Business Details
Your Trusted Partner for Insurance Solutions in Baldwinsville, NY
Central Co-operative Insurance Company Co-operative Insurance Company has been a trusted provider of insurance solutions for farms, homes, and commercial institutions in Central Co-operative Insurance Company Co-operative Insurance Company and Northern New York since 1883. Our commitment to personalized service and financial strength, demonstrated by our A+ rating from AM Best, has allowed us to serve over 9,000 policyholders through 125 independent agents. With a history spanning more than 130 years, we have maintained our focus on delivering tailored coverage that meets the unique needs of our clients. Our experienced team of underwriters and claims professionals prioritizes prompt, approachable service to ensure policyholders receive the support they need when they need it most. We empower insurance agents and brokers to find competitively priced policies that align with their clients' budgets while maintaining the highest standards of professionalism.Our longevity reflects our dedication to ethical business practices, community engagement, and continuous adaptation to evolving industry demands. Through strategic mergers and expansions, including our 1990 consolidation with Cortland Co-Operative Insurance Company, we have strengthened our capacity to provide comprehensive coverage options. Our Baldwinsville headquarters, operational since 1983, serves as a hub for our ongoing commitment to the communities we protect. We invest in our employees through competitive benefits packages and a supportive work environment that fosters excellence in client service. This holistic approach to business has solidified our reputation as a reliable partner for both policyholders and industry professionals seeking dependable insurance solutions.
Services
Personal Insurance
Commercial Insurance
Farmowners Insurance
Business Owners Insurance (BOP)
Inland Marine Insurance
Home Insurance
Landlord Insurance
Equipment Breakdown Insurance
Underground Service Line Insurance
Highlights and features
- We have over 130 years of experience serving Central Co-operative Insurance Company Co-operative Insurance Company and Northern New York communities
- Our A+ AM Best rating demonstrates strong financial stability and claims-paying ability
- We provide personalized service through 125 independent local agents
- Our experienced claims team resolves claims quickly and efficiently
- We offer tailored coverage options for unique insurance needs
Associations and certifications
- AM Best
What people say
Dependable underwriters
Excellent claims service
Personalized approach
Competitive pricing options
Services
Personal Insurance
We offer comprehensive personal insurance solutions including homeowners, seasonal home, and mobile home insurance policies. Our coverage protects against common risks while providing customizable options to meet specific needs. With over 130 years of experience, we ensure policyholders receive appropriate protection at competitive rates.
Commercial Insurance
Our commercial insurance portfolio includes fire, inland marine, and business owners policies designed for diverse industries. We provide specialized coverage for contractors, farms, and commercial properties with flexible options to match business requirements. Our experienced underwriters help businesses secure appropriate protection.
Farmowners Insurance
We offer specialized farmowners insurance that protects agricultural properties and operations. Our policies cover farm buildings, equipment, and liability risks tailored to modern farming needs. With deep understanding of rural communities, we provide comprehensive protection for various farm types.
Business Owners Insurance (BOP)
Our Business Owners Insurance packages combine property and liability coverage in customizable plans for small to mid-sized businesses. The policies protect against common commercial risks while offering flexibility to address specific operational needs. We work with businesses to create tailored coverage solutions.
Inland Marine Insurance
We provide inland marine insurance for property not typically covered by standard policies, including mobile equipment and valuable items. Our coverage protects against transportation-related risks and off-site property exposures. This specialized insurance addresses unique asset protection requirements for both personal and commercial clients.
People
David W. Fraser
Chairman of the Board
David W. Fraser brings extensive industry experience to his leadership role, overseeing strategic direction while maintaining our commitment to personalized service and community-focused insurance solutions.
Rich Bente
President/CEO
Rich Bente leads our company with a focus on innovation and customer satisfaction, combining decades of insurance expertise with a commitment to maintaining our strong financial position and community values.
Norman W Garrett Jr
Commercial Underwriter
Norman W Garrett Jr specializes in commercial risk assessment, leveraging his deep knowledge of business insurance needs to help clients secure appropriate coverage solutions tailored to their specific operations.
Matthew Bente
Senior Commercial Lines Underwriter
Matthew Bente provides expert underwriting for commercial clients, combining technical expertise with personalized service to ensure businesses receive comprehensive protection matching their unique requirements.
Richard Bente
Claims Manager
Richard Bente oversees our claims department with a focus on efficient resolution and customer satisfaction, ensuring policyholders receive prompt, professional support during critical times.
Questions
What types of insurance policies do you offer?
We provide personal insurance (homeowners, mobile home, inland marine) and commercial insurance (fire, farmowners, BOP, equipment breakdown) for Central Co-operative Insurance Company Co-operative Insurance Company and Northern New York residents and businesses.
How can I file an insurance claim?
Policyholders can file claims securely online through our website or contact our claims department directly at 315-635-7606 for assistance.
Do you serve areas outside Baldwinsville?
We serve all of Central Co-operative Insurance Company Co-operative Insurance Company and Northern New York through our network of 125 independent agents located throughout the region.
What makes your insurance company different?
Our 130+ year history, A+ AM Best rating, and commitment to personalized service through local agents distinguish us from other insurance providers.
Can I get a customized insurance quote?
Yes, our agents can help you obtain a customized insurance quote tailored to your specific coverage needs and budget.
