Business Details
37 Years
experience
Your Trusted Insurance Partner in Steele, ND
Established in 1989, Gateway Insurance has served Steele, North Dakota, and surrounding communities for over three decades. Our team combines extensive industry experience with a commitment to personalized service, offering comprehensive insurance solutions tailored to individual client needs. We specialize in home, auto, farm, recreational vehicles, watercraft, commercial, and crop insurance, including specialized coverage options like MPCI, livestock, forage, rainfall, apiculture, and total weather insurance. With access to multiple insurance carriers, we provide competitive pricing and thorough policy analysis to ensure optimal coverage.Our agency prioritizes technological advancements to enhance client service and maintains active memberships in professional organizations such as the ND Professional Insurance Agents (PIA) and Independent Insurance Agents of ND (IIA). Located in Steele with a branch office in Bismarck, we remain dedicated to helping clients secure their financial futures through reliable risk management strategies and exceptional customer support.
Services
Home Insurance
Auto Insurance
Farm Insurance
Commercial Insurance
Crop Insurance
Recreational Vehicles Insurance
Watercraft Insurance
Livestock Insurance
Forage Insurance
Rainfall Insurance
Details
- Year established: 1989
Highlights and features
- We offer 30+ years of localized insurance expertise in North Dakota
- Our team provides personalized policy analysis and competitive pricing options
- We maintain specialized knowledge in agricultural and weather-related insurance products
- Our agency combines traditional service values with modern technology solutions
- We operate two convenient locations serving Steele and Bismarck communities
Services
Home Insurance
Our home insurance policies protect North Dakota residents' primary residences against common risks including fire, theft, and weather damage. We offer customizable coverage options with competitive pricing through multiple carrier partnerships while maintaining personalized service for policyholders in Steele and surrounding areas.
Crop Insurance
Specialized crop insurance solutions address North Dakota farmers' unique needs, including MPCI coverage, rainfall protection, and forage insurance. Our experienced agents help agricultural clients navigate risk management strategies tailored to specific crops, livestock operations, and weather-related challenges faced by regional producers.
Commercial Insurance
We provide comprehensive commercial insurance packages for North Dakota businesses, protecting against property damage, liability claims, and operational disruptions. Our services include policy analysis, risk assessment, and customized solutions for small to mid-sized enterprises across various industry sectors in Steele and Bismarck.
Farm Insurance
Our farm insurance programs cover agricultural properties, equipment, and livestock operations throughout North Dakota. Policies address unique risks faced by farmers and ranchers, including coverage for barns, machinery, livestock mortality, and farm income protection.
Auto Insurance
We offer auto insurance policies meeting North Dakota's minimum requirements while providing optional enhancements for comprehensive protection. Our services include comparative pricing analysis across multiple carriers, personalized policy recommendations, and local claims support for vehicle owners in Steele and Bismarck communities.
People
Heather Mae Hoerner
Insurance Agent
Heather joined Gateway Insurance in 2022 with 10+ years of experience in independent and captive insurance agencies. Licensed in Property & Casualty, Health, and Life insurance across five states, she focuses on educating clients about industry changes while delivering personalized coverage solutions tailored to individual needs.
Questions
What types of insurance do you offer?
We provide home, auto, farm, commercial, crop, recreational vehicle, and watercraft insurance, including specialized coverage for livestock, forage, rainfall, and weather-related risks.
Do you serve areas outside Steele?
Yes, we serve clients throughout North Dakota with a branch office in Bismarck and coverage options tailored to both rural and urban insurance needs.
How do you help clients save money?
We analyze your specific needs, compare policies across multiple carriers, and identify customized solutions that provide optimal coverage at competitive pricing.
What agricultural insurance options exist?
Our agricultural coverage includes crop insurance (MPCI, rainfall, forage), livestock protection, farm property insurance, and specialized weather-related risk management products.
Can I manage policies online?
We offer technology-enabled services for policy management while maintaining personal agent support for all client interactions and claims assistance.
