Business Details
Your Trusted Independent Insurance Agency in Cayce, SC
LifeTime Insurance Agency is a full-service independent brokerage serving North and South Carolina. We prioritize client needs over insurance company interests, offering personalized solutions across health, life, long-term care, disability, and Medicare coverage. Our team combines decades of experience with continuous industry education to help clients navigate complex insurance options. As an independent broker, we provide access to multiple carriers, ensuring informed choices tailored to individual circumstances. Our commitment to transparency means no charges for our expertise, and our local knowledge strengthens our ability to serve communities across the Carolinas. 
Services
Health Insurance
Life Insurance
Long-term Care Insurance
Income Protection Disability Insurance
Medicare Coverage
Medicare Advantage Plans
Term Life Insurance
Cash Value Life Insurance
Group Health Insurance
Short Term Disability Insurance
Highlights and features
- We offer independent brokerage services with access to multiple insurance carriers
- Our team has decades of combined experience in health and life insurance
- We provide personalized coverage solutions with no charge for our expertise
- We specialize in Medicare and long-term care insurance planning
- Our local knowledge serves clients across North and South Carolina
Services
Health Insurance
We provide individual and small group health insurance solutions tailored to personal and business needs. Our services include navigating healthcare.gov enrollment, premium assistance qualification assessments, and employer plan evaluations. Our independent broker status ensures access to multiple carriers for optimal coverage comparisons.
Medicare Coverage
Our Medicare specialists help clients evaluate supplement plans and prescription drug coverage options. We offer expert guidance on plan selection while maintaining transparency about our represented carriers. Clients receive personalized comparisons to make informed decisions about their retirement healthcare needs.
Life Insurance
We offer term life and cash value insurance solutions for individuals and businesses. Our services include estate tax planning, burial expense coverage, and business succession planning through key person insurance. Our independent brokerage model provides access to multiple carriers for comprehensive financial protection strategies.
Long-term Care Insurance
Our long-term care specialists design customized coverage plans for in-home care, assisted living, and skilled nursing facilities. We help clients create sustainable financial plans for future care needs while offering specialized solutions for couples, widows, and single individuals across South Carolina.
Income Protection Disability Insurance
We provide individual and group disability insurance solutions to protect earning potential against illness or injury. Our services include short-term and long-term coverage options that integrate with existing health insurance plans, ensuring financial stability during unexpected work interruptions.
People
Aubrey Fitzloff
Owner
With over a decade of insurance experience, Aubrey specializes in health and Medicare coverage. A University of South Carolina graduate, she combines customer service expertise with continuous industry education to help clients navigate complex insurance options.
Joshua Busbey
Agent/Broker
A military veteran with 13 years of service, Joshua brings legal industry experience to his insurance practice. He focuses on health, life, and Medicare coverage while leveraging his business administration background to serve Columbia-area clients.
Carol Willard
Agent/Broker
With 14 years of insurance experience, Carol specializes in Medicare solutions. She emphasizes personalized service, ensuring clients' plans meet prescription needs and financial goals while advocating for consumer insurance rights through NAIFA membership.
Alexis Burkett
Agent/Broker
A Clemson University graduate with business analytics expertise, Alexis focuses on health and life insurance. Her customer service background and relationship-building skills help clients understand complex insurance options in a clear, approachable manner.
Questions
What insurance products does LifeTime Insurance Agency offer?
We offer health, life, long-term care, disability, and Medicare coverage for individuals and businesses. Our independent broker status provides access to multiple carriers for comprehensive coverage options.
How is LifeTime Insurance different from other agencies?
As an independent brokerage, we represent clients' interests rather than specific insurance companies. This allows us to offer unbiased comparisons across multiple carriers to find the best coverage solutions.
Do you serve both individuals and businesses?
Yes, we provide insurance solutions for both individuals and small businesses across North and South Carolina, including health insurance, life insurance, and disability coverage options.
Is there a charge for your insurance services?
No, our insurance assistance and expertise are provided at no charge to clients. We earn commissions from insurance carriers when policies are purchased through our agency.
What areas do you serve?
We serve clients throughout North Carolina and South Carolina, with our main office located in Cayce, SC. Our services are available to individuals and businesses across both states.
