennessee communities.We specialize in auto, home, renters, SR-22, and commercial insurance, partnering exclusively with reputable carriers to deliver versatile coverage options. Our personalized approach ensures clients receive customized protection strategies rather than generic policies. With three generations of insurance expertise, we maintain Harold Comer's original mission: making quality insurance both accessible and affordable. Our team's deep understanding of risk management helps clients protect their assets while maintaining transparent, ethical business practices. This enduring commitment to community service and client advocacy defines our approach to insurance brokerage.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
SR-22 Insurance
Renters Insurance
Commercial Auto Insurance
General Liability Insurance
Motorcycle Insurance
Cyber Liability Insurance
Details
- Year established: 1972
Highlights and features
- We contract exclusively with quality insurance carriers offering versatile coverage options
- Family-owned agency with 50+ years of combined insurance expertise
- Personalized policy customization instead of generic insurance packages
- Proven track record serving Tennessee communities since 1972
- Transparent pricing with guaranteed lowest rate commitment
What people say
Affordable rates
Friendly staff
Fast service
Best deal
Family-run agency
Services
Auto Insurance
We provide comprehensive auto insurance solutions including liability coverage, collision protection, and SR-22 filings. Our policies protect against financial responsibility for injuries, vehicle damage from accidents, theft, or natural disasters. Clients benefit from competitive rate comparisons across multiple carriers while maintaining required coverage levels for leased vehicles or umbrella policies.
Homeowners Insurance
Our homeowners insurance covers property damage from fire, theft, and natural disasters while providing liability protection for injuries occurring on insured premises. Policies include options for all-risk coverage that automatically includes unnamed perils unless specifically excluded. We help clients secure appropriate valuation methods and deductible levels to optimize premium costs.
Business Insurance
We offer tailored commercial insurance packages including general liability, cyber liability, and commercial auto policies. Our business solutions protect against third-party claims, data breaches, and work-related injuries while meeting specific industry requirements. Clients receive customized risk assessments to determine appropriate coverage limits based on payroll, gross receipts, and operational hazards.
SR-22 Insurance
Specialized auto insurance for drivers requiring SR-22 filings due to prior violations. We provide state-compliant coverage that meets minimum liability requirements while helping clients maintain continuous insurance to fulfill court mandates. Our agency works with carriers that specialize in high-risk driver profiles to secure affordable options.
Renters Insurance
We offer renters insurance that protects personal belongings against theft, fire, and water damage while providing liability coverage for accidents occurring in insured units. Policies include additional living expenses coverage for temporary housing during uninhabitable conditions. Our agents help tenants understand policy limits relative to their personal property value.
People
Jason Baker
Agency Owner
Jason Baker co-owns Comer Insurance Agency with his wife Rachel. Bringing business management expertise to the family operation, he focuses on maintaining competitive pricing while ensuring exceptional client service standards.
Rachel Comer Baker
Agency Owner
Third-generation insurance professional Rachel Comer Baker leads Comer Insurance Agency with over 15 years of industry experience. As owner and operator since 2018, she maintains the family's commitment to personalized service while modernizing operations.
Questions
What types of insurance does Comer Insurance Agency offer?
We provide auto, home, renters, SR-22, motorcycle, and business insurance including commercial auto and general liability policies for Tennessee residents.
How can I get an insurance quote?
Request a free quote online or call us directly at (423) 928-0151 for personalized rate comparisons from multiple insurance carriers.
Do you offer 24/7 claims support?
While we're available during regular business hours, most carriers provide 24/7 claims reporting through their dedicated claims departments.
Are you a local Johnson City insurance agency?
Yes, we've operated at 301 W Watauga Ave since 1972, serving Johnson City and surrounding Tennessee counties with personalized insurance solutions.
Can I make policy changes online?
Yes, our Policy Service Center allows online billing payments, policy updates, and certificate of insurance requests for existing clients.
