Business Details
37 Years
experience
Your Trusted Insurance Partner in Steele, ND
Bowerman Insurance has been serving Steele, ND and surrounding communities since 1989, providing comprehensive insurance solutions tailored to individual and business needs. Our team brings over 30 years of combined experience in property, casualty, crop, and life insurance, with specialized expertise in agricultural risks and precision crop reporting. We maintain partnerships with multiple insurance carriers to offer competitive policies while leveraging advanced technology for efficient service.Our agency prioritizes personalized customer support, with licensed agents available through multiple communication channels. As active members of the North Dakota Professional Insurance Association and Independent Insurance Agents of ND, we uphold professional standards while delivering coverage that protects homes, farms, vehicles, and commercial operations.
Services
Personal Insurance
Business Insurance
Farm Insurance
Crop Insurance
Recreational Insurance
Details
- Year established: 1989
Highlights and features
- We offer 30+ years of insurance expertise with specialized agricultural knowledge
- Our team provides comprehensive policy analysis and competitive pricing options
- We utilize advanced technology for efficient insurance management and reporting
- We maintain partnerships with multiple insurance carriers for customized solutions
- Our agents hold professional designations including CPIA and AFIS certifications
Services
Crop Insurance
We provide comprehensive crop insurance solutions including MPCI, hail, LRP, PRF, and apiculture rainfall index insurance. Our precision crop reporting technology ensures accurate documentation for claims processing. With decades of agricultural experience, our agents help farmers protect against yield losses and market fluctuations through customized coverage plans.
Personal Insurance
Our personal insurance services protect homes, vehicles, and personal assets through customizable policies. We offer competitive rates on auto, home, and recreational vehicle insurance with specialized expertise in watercraft and classic car coverage. Our agents work with multiple carriers to find optimal protection for individual needs.
Business Insurance
We deliver tailored commercial insurance solutions protecting businesses against property damage, liability claims, and operational risks. Our services include business interruption coverage, liability protection, and specialized policies for commercial vehicles. With access to multiple carriers, we create comprehensive risk management strategies for North Dakota businesses.
Farm Insurance
Our farm insurance packages protect agricultural operations with coverage for farmsteads, equipment, livestock, and crop storage facilities. We combine traditional property coverage with specialized agricultural endorsements to address unique farming risks. Our agents understand the complexities of farm operations through direct industry experience.
Recreational Insurance
We offer specialized insurance for recreational vehicles including ATVs, snowmobiles, and watercraft. Our policies protect against accidents, theft, and property damage while providing liability coverage. With tailored options for both on-road and off-road vehicles, we ensure recreational assets remain protected year-round.
People
Robert Bowerman
Owner
Bob founded the agency in 1989 and manages crop insurance operations. With farming experience since 1977, he brings deep agricultural knowledge to insurance solutions. Active in industry associations, he focuses on ensuring customers receive optimal coverage for their financial protection.
LaDonna Bowerman
Licensed Agent
LaDonna has worked in insurance since 1993, holding AFIS and CPIA designations. She specializes in farm insurance and book management while overseeing agency operations. Her focus remains on delivering personalized service through comprehensive policy analysis and customer education.
Josh Hackman
Licensed Agent
Josh joined in 2018, combining technology expertise with agricultural background. He specializes in crop insurance and personal lines, utilizing precision reporting tools. With farming experience on family land, he understands practical insurance needs for modern agricultural operations.
Melissa Binder
Licensed Agent
Melissa transitioned from banking to insurance in 2015, becoming a licensed CSR. She focuses on personal lines and agency accounting while supporting comprehensive customer service. Her local knowledge helps tailor insurance solutions to Steele community needs.
Rebecca Fischer
Licensed Agent
Rebecca joined in 2021, obtaining licenses in multiple states and life/health insurance. She provides cross-state coverage solutions while supporting personal and commercial lines. Her diverse business background enhances understanding of varied customer insurance requirements.
Questions
What types of insurance do you offer?
We provide personal, business, farm, crop, and recreational vehicle insurance with specialized agricultural coverage options.
Do you serve areas outside North Dakota?
We hold licenses in multiple states and partner with carriers that provide coverage beyond North Dakota through our agency network.
What makes your agency different?
Our 30+ years of local experience combined with advanced technology and multiple carrier partnerships deliver customized insurance solutions.
How do you handle insurance claims?
We use precision reporting tools and agricultural expertise to streamline crop and property claims while maintaining personalized support throughout the process.
Can you help with commercial insurance needs?
Yes, we offer business insurance solutions including liability coverage, property protection, and commercial vehicle policies tailored to North Dakota businesses.
