Business Details
50+ Years
experience
Your Trusted Insurance Partner in South Berwick, ME
Founded in 1961 by Cliff Ham, our agency has built a legacy of serving Maine and New Hampshire residents with personalized insurance solutions. As a family-owned business, we prioritize listening to clients' needs and delivering tailored coverage through strategic partnerships with major carriers. Our commitment extends beyond insurancewe actively support local communities through initiatives like the Berwick's Community Initiative Networking Group and Shop Local Campaign. With over 50 years of combined experience, our team of experts, including Tony Lemmo and Karen Stevens, provides guidance on property, casualty, and business insurance. We operate with principled ethics and personal integrity, ensuring clients feel valued and protected.Our approach combines local market knowledge with comprehensive coverage options for individuals and businesses. From auto and home insurance to umbrella policies and commercial protection, we simplify complex insurance decisions. Recognized for excellence, we were named Greater Somersworth Chamber of Commerce Board Member of the Year in 2013. Our decades-long relationships with clients reflect our dedication to transparency and care. Whether you're a long-time resident or new to the area, we offer the expertise of a large agency with the personal touch of a local business.
Services
Auto Insurance
Home Insurance
Umbrella Insurance
Business Insurance
Personal Insurance
Details
- Year established: 1961
Highlights and features
- We offer over 60 years of local insurance expertise in Maine and New Hampshire.
- Our team provides tailored coverage through partnerships with major insurance carriers.
- We prioritize community involvement through local initiatives and campaigns.
- Our agents have decades of combined experience in property and casualty insurance.
- We deliver personalized service with a focus on principled ethics and integrity.
Services
Auto Insurance
We provide comprehensive auto insurance solutions for drivers of all experience levels. Our policies cover property damage, liability, and medical expenses, with customizable options for safe drivers and young operators. With flexible plans tailored to individual and family needs, we ensure protection for various vehicles and driving scenarios across Maine and New Hampshire.
Home Insurance
Our home insurance policies safeguard one of your most significant investments. We offer coverage for property damage, personal belongings, and liability protection for accidents on your property. Designed for homeowners in diverse communities, our plans adapt to local risks while providing financial security for your family's future in Maine and New Hampshire.
Umbrella Insurance
Umbrella policies provide additional liability coverage beyond standard home and auto insurance limits. For as little as $200 annually, we offer $1 million in supplemental protection that activates when primary coverage is exhausted. This cost-effective solution ensures comprehensive security against major claims or lawsuits for Maine and New Hampshire residents.
Business Insurance
We deliver customized business insurance for enterprises of all sizes, from family-owned shops to large corporations. Our solutions protect against property damage, liability claims, and reputational risks with scalable options from basic to comprehensive coverage. Specialized plans address industry-specific challenges across Maine and New Hampshire's diverse business landscape.
People
Tony Lemmo
Agent
With over 10 years in property and casualty insurance, Tony specializes in commercial and personal coverage. A local resident of South Berwick for a decade, he actively contributes to community initiatives and serves on the Greater Somersworth Chamber of Commerce.
Karen Stevens
Senior Personal Lines Account Manager
Karen brings 39 years of experience in personal insurance lines, having worked with her family's agency since its founding. A lifelong South Berwick resident, she offers deep local market knowledge and continuity in personalized insurance solutions.
Questions
What types of insurance do you offer?
We provide auto, home, umbrella, and business insurance solutions tailored to Maine and New Hampshire residents' needs.
Can I get a customized insurance plan?
Yes, we create personalized coverage plans through strategic carrier partnerships to meet individual and business requirements.
Do you serve businesses of all sizes?
We work with family-owned startups, mid-sized companies, and large corporations across various industries in the region.
What are your office hours?
Our South Berwick office is open Monday-Friday from 8:30 AM to 4:30 PM Eastern Time.
How can I get an umbrella policy?
Contact us to add $1 million in supplemental liability coverage for as little as $200/year to your existing policies.
