Business Details
25 Years
experience
Your Trusted Insurance Partner in Western North Dakota
Western Frontier Insurance Agency was founded in 2001 when Warren Flath opened Southwest Insurance Agency in Bowman, North Dakota. With over two decades of combined experience, our team has expanded to five locations across Western North Dakota, serving both North and South Dakota. Each insurance product we offer is managed by a specialized agent who focuses on specific lines of coverage, ensuring deep expertise in home, auto, farm, ranch, crop, commercial, and life insurance.We prioritize client service, product knowledge, risk management, and claims support while maintaining partnerships with top-tier underwriting companies. Our 2007 rebranding to Western Frontier Insurance Agency, Inc. marked our commitment to professional growth and community service. We continue to seek new underwriting partners while maintaining strong relationships with existing providers to better serve our clients' evolving needs.
Services
Home
Auto
Commercial
Farm/Ranch
Crop/Hail
Umbrella
Life
Flood
Boat
Camper
Details
- Year established: 2001
Highlights and features
- We have specialized agents for every insurance line we offer
- Our team brings over 20 years of local insurance expertise
- Five convenient office locations across Western North Dakota
- Partnerships with multiple top-tier underwriting companies
- Personalized service with deep product knowledge and claims support
Services
Home Insurance
Our home insurance policies protect your primary residence against common risks including fire, theft, and weather damage. We offer customizable coverage options for personal property, liability protection, and additional living expenses. Our agents help homeowners in North and South Dakota find policies that meet their specific needs and budget requirements.
Auto Insurance
We provide comprehensive auto insurance coverage for personal and commercial vehicles. Our policies include liability protection, collision coverage, and uninsured motorist provisions. North and South Dakota drivers benefit from competitive rates and specialized agents who understand state-specific insurance requirements and driving conditions.
Farm/Ranch Insurance
Our farm and ranch insurance packages protect agricultural operations with coverage for buildings, equipment, livestock, and crop losses. Policies include liability protection for farm-related activities and can be customized for specific agricultural needs. We serve farmers and ranchers across Western North Dakota with specialized risk management solutions.
Crop/Hail Insurance
We offer multi-peril crop insurance and hail coverage to protect against weather-related losses. Our policies help farmers manage financial risks associated with crop damage or yield reductions. Agents work closely with agricultural clients to develop coverage plans that meet USDA requirements and provide essential protection during growing seasons.
Business Insurance
Our business insurance solutions protect commercial operations with property, liability, and workers' compensation coverage. We serve companies in North and South Dakota with customized policies that address industry-specific risks. Our agents help businesses find comprehensive protection for their assets, employees, and operations.
People
Warren Flath
Founder
Warren Flath established Southwest Insurance Agency in 2001 after 22 years in the insurance industry. He led the agency's expansion to multiple locations and its rebranding to Western Frontier Insurance Agency, Inc. His leadership focuses on maintaining high service standards and strong underwriting partnerships.
Steve Hedstrom
Office Manager
Steve Hedstrom joined the agency in 2001 and opened the Hettinger office. He purchased a building for the Hettinger location in 2003 and continues to manage office operations. His experience contributes to the agency's growth and community-focused insurance services.
Questions
What types of insurance do you offer?
We offer home, auto, farm/ranch, crop/hail, commercial, life, flood, boat, camper, RV, motorcycle, and umbrella insurance policies tailored to individual and business needs.
How are you different from other insurance agencies?
Each insurance line has a specialized agent with deep expertise. We maintain partnerships with multiple underwriting companies to find optimal coverage solutions for our clients across North and South Dakota.
Do you serve both North and South Dakota?
Yes, we provide insurance services to clients in both North and South Dakota through our five strategically located offices in Western North Dakota communities.
How do you handle insurance claims?
We provide dedicated claims support with experienced agents who guide policyholders through the process, ensuring timely resolution and proper documentation for all covered losses.
