Business Details
Trusted Insurance Services in Royse City, TX
KRM Insurance Specialists is a family-owned insurance provider based in Royse City, Texas, with a legacy of over 50 years serving clients across the state. Our expertise spans both commercial and personal insurance solutions, tailored to meet the unique needs of each client while maintaining competitive pricing. We specialize in commercial truck insurance, contractors insurance, garage insurance, tow truck insurance, auto dealer insurance, surety bonds, car insurance, homeowners insurance, RV insurance, boat insurance, and motorcycle insurance. Our independent agency model allows us to offer diverse coverage options from multiple carriers, ensuring clients receive optimal protection at affordable rates.With a focus on personalized service, we prioritize understanding client needs to deliver hassle-free insurance experiences. Our team combines deep industry knowledge with a commitment to transparency, building long-term relationships founded on trust and reliability. We pride ourselves on simplifying insurance processes, whether through fast free quotes, online resources, or direct support from our experienced staff. Our dedication to quality service has earned us positive recognition from business owners who value our proactive approach and budget-conscious solutions.
Services
Commercial Truck Insurance
Auto Dealer Insurance
Garage Insurance
Tow Truck Insurance
Contractors Insurance
Surety Bonds
Car Insurance
Homeowners Insurance
RV Insurance
Boat Insurance
Highlights and features
- We offer over 50 years of Texas insurance expertise
- We provide independent agency access to multiple carriers
- Our team delivers personalized service for unique client needs
- We guarantee competitive pricing on all insurance products
- Our agency offers comprehensive coverage for commercial vehicles
What people say
Great people, great deals
Affordable small business insurance
Excellent customer service
Best towing insurance provider
Hassle-free coverage solutions
Services
Commercial Truck Insurance
We provide specialized insurance for owner operators, motor carriers, and private carriers operating in Texas. Our policies protect against liability, cargo damage, and equipment loss while offering flexible coverage options. With deep industry knowledge, we help trucking businesses secure cost-effective protection that meets regulatory requirements and operational needs.
Contractors Insurance
Our contractors insurance solutions protect Texas construction businesses from project-specific risks and general liability exposures. Coverage includes property damage, workers' compensation, and equipment protection tailored to different trades. We work with contractors of all sizes to create customized policies that balance comprehensive protection with budget considerations.
Garage Insurance
We offer garage liability and garagekeepers insurance for automotive service businesses in Texas. Our policies cover vehicle storage, repair operations, and customer property protection while addressing unique risks like mechanical failures and workplace accidents. This specialized coverage helps auto repair shops maintain business continuity through unexpected events.
Tow Truck Insurance
Our tow truck insurance provides comprehensive protection for Texas wrecker businesses, including liability coverage, equipment protection, and on-road incident response. We understand the unique risks of towing operations and offer tailored policies that cover multiple vehicles and specialized equipment at competitive rates.
Car Insurance
We provide personal auto insurance policies for Texas drivers with coverage options including liability, collision, and comprehensive protection. Our policies offer flexible deductibles and discounts for safe drivers while ensuring compliance with state minimum requirements. We help individuals find affordable coverage that matches their specific driving needs and vehicle types.
People
Ray Mullen
General Agent
Ray Mullen co-owns KRM Insurance Specialists with over 50 years combined experience in Texas insurance services. He specializes in commercial risk management and leads client consultations to develop customized insurance strategies for businesses across multiple industries.
Kelli Mullen
General Agent
Kelli Mullen co-owns KRM Insurance Specialists and focuses on personal insurance solutions. With extensive knowledge of Texas insurance markets, she helps individuals and families secure comprehensive coverage while maintaining personalized service and competitive pricing for all clients.
Questions
What types of commercial insurance do you offer?
We offer truck insurance, contractors insurance, garage insurance, tow truck insurance, auto dealer insurance, and surety bonds for Texas businesses.
Do you provide personal insurance options?
Yes, we offer car insurance, homeowners insurance, RV insurance, boat insurance, and motorcycle insurance policies for Texas residents.
Are you available for after-hours emergencies?
Our regular business hours are Monday-Friday 9am-4:30pm. We recommend contacting us during these hours for urgent insurance needs.
How can I get a quick insurance quote?
Request a free quote online through our website or call us directly at (972) 635-8106 for immediate assistance from our insurance specialists.
Do you serve areas outside Royse City?
We proudly serve insurance clients across the entire state of Texas from our Wills Point location.
What insurance products aren't offered?
We currently don't offer life insurance or health insurance products, focusing instead on property and casualty insurance solutions for individuals and businesses.
