Business Details
Your Trusted Insurance Partner in Shortsville, NY
Founded in 1877 as Ontario County Patron's Fire Relief Association, our company has evolved into a trusted provider of comprehensive insurance solutions across New York State. We specialize in personal and commercial insurance products, including farmowners, homeowners, contractors packages, umbrella liability, and business owner policies. With over 145 years of experience, we maintain strong relationships with independent agents while adhering to fair underwriting practices and delivering prompt, reliable support.Our AM Best 'A' (Excellent) rating reflects our financial strength and commitment to policyholders. We pride ourselves on combining local market expertise with modern insurance solutions tailored to meet evolving community needs.
Services
Personal Insurance
Commercial Insurance
Farmowners Coverage
Homeowners Insurance
Contractors Packages
Umbrella Liability
Business Owner Policies
Boat Owner Coverage
Inland Marine Insurance
Home-Based Business Programs
Highlights and features
- We maintain an AM Best 'A' (Excellent) financial strength rating
- Our team offers over 145 years of combined insurance expertise
- We specialize in New York-specific insurance needs through local agents
- We employ fair underwriting practices with personalized support
- We provide prompt, reliable service to policyholders and agents
Associations and certifications
- AM Best Company (A rating)
Services
Personal Insurance
We offer comprehensive personal insurance solutions including homeowners, farmowners, and inland marine coverage. Our policies protect New York residents' valuable assets while providing tailored risk management. With flexible options and competitive rates, our products address diverse personal insurance needs through independent agents.
Commercial Insurance
Our commercial insurance packages safeguard New York businesses with property, liability, and specialized coverage options. From contractors to boat owners, we provide risk management solutions tailored to specific industries. Our business owner policies combine property protection with liability coverage for comprehensive asset security.
Farmowners Coverage
We specialize in farmowners insurance protecting rural properties across New York State. Our policies cover farm structures, equipment, and liability risks while accommodating unique agricultural operations. With deep understanding of farming needs, we deliver customized protection for both traditional and modern agricultural enterprises.
Umbrella Liability
Our umbrella liability policies provide additional protection beyond standard insurance limits. Designed for both personal and commercial clients, these policies offer cost-effective risk management for catastrophic events. We help policyholders secure comprehensive coverage against significant liability claims through independent agents.
Home-Based Business Programs
We offer specialized insurance for home-based businesses combining property and liability coverage. These programs address unique risks faced by New York entrepreneurs operating from residential locations. Our flexible policies protect business assets while accommodating evolving operational needs through independent agent networks.
Questions
What types of insurance does Ontario Insurance Company offer?
We provide personal insurance (homeowners, farmowners), commercial insurance (business property/liability), contractors packages, umbrella liability, and specialized coverage for home-based businesses and boat owners across New York State.
How can I get a quote from Ontario Insurance Company?
Contact your local independent insurance agent in New York State who represents Ontario Insurance Company to receive a personalized quote for personal or commercial coverage options.
Are you accepting new independent insurance agents?
Yes, we're actively expanding our network of independent agents in New York State. Licensed agents can submit their contact information through our website to join our agent network.
What areas does Ontario Insurance Company serve?
We operate throughout New York State, providing insurance solutions to policyholders and supporting independent insurance agencies across the state since our founding in 1877.
How do I file an insurance claim with Ontario Insurance Company?
Contact your independent insurance agent who can assist with initiating the claims process, or visit our website to access claim filing resources and contact our claims department directly.
What makes Ontario Insurance Company different from others?
As a New York-based cooperative with AM Best 'A' (Excellent) rating, we combine local market expertise with personalized service through independent agents, offering tailored insurance solutions since 1877.
