Business Details
47 Years
experience
Your Trusted Insurance Partner in Lubbock, TX
Jake Montoya Insurance empowers clients with the knowledge and tools needed to make informed decisions about healthcare and financial protection. Founded in 1979 by Jacob Montoya, a former U.S. Army veteran and educator, our agency specializes in life insurance, Medicare supplements, employee benefits, workers compensation, and annuities. We serve clients across Texas, New Mexico, Colorado, Oklahoma, and California, prioritizing low-cost, tax-efficient plans tailored to individual needs.Our team collaborates with top insurance providers to deliver personalized advice, ensuring clients achieve their financial goals while maintaining transparency and integrity. With decades of experience, we aim to be a lifelong resource for clients seeking confidence in their financial security.
Services
Life Insurance
Medicare Supplements
Employee Benefits
Workers Compensation
Health Insurance
Annuities
Long-Term Care
Prescription Drug Plans
Business Insurance
Burial Insurance
Details
- Year established: 1979
Highlights and features
- We offer personalized insurance advice tailored to individual financial goals.
- Our team collaborates with top insurance providers for comprehensive coverage options.
- We specialize in low-cost, tax-efficient insurance plans for diverse client needs.
- Our agency serves clients across five states with localized market expertise.
- We prioritize transparency, integrity, and lifelong client relationships.
Services
Life Insurance
Life insurance provides financial protection for loved ones in the event of unexpected death. We offer customizable policies to suit varying needs, ensuring peace of mind for families. Our team helps clients select coverage amounts and terms aligned with their long-term financial goals.
Medicare Supplements
Medicare supplement plans cover out-of-pocket costs not paid by Original Medicare. We provide side-by-side comparisons to help clients choose plans that minimize expenses. Our experts ensure clients understand coverage options for hospital stays, deductibles, and copayments.
Employee Benefits
We design employee benefits packages including health, dental, and retirement plans. Our solutions balance employer costs with competitive coverage for employees. We assist businesses in selecting programs that enhance workforce satisfaction and retention.
Annuities
Annuities offer guaranteed income streams for retirement or long-term savings. We provide fixed, variable, and indexed annuity options tailored to risk tolerance. Our advisors help clients integrate annuities into comprehensive retirement strategies.
Workers Compensation
Workers compensation insurance protects businesses and employees from costs related to job-related injuries. We create policies covering medical expenses and lost wages while ensuring compliance with state regulations. Our team assists in risk management to reduce workplace incidents.
People
Jacob Montoya
Founder
Jacob Montoya founded the agency in 1979 after serving in the U.S. Army and teaching in Lubbock. He holds a Master's Degree from Texas Tech University and focuses on client education and financial security.
Questions
What types of insurance do you offer?
We offer life insurance, Medicare supplements, annuities, workers compensation, employee benefits, and health insurance tailored to individual and business needs.
Do you serve clients outside Texas?
Yes, we serve clients in New Mexico, Colorado, Oklahoma, and California in addition to Texas.
How do you help clients choose Medicare plans?
We provide side-by-side comparisons and explain differences between Medicare Advantage, Medigap, and prescription drug plans to ensure informed decisions.
What sets your agency apart from others?
We focus on personalized advice, competitive rates, and lifelong client relationships while working with top-tier insurance providers.
Can you assist with business insurance needs?
Yes, we offer workers compensation, commercial insurance, and employee benefits programs designed for small to mid-sized businesses.
Is there a cost for initial consultations?
No, we provide no-cost consultations to review your insurance needs and recommend customized solutions.
